:root{
 --navy:#0a2a57;--navy2:#102f58;--ink:#162333;--text:#566476;--muted:#7a8797;--orange:#ff7600;--blue:#4b74c8;--line:#dfe6ee;--paper:#f7f9fc;--white:#fff;--max:1320px;--gutter:clamp(18px,4vw,60px);--sans:"IBM Plex Sans",Arial,sans-serif;--serif:"IBM Plex Serif",Georgia,serif;--ease:cubic-bezier(.22,.61,.36,1)
}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:90px}body{margin:0;background:#fff;color:var(--ink);font-family:var(--sans);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;overflow-x:hidden}body.menu-open{overflow:hidden}a{text-decoration:none;color:inherit}img{display:block;max-width:100%}button,input,select,textarea{font:inherit}.container{width:min(var(--max),calc(100% - var(--gutter)*2));margin-inline:auto}.section{padding:clamp(72px,7vw,112px) 0}.section-tight{padding:34px 0 64px}.section-label,.eyebrow{display:block;margin-bottom:14px;color:#718096;font-size:11px;font-weight:700;letter-spacing:.11em;text-transform:uppercase}.section-label.light{color:#a9bdd6}.skip-link{position:fixed;left:12px;top:12px;z-index:9999;background:#fff;padding:10px 14px;transform:translateY(-160%)}.skip-link:focus{transform:none}.reveal{opacity:0;transform:translateY(16px);transition:opacity .6s var(--ease),transform .6s var(--ease)}.reveal.in{opacity:1;transform:none}
.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.97);backdrop-filter:blur(16px);border-bottom:1px solid rgba(10,42,87,.08);transition:box-shadow .3s var(--ease)}.site-header.is-scrolled{box-shadow:0 10px 30px rgba(10,42,87,.06)}.nav-wrap{height:82px;display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:34px}.brand{display:inline-flex;flex-direction:column;line-height:.9;width:max-content}.brand-main{font-size:22px;font-weight:800;letter-spacing:-.055em}.brand-main span{color:var(--orange)}.brand-main b{color:var(--blue)}.brand-sub{align-self:flex-end;margin-top:6px;color:var(--blue);font-size:7px;font-weight:700;letter-spacing:.1em}.desktop-nav{display:flex;justify-content:center;align-items:center;gap:28px}.desktop-nav a{position:relative;padding:10px 0;color:#35475d;font-size:12px;font-weight:600}.desktop-nav a:after{content:"";position:absolute;left:0;right:0;bottom:0;height:1px;background:var(--orange);transform:scaleX(0);transform-origin:left;transition:transform .25s}.desktop-nav a:hover:after,.desktop-nav a[aria-current="page"]:after{transform:scaleX(1)}.nav-cta{display:inline-flex;align-items:center;gap:10px;min-height:42px;padding:0 16px;border:1px solid var(--navy);border-radius:8px;color:var(--navy);font-size:10px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;transition:background .25s,color .25s,transform .25s}.nav-cta:hover{background:var(--navy);color:#fff;transform:translateY(-1px)}.menu-toggle,.mobile-menu{display:none}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:46px;padding:0 17px;border:1px solid transparent;border-radius:8px;font-size:10.5px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;cursor:pointer;transition:all .25s var(--ease)}.btn span{font-size:14px}.btn-primary{background:var(--orange);color:#fff}.btn-primary:hover{background:#e96d00;transform:translateY(-1px)}.btn-outline{background:#fff;border-color:#cfd9e4;color:var(--navy)}.btn-outline:hover{border-color:var(--navy);transform:translateY(-1px)}.btn-dark{background:var(--navy);color:#fff}.btn-dark:hover{background:#0e3468;transform:translateY(-1px)}.btn-light{background:#fff;border-color:rgba(255,255,255,.45);color:var(--navy)}.text-link{display:inline-flex;align-items:center;gap:8px;padding-bottom:4px;border-bottom:1px solid #aab6c4;font-size:12px;font-weight:700}.text-link:hover{border-color:var(--orange);color:var(--orange)}
.hero{background:#fff;border-bottom:1px solid var(--line)}.hero-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(360px,.78fr);gap:clamp(44px,6vw,92px);align-items:center;padding:clamp(52px,6vw,86px) 0}.hero-copy{max-width:760px}.hero h1{max-width:760px;margin:0 0 28px;color:var(--navy);font-size:clamp(50px,5.3vw,82px);line-height:.97;letter-spacing:-.055em;font-weight:700}.hero-lead{display:grid;gap:6px;max-width:610px;margin-bottom:30px;padding-left:18px;border-left:2px solid var(--orange)}.hero-lead strong{font-size:clamp(20px,1.7vw,26px);font-weight:600;color:#27394f}.hero-lead span{font-size:16px;line-height:1.6;color:#667589}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.hero-media{display:flex;justify-content:flex-end;align-items:center}.hero-media img{width:min(100%,540px);height:auto;object-fit:contain;object-position:center;background:#fff}
.pathway-grid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);border-left:1px solid var(--line)}.pathway-item{position:relative;min-height:166px;padding:28px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff;display:flex;flex-direction:column;transition:background .25s}.pathway-item:hover{background:#fbfcfe}.pathway-item>span{margin-bottom:22px;color:#7a8797;font-size:10px;font-weight:700;letter-spacing:.1em;text-transform:uppercase}.pathway-item strong{max-width:330px;padding-right:28px;font-size:21px;line-height:1.22;font-weight:600;color:#27384c}.pathway-item i{position:absolute;right:22px;bottom:22px;color:var(--orange);font-style:normal}
.about{background:#fff}.about-grid{display:grid;grid-template-columns:.7fr 1.3fr;gap:clamp(50px,7vw,110px);align-items:start}.about-heading h2,.section-head h2,.platform-home-copy h2,.live-question-copy h2,.program-copy h2,.contact-home-copy h2{margin:0;color:var(--navy);font-size:clamp(38px,3.8vw,58px);line-height:1;letter-spacing:-.045em}.about-copy p{margin:0 0 24px;font-family:var(--serif);font-size:clamp(18px,1.4vw,22px);line-height:1.72;color:#384653}.heritage-row{display:grid;grid-template-columns:220px 1fr;gap:36px;align-items:center;margin-top:54px;padding:28px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.heritage-year{display:flex;align-items:baseline;gap:12px}.heritage-year strong{font-size:50px;line-height:1;color:var(--navy);letter-spacing:-.06em}.heritage-year span{max-width:110px;font-size:10px;line-height:1.4;color:#7c899a}.heritage-row p{margin:0;font-family:var(--serif);font-size:18px;line-height:1.7;color:#475565}
.platform-home{background:var(--navy);color:#fff}.platform-home-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:clamp(48px,7vw,100px);align-items:start}.platform-home-copy p{max-width:520px;margin:20px 0 28px;font-size:15px;line-height:1.75;color:#c3d1e2}.platform-home-list{border-top:1px solid rgba(255,255,255,.2)}.platform-home-list>div{display:grid;grid-template-columns:44px 1fr;gap:16px;align-items:center;padding:20px 0;border-bottom:1px solid rgba(255,255,255,.12)}.platform-home-list span{font-size:10px;color:#ff9d55}.platform-home-list p{margin:0;font-size:15px;line-height:1.5;color:#f4f7fb}
.live-question{background:#f6f4ef}.live-question-grid{display:grid;grid-template-columns:.72fr 1.28fr;gap:clamp(50px,7vw,100px);align-items:start}.live-question-copy p{max-width:440px;margin:20px 0 0;font-size:15px;line-height:1.7;color:#64717f}.price-row{display:flex;align-items:baseline;gap:12px;margin-top:22px}.price-row strong{font-size:48px;letter-spacing:-.06em;color:var(--navy)}.price-row span{font-size:11px;color:#808b96;text-transform:uppercase;letter-spacing:.08em}.question-form-shell{padding:30px;background:#fff;border:1px solid #d8dfe7}.question-purchase-form label{display:block;margin-bottom:10px;font-size:12px;font-weight:700;color:#2e4057}.question-purchase-form textarea{width:100%;min-height:180px;padding:16px;border:1px solid #d1d9e2;background:#fff;outline:none;resize:vertical;line-height:1.6;color:#1d2834}.question-purchase-form textarea:focus{border-color:#8da2bd;box-shadow:0 0 0 3px rgba(75,116,200,.08)}.question-form-meta{display:flex;justify-content:space-between;gap:18px;margin:8px 0 20px;font-size:10px;color:#7b8794}.question-order-summary{display:flex;justify-content:space-between;align-items:center;padding:16px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin-bottom:18px;font-size:12px}.question-order-summary strong{font-size:20px;color:var(--navy)}.btn-checkout{width:100%}
.section-head{display:flex;align-items:end;justify-content:space-between;gap:30px;margin-bottom:28px}.services-list-home{border-top:1px solid #2a3746}.service-row-home{display:flex;justify-content:space-between;align-items:center;min-height:88px;padding:0 4px;border-bottom:1px solid var(--line);transition:padding .25s,background .25s}.service-row-home:hover{padding-left:10px;background:#fbfcfe}.service-row-home span{font-size:clamp(20px,2vw,28px);font-weight:600;color:#26374b}.service-row-home i{font-style:normal;color:var(--orange)}
.programs{background:#fff}.programs-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(48px,7vw,100px);align-items:center}.program-copy p{max-width:540px;margin:22px 0 26px;font-size:15px;line-height:1.75;color:#5b6978}.program-image img{width:100%;height:auto;border:1px solid var(--line)}.video-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.video-frame{aspect-ratio:16/9;overflow:hidden;background:#000}.video-frame iframe{width:100%;height:100%;border:0}
.contact-home{background:#f7f9fc}.contact-home-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(48px,7vw,100px);align-items:start}.contact-home-copy p{max-width:430px;margin:20px 0 26px;color:#607083;line-height:1.7}.contact-home-meta{display:flex;flex-direction:column;gap:10px;color:#34465a;font-size:13px}.contact-form{display:grid;gap:16px}.field-pair{display:grid;grid-template-columns:1fr 1fr;gap:14px}.contact-form label{display:grid;gap:7px;font-size:11px;font-weight:700;color:#506073}.contact-form input,.contact-form select,.contact-form textarea{width:100%;padding:13px 14px;border:1px solid #d1dae4;background:#fff;color:#1d2935;outline:none}.contact-form input:focus,.contact-form select:focus,.contact-form textarea:focus{border-color:#8ba1bd;box-shadow:0 0 0 3px rgba(75,116,200,.08)}.contact-form textarea{min-height:120px;resize:vertical}
.inner-hero{padding:clamp(70px,7vw,110px) 0 60px;border-bottom:1px solid var(--line);background:#fff}.inner-hero-dark{background:var(--navy);color:#fff;border-bottom:0}.inner-hero-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(48px,7vw,100px);align-items:end}.inner-hero h1{margin:0;color:var(--navy);font-size:clamp(46px,5vw,76px);line-height:.96;letter-spacing:-.055em}.inner-hero-dark h1{color:#fff}.inner-lead{margin:0;max-width:680px;font-size:18px;line-height:1.7;color:#5d6a78}.inner-hero-dark .inner-lead{color:#bdcce0}.about-page-grid{display:grid;grid-template-columns:.75fr 1.25fr;gap:clamp(48px,7vw,100px);align-items:center}.about-page-photo{width:100%;height:auto;object-fit:contain}.year-mark{margin:10px 0 24px;font-size:clamp(70px,7vw,110px);line-height:.9;color:var(--navy);letter-spacing:-.07em}.about-page-copy p{font-size:17px;line-height:1.8;color:#4d5c6d}
.service-page-list{display:grid;gap:0;border-top:1px solid #273748}.service-page-row{display:grid;grid-template-columns:.7fr 1.3fr;gap:48px;padding:34px 0;border-bottom:1px solid var(--line)}.service-page-row h3{margin:0;color:var(--navy);font-size:28px;line-height:1.1}.service-page-row ul{columns:2;column-gap:28px;margin:0;padding:0;list-style:none}.service-page-row li{break-inside:avoid;padding:7px 0;color:#5d6c7c;font-size:14px;line-height:1.65}
.platform-page-clean{background:#f7f9fc}.platform-two-columns{display:grid;grid-template-columns:1fr 1fr;gap:20px}.platform-two-columns article{padding:28px;background:#fff;border:1px solid #dce4ed}.platform-two-columns ul{margin:0;padding:0;list-style:none}.platform-two-columns li{padding:14px 0;border-bottom:1px solid #edf2f6;font-size:15px;color:#435368}.platform-two-columns li:last-child{border-bottom:0}.process-clean{margin-top:22px;padding:30px;background:#fff;border:1px solid #dce4ed}.process-title h2{margin:0 0 24px;color:var(--navy);font-size:40px;letter-spacing:-.045em}.process-steps-clean{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-bottom:24px}.process-steps-clean>div{padding:20px;background:#f8fafc;border:1px solid #e5ecf3}.process-steps-clean span{font-size:10px;color:#7b899a}.process-steps-clean h3{margin:12px 0 6px;color:#26394f;font-size:20px}.process-steps-clean p{margin:0;color:#637286;font-size:14px}
.page-media img{width:100%;height:auto}.question-page-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:50px;align-items:start}.question-page-media img{width:100%;height:auto}.contact-page{background:#f7f9fc}.contact-page-grid{display:grid;grid-template-columns:.75fr 1.25fr;gap:50px}.contact-page-info{display:flex;flex-direction:column;gap:12px}.contact-page-info a,.contact-page-info>span{font-size:15px;color:#33465b}.contact-form-shell{padding:30px;background:#fff;border:1px solid #dce4ed}.form-status{padding:12px 14px;margin-bottom:16px;font-size:12px}.form-status.success{background:#eef8f1;color:#2f6e43}.form-status.error{background:#fff0f0;color:#8a3434}
.site-footer{background:#071b3c;color:#fff}.footer-main{display:grid;grid-template-columns:1.25fr .7fr .85fr .9fr;gap:clamp(30px,4vw,60px);padding:54px 0 42px}.footer-brand p,.footer-brand small,.footer-col a,.footer-col span{color:#bdc9d8;font-size:12px;line-height:1.7}.footer-brand p{margin:22px 0 10px}.footer-col{display:flex;flex-direction:column;gap:9px}.footer-col h4{margin:0 0 10px;color:#fff;font-size:10px;letter-spacing:.1em;text-transform:uppercase}.footer-col a:hover{color:#fff}.footer-payments{display:flex;justify-content:space-between;gap:20px;align-items:center;padding:20px 0;border-top:1px solid rgba(255,255,255,.1);border-bottom:1px solid rgba(255,255,255,.1)}.footer-payments>span{color:#8ea0b6;font-size:10px;letter-spacing:.1em;text-transform:uppercase}.footer-payments>div{display:flex;gap:8px;flex-wrap:wrap}.footer-payments b{display:inline-flex;align-items:center;min-height:30px;padding:0 10px;border:1px solid rgba(255,255,255,.18);border-radius:999px;font-size:10px;font-weight:600;color:#fff}.footer-bottom{display:flex;justify-content:space-between;gap:20px;align-items:center;padding:20px 0;color:#8ea0b6;font-size:10px}
.woocommerce-checkout .woocommerce,.woocommerce-cart .woocommerce{width:min(1180px,calc(100% - var(--gutter)*2));margin:60px auto 90px}.woocommerce form .form-row input.input-text,.woocommerce form .form-row textarea,.woocommerce form .form-row select{min-height:46px;border:1px solid #cfd8e2;padding:11px 13px}.woocommerce-checkout #payment{background:#f7f9fc!important}.woocommerce-checkout #payment #place_order{background:var(--navy)!important;border-radius:0!important}
@media(max-width:1050px){.desktop-nav{gap:18px}.desktop-nav a{font-size:11px}.hero-grid,.about-grid,.platform-home-grid,.live-question-grid,.programs-grid,.contact-home-grid,.inner-hero-grid,.about-page-grid,.question-page-grid,.contact-page-grid{grid-template-columns:1fr}.hero-media{justify-content:center}.pathway-grid,.platform-two-columns,.process-steps-clean{grid-template-columns:1fr}.service-page-row{grid-template-columns:1fr}.service-page-row ul{columns:1}.footer-main{grid-template-columns:1fr 1fr}}
@media(max-width:860px){html{scroll-padding-top:76px}.nav-wrap{height:76px;grid-template-columns:auto auto;justify-content:space-between}.desktop-nav,.nav-cta{display:none}.menu-toggle{display:inline-flex;flex-direction:column;justify-content:center;gap:5px;width:42px;height:42px;border:1px solid var(--line);background:#fff}.menu-toggle i{display:block;width:17px;height:1px;background:var(--ink);margin:auto}.mobile-menu{display:block;position:absolute;inset:100% 0 auto;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 16px 34px rgba(10,42,87,.08)}.mobile-menu-inner{display:grid;padding:14px 0 20px}.mobile-menu-inner>a{padding:13px 0;border-bottom:1px solid #edf2f6;font-size:14px;font-weight:600}.mobile-cta{margin-top:12px!important;padding:14px 16px!important;background:var(--navy);color:#fff;border:0!important}.mobile-contact{display:grid;gap:5px;padding-top:14px}.mobile-contact a{padding:0!important;border:0!important;color:#718096;font-size:12px!important}.hero-grid{padding:40px 0 48px}.hero h1{font-size:52px}.hero-media img{max-width:520px}.pathway-grid{border-left:0}.pathway-item{min-height:130px;border-left:1px solid var(--line)}.heritage-row{grid-template-columns:1fr}.platform-home-list>div{grid-template-columns:38px 1fr}.video-grid{grid-template-columns:1fr}.section-head{align-items:flex-start;flex-direction:column}.footer-main{grid-template-columns:1fr 1fr}}
@media(max-width:600px){:root{--gutter:20px}.section{padding:58px 0}.section-tight{padding:20px 0 46px}.brand-main{font-size:20px}.hero h1{font-size:42px}.hero-lead strong{font-size:19px}.hero-lead span{font-size:15px}.hero-actions{display:grid}.hero-actions .btn{width:100%}.pathway-item{padding:22px}.pathway-item strong{font-size:19px}.about-heading h2,.platform-home-copy h2,.live-question-copy h2,.program-copy h2,.contact-home-copy h2,.section-head h2{font-size:36px}.about-copy p{font-size:17px}.question-form-shell,.contact-form-shell{padding:22px}.question-form-meta{flex-direction:column;gap:4px}.service-row-home span{font-size:20px}.field-pair{grid-template-columns:1fr}.inner-hero h1{font-size:40px}.inner-lead{font-size:16px}.platform-two-columns article,.process-clean{padding:22px}.footer-main{grid-template-columns:1fr}.footer-payments,.footer-bottom{align-items:flex-start;flex-direction:column}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.reveal{opacity:1!important;transform:none!important;transition:none!important}*{animation-duration:.01ms!important;transition-duration:.01ms!important}}


/* =========================================================
   V22 — Signature polish / responsive refinement
   ========================================================= */
:root{
  --header-h:86px;
  --radius:10px;
  --shadow-soft:0 16px 46px rgba(7,27,60,.075);
}

/* Header — quieter, sharper, more premium */
.site-header{
  position:sticky;
  top:0;
  width:100%;
  isolation:isolate;
  background:rgba(255,255,255,.965);
  border-bottom:1px solid rgba(10,42,87,.095);
  box-shadow:none;
  -webkit-backdrop-filter:blur(18px) saturate(145%);
  backdrop-filter:blur(18px) saturate(145%);
}
.site-header::before{
  content:"";
  position:absolute;
  inset:0 0 auto;
  height:2px;
  background:linear-gradient(90deg,var(--orange) 0 22%,transparent 22% 78%,var(--blue) 78% 100%);
  opacity:.9;
  pointer-events:none;
}
.site-header.is-scrolled{
  box-shadow:0 12px 38px rgba(7,27,60,.07);
}
.nav-wrap{
  min-height:var(--header-h);
  height:var(--header-h);
  grid-template-columns:minmax(190px,auto) minmax(0,1fr) auto;
  gap:clamp(24px,3.1vw,48px);
}
.brand{
  position:relative;
  transform:translateZ(0);
}
.brand-main{
  font-size:24px;
  line-height:.92;
  letter-spacing:-.06em;
  font-weight:800;
  white-space:nowrap;
}
.brand-main span,.brand-main b{font-weight:800}
.brand-sub{
  margin-top:7px;
  font-size:7.5px;
  line-height:1;
  letter-spacing:.115em;
  opacity:.88;
}
.desktop-nav{gap:clamp(18px,2.2vw,32px)}
.desktop-nav a{
  padding:12px 0;
  font-size:11.5px;
  letter-spacing:.008em;
  color:#34465a;
}
.desktop-nav a::after{
  bottom:5px;
  height:1.5px;
  border-radius:2px;
}
.nav-cta{
  min-height:44px;
  padding:0 18px;
  border-color:rgba(10,42,87,.72);
  border-radius:9px;
  box-shadow:0 0 0 0 rgba(10,42,87,0);
  letter-spacing:.06em;
}
.nav-cta:hover{
  box-shadow:0 10px 22px rgba(10,42,87,.13);
}

/* Global optical polish */
.container{width:min(var(--max),calc(100% - var(--gutter)*2))}
.section-label,.eyebrow{
  letter-spacing:.14em;
  line-height:1.2;
}
.btn{
  min-height:48px;
  padding-inline:19px;
  border-radius:9px;
  letter-spacing:.06em;
}
.btn-dark,.btn-primary{box-shadow:0 9px 24px rgba(7,27,60,.08)}
.text-link{transition:color .2s ease,border-color .2s ease,transform .2s ease}
.text-link:hover{transform:translateX(2px)}

/* Forms — cleaner rhythm and stronger hierarchy */
.question-form-shell,.contact-form-shell,.process-clean,.platform-two-columns article{
  border-color:#d8e1eb;
  box-shadow:0 18px 54px rgba(7,27,60,.045);
}
.question-form-shell,.contact-form-shell{border-radius:2px}
.question-purchase-form textarea,
.contact-form input,
.contact-form select,
.contact-form textarea{
  border-radius:6px;
  transition:border-color .2s ease,box-shadow .2s ease,background .2s ease;
}
.contact-form input:focus,
.contact-form select:focus,
.contact-form textarea:focus{
  outline:none;
  border-color:#8ba0bc;
  box-shadow:0 0 0 3px rgba(75,116,200,.08);
  background:#fff;
}
.question-order-summary{padding:18px 0}
.btn-checkout{min-height:50px}

/* Footer — more editorial and less cramped */
.site-footer{
  background:#061a39;
  border-top:1px solid rgba(255,255,255,.04);
}
.footer-main{
  grid-template-columns:1.35fr .72fr .9fr .9fr;
  gap:clamp(34px,4.6vw,72px);
  padding:64px 0 48px;
}
.brand-footer .brand-main{font-size:23px}
.footer-brand p{margin:24px 0 10px}
.footer-col{gap:10px}
.footer-col h4{
  margin-bottom:12px;
  letter-spacing:.14em;
}
.footer-col a,.footer-col span,.footer-brand p,.footer-brand small{
  font-size:12px;
  line-height:1.78;
}
.footer-col a{transition:color .2s ease,transform .2s ease}
.footer-col a:hover{transform:translateX(2px)}
.footer-payments{padding:22px 0}
.footer-bottom{padding:22px 0 26px}

/* Large desktop balance */
@media (min-width:1280px){
  :root{--max:1360px}
  .hero-grid{gap:clamp(64px,7vw,108px)}
  .hero-copy{padding-left:2px}
}

/* Compact desktop / tablet landscape */
@media (max-width:1120px){
  .nav-wrap{gap:22px}
  .desktop-nav{gap:16px}
  .desktop-nav a{font-size:11px}
  .nav-cta{padding-inline:14px}
  .brand-main{font-size:23px}
}

/* Tablet + mobile navigation: viewport-safe fixed drawer */
@media (max-width:860px){
  :root{--header-h:76px}
  .site-header{position:sticky;top:0}
  .nav-wrap{
    min-height:var(--header-h);
    height:var(--header-h);
    grid-template-columns:auto auto;
    gap:18px;
  }
  .brand-main{font-size:22px}
  .brand-sub{font-size:7px;margin-top:6px}
  .menu-toggle{
    position:relative;
    z-index:3;
    width:44px;
    height:44px;
    padding:0;
    border-radius:9px;
    border-color:#dce4ed;
    background:#fff;
    transition:border-color .2s ease,box-shadow .2s ease;
  }
  .menu-toggle:hover{border-color:#b9c7d7;box-shadow:0 7px 18px rgba(7,27,60,.06)}
  .menu-toggle i{
    width:18px;
    transition:transform .25s var(--ease),opacity .2s ease;
  }
  .menu-toggle[aria-expanded="true"] i:first-child{transform:translateY(3px) rotate(45deg)}
  .menu-toggle[aria-expanded="true"] i:last-child{transform:translateY(-3px) rotate(-45deg)}
  .mobile-menu{
    position:fixed;
    z-index:99;
    top:var(--header-h);
    right:0;
    bottom:0;
    left:0;
    overflow:auto;
    overscroll-behavior:contain;
    background:rgba(255,255,255,.992);
    border-top:1px solid rgba(10,42,87,.06);
    border-bottom:0;
    box-shadow:0 24px 50px rgba(7,27,60,.1);
    -webkit-backdrop-filter:blur(18px);
    backdrop-filter:blur(18px);
  }
  .mobile-menu[hidden]{display:none!important}
  .mobile-menu-inner{
    min-height:100%;
    align-content:start;
    padding-top:22px;
    padding-bottom:max(28px,env(safe-area-inset-bottom));
  }
  .mobile-menu-inner>a{
    display:flex;
    align-items:center;
    min-height:54px;
    padding:0 2px;
    font-size:15px;
    font-weight:600;
    border-bottom:1px solid #e9eef4;
  }
  .mobile-cta{
    justify-content:space-between;
    min-height:52px!important;
    margin-top:18px!important;
    padding:0 18px!important;
    border-radius:9px!important;
  }
  .mobile-contact{
    gap:8px;
    margin-top:auto;
    padding-top:22px;
  }
  .mobile-contact a{font-size:12.5px!important}

  .footer-main{padding-top:52px}
}

/* Phones */
@media (max-width:600px){
  :root{--gutter:18px;--header-h:72px}
  html{scroll-padding-top:78px}
  .nav-wrap{height:var(--header-h);min-height:var(--header-h)}
  .brand-main{font-size:21.5px}
  .brand-sub{font-size:6.8px}
  .menu-toggle{width:42px;height:42px}
  .mobile-menu{top:var(--header-h)}
  .mobile-menu-inner{padding-top:14px}
  .mobile-menu-inner>a{min-height:52px}
  .hero-grid{padding-top:34px;padding-bottom:42px}
  .hero h1{font-size:clamp(39px,11vw,46px);line-height:1}
  .section{padding:54px 0}
  .question-form-shell,.contact-form-shell{padding:20px}
  .footer-main{padding:46px 0 36px;gap:30px}
  .brand-footer .brand-main{font-size:22px}
  .footer-payments{padding:18px 0}
  .footer-bottom{padding:18px 0 24px}
}

/* Very small phones */
@media (max-width:380px){
  :root{--gutter:15px}
  .brand-main{font-size:20px}
  .brand-sub{font-size:6.4px}
  .hero h1{font-size:38px}
  .btn{padding-inline:15px}
}

/* Wide screens: prevent lines from becoming visually loose */
@media (min-width:1500px){
  .desktop-nav{gap:34px}
  .desktop-nav a{font-size:12px}
  .nav-cta{padding-inline:20px}
}

@supports(padding:max(0px)){
  .site-header .nav-wrap{padding-left:max(0px,env(safe-area-inset-left));padding-right:max(0px,env(safe-area-inset-right))}
}


/* =========================================================
   V33 — viewport-safe responsive system
   Prevent horizontal overflow at every screen size.
   ========================================================= */
html,
body{
  width:100%;
  max-width:100%;
  overflow-x:clip !important;
}

.site-shell,
#main-content,
.site-footer,
section{
  width:100%;
  max-width:100%;
  min-width:0;
}

/* Every layout child is allowed to shrink instead of forcing document width. */
.container,
.container > *,
.hero-grid > *,
.about-grid > *,
.platform-home-grid > *,
.live-question-grid > *,
.programs-grid > *,
.contact-home-grid > *,
.inner-hero-grid > *,
.about-page-grid > *,
.question-page-grid > *,
.contact-page-grid > *,
.platform-two-columns > *,
.process-steps-clean > *,
.footer-main > *{
  min-width:0;
  max-width:100%;
}

.container{
  width:min(var(--max), calc(100% - (var(--gutter) * 2)));
  max-width:calc(100% - (var(--gutter) * 2));
}

img,
svg,
video,
canvas,
iframe{
  max-width:100%;
}

input,
select,
textarea,
button{
  max-width:100%;
}

.prose,
.basic-content,
.about-copy,
.program-copy,
.contact-home-copy,
.contact-page-info,
.footer-col,
.footer-brand{
  overflow-wrap:anywhere;
  word-break:normal;
}

/* Tables/code should scroll inside themselves, never stretch the page. */
.prose table,
.basic-content table{
  display:block;
  width:100%;
  max-width:100%;
  overflow-x:auto;
  -webkit-overflow-scrolling:touch;
}
.prose pre,
.basic-content pre{
  max-width:100%;
  overflow:auto;
}

@media (max-width:1050px){
  .hero-grid,
  .about-grid,
  .platform-home-grid,
  .live-question-grid,
  .programs-grid,
  .contact-home-grid,
  .inner-hero-grid,
  .about-page-grid,
  .question-page-grid,
  .contact-page-grid,
  .platform-two-columns,
  .process-steps-clean,
  .service-page-row{
    grid-template-columns:minmax(0,1fr) !important;
  }

  .hero-media,
  .program-image,
  .question-page-media,
  .page-media{
    width:100%;
    max-width:100%;
  }

  .hero-media img,
  .program-image img,
  .question-page-media img,
  .page-media img{
    width:100%;
    max-width:100%;
    height:auto;
  }
}

@media (max-width:680px){
  :root{--gutter:18px}

  .container{
    width:calc(100% - 36px) !important;
    max-width:calc(100% - 36px) !important;
  }

  .section{padding:52px 0}
  .section-tight{padding:18px 0 42px}

  .hero-grid{
    gap:30px !important;
    padding:34px 0 40px !important;
  }
  .hero h1{
    max-width:100%;
    font-size:clamp(38px,11vw,46px) !important;
    line-height:.98;
    overflow-wrap:anywhere;
  }
  .hero-lead{max-width:100%}
  .hero-actions{width:100%}
  .hero-actions .btn{width:100%;max-width:100%}

  .pathway-grid{
    grid-template-columns:minmax(0,1fr) !important;
    width:100%;
  }
  .pathway-item{
    width:100%;
    min-width:0;
    padding:22px 20px;
  }
  .pathway-item strong{max-width:100%;padding-right:32px}

  .about-heading h2,
  .platform-home-copy h2,
  .live-question-copy h2,
  .program-copy h2,
  .contact-home-copy h2,
  .section-head h2,
  .process-title h2{
    max-width:100%;
    font-size:clamp(34px,9.5vw,40px) !important;
    overflow-wrap:anywhere;
  }

  .heritage-row{
    grid-template-columns:minmax(0,1fr) !important;
    gap:22px;
  }
  .heritage-year{flex-wrap:wrap}

  .platform-home-list > div{
    grid-template-columns:32px minmax(0,1fr) !important;
    gap:12px;
  }

  .price-row{
    flex-wrap:wrap;
    gap:8px 12px;
  }
  .price-row strong{font-size:42px}

  .question-form-shell,
  .contact-form-shell,
  .platform-two-columns article,
  .process-clean{
    width:100%;
    max-width:100%;
    padding:20px !important;
  }

  .question-form-meta,
  .question-order-summary,
  .footer-payments,
  .footer-bottom{
    min-width:0;
  }

  .field-pair{grid-template-columns:minmax(0,1fr) !important}

  .service-row-home{
    gap:16px;
  }
  .service-row-home span{
    min-width:0;
    overflow-wrap:anywhere;
  }

  .inner-hero{
    padding:52px 0 42px;
  }
  .inner-hero h1{
    max-width:100%;
    font-size:clamp(38px,10.5vw,46px) !important;
    overflow-wrap:anywhere;
  }

  .video-grid{
    grid-template-columns:minmax(0,1fr) !important;
  }

  .footer-main{
    grid-template-columns:minmax(0,1fr) !important;
    gap:30px;
  }
  .footer-payments,
  .footer-bottom{
    align-items:flex-start;
    flex-direction:column;
  }
}

@media (max-width:390px){
  :root{--gutter:15px}
  .container{
    width:calc(100% - 30px) !important;
    max-width:calc(100% - 30px) !important;
  }
  .question-form-shell,
  .contact-form-shell,
  .platform-two-columns article,
  .process-clean{
    padding:17px !important;
  }
  .btn{padding-inline:14px}
}

/* =========================================================
   V36 — premium mini-platform system
   ========================================================= */
:root{--v36-navy:#08294f;--v36-navy-2:#0e3768;--v36-ink:#102238;--v36-slate:#66758a;--v36-soft:#f4f7fa;--v36-line:#dce4ec;--v36-orange:#ff7600;--v36-white:#fff}

.hero-v36{background:linear-gradient(180deg,#fff 0%,#f7f9fc 100%);border-bottom:1px solid rgba(8,41,79,.08)}
.hero-v36-grid{display:grid;grid-template-columns:minmax(0,1.02fr) minmax(420px,.98fr);align-items:center;gap:clamp(48px,6vw,92px);padding:clamp(54px,7vw,96px) 0 clamp(58px,7vw,94px)}
.hero-v36-copy h1{max-width:820px;margin:16px 0 24px;font-size:clamp(52px,5.4vw,86px);line-height:.94;letter-spacing:-.054em;color:var(--v36-ink);font-weight:600}
.hero-v36-copy h1 em{font-family:'IBM Plex Serif',serif;font-weight:500;color:var(--v36-navy);font-style:italic}
.hero-v36-lead{max-width:710px;margin:0 0 30px;color:#56667a;font-size:clamp(17px,1.4vw,20px);line-height:1.65}
.hero-trust{display:flex;flex-wrap:wrap;gap:9px 18px;margin-top:26px;color:#718096;font-size:11px;font-weight:600;letter-spacing:.035em;text-transform:uppercase}
.hero-trust span{display:inline-flex;align-items:center;gap:8px}.hero-trust span:before{content:"";width:5px;height:5px;border-radius:50%;background:var(--v36-orange)}
.hero-video-shell{position:relative;min-width:0}
.hero-video,.hero-video-placeholder{display:block;width:100%;aspect-ratio:4/5;min-height:560px;max-height:760px;object-fit:cover;background:#0b2544;border-radius:4px;overflow:hidden;box-shadow:0 34px 82px rgba(7,27,60,.16)}
.hero-video-placeholder{position:relative}.hero-video-placeholder>img{width:100%;height:100%;object-fit:cover;filter:saturate(.85) contrast(1.03)}
.hero-video-gradient{position:absolute;inset:0;background:linear-gradient(180deg,rgba(4,18,34,.02) 20%,rgba(4,18,34,.78) 100%)}
.hero-video-play{position:absolute;left:36px;bottom:116px;width:58px;height:58px;display:grid;place-items:center;border-radius:50%;background:rgba(255,255,255,.94);color:var(--v36-navy);font-size:16px;padding-left:3px;box-shadow:0 16px 38px rgba(0,0,0,.2)}
.hero-video-note{position:absolute;left:36px;right:32px;bottom:34px;display:grid;gap:5px;color:#fff}.hero-video-note span{font-size:9px;font-weight:700;letter-spacing:.16em}.hero-video-note strong{font-size:22px;letter-spacing:-.02em}.hero-video-note small{font-size:11px;opacity:.72}
.hero-video-badge{position:absolute;right:-24px;top:32px;display:grid;gap:2px;min-width:160px;padding:18px 20px;background:#fff;border:1px solid rgba(8,41,79,.08);box-shadow:0 18px 50px rgba(7,27,60,.13)}.hero-video-badge b{font-family:'IBM Plex Serif',serif;font-size:31px;color:var(--v36-navy)}.hero-video-badge span{font-size:10px;line-height:1.4;color:#66758a;max-width:110px}

.choice-strip{padding:56px 0 74px;background:#fff}.choice-head{display:flex;justify-content:space-between;align-items:end;gap:24px;margin-bottom:28px}.choice-head h2{margin:6px 0 0;font-size:clamp(30px,3vw,44px);letter-spacing:-.04em;color:var(--v36-ink)}
.choice-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));border-top:1px solid var(--v36-line);border-bottom:1px solid var(--v36-line)}
.choice-card{position:relative;min-height:250px;padding:28px 26px 30px;color:var(--v36-ink);text-decoration:none;border-right:1px solid var(--v36-line);transition:background .25s ease,transform .25s ease}.choice-card:last-child{border-right:0}.choice-card:hover{background:#f7f9fb;transform:translateY(-3px)}
.choice-card>span{display:block;margin-bottom:54px;color:#8a99ab;font-size:10px;font-weight:700;letter-spacing:.14em}.choice-card h3{margin:0 0 12px;font-size:23px;letter-spacing:-.035em}.choice-card p{margin:0;max-width:260px;color:#718096;font-size:13px;line-height:1.65}.choice-card i{position:absolute;right:24px;top:26px;font-style:normal;color:var(--v36-orange)}

.programs-hub{background:#f5f7fa}.program-cards,.program-directory-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.program-card{display:flex;flex-direction:column;min-height:390px;padding:26px;background:#fff;border:1px solid #dde5ed;color:var(--v36-ink);text-decoration:none;box-shadow:0 14px 38px rgba(7,27,60,.045);transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease}.program-card:hover{transform:translateY(-5px);border-color:#b8c6d5;box-shadow:0 24px 55px rgba(7,27,60,.08)}
.program-card-top{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:56px}.program-provider,.program-status{font-size:9px;font-weight:700;letter-spacing:.12em}.program-provider{color:var(--v36-navy)}.program-status{padding:7px 9px;background:#eef4eb;color:#49724d;border-radius:999px}
.program-card h3{margin:0 0 16px;font-size:25px;line-height:1.15;letter-spacing:-.035em}.program-card>p{margin:0 0 26px;color:#6a788b;font-size:13px;line-height:1.68}.program-meta{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:auto;padding-top:18px;border-top:1px solid #e7ecf1}.program-meta span{display:grid;gap:4px;color:#42546a;font-size:12px}.program-meta b{color:#8a96a6;font-size:8px;letter-spacing:.1em;text-transform:uppercase}.program-card-link{margin-top:24px;font-size:11px;color:var(--v36-navy)}.program-card-empty{cursor:default}.program-card-empty:hover{transform:none}

.business-onboarding{background:var(--v36-navy);color:#fff}.business-onboarding-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(440px,.85fr);gap:clamp(54px,7vw,100px);align-items:center}.business-copy h2{margin:12px 0 22px;max-width:700px;font-size:clamp(46px,5vw,76px);line-height:.96;letter-spacing:-.05em}.business-copy p{max-width:660px;margin:0 0 32px;color:rgba(255,255,255,.68);font-size:16px;line-height:1.72}.business-steps{border-top:1px solid rgba(255,255,255,.18)}.business-steps>div{display:grid;grid-template-columns:54px 160px 1fr;gap:16px;align-items:start;padding:22px 0;border-bottom:1px solid rgba(255,255,255,.14)}.business-steps span{font-size:10px;letter-spacing:.14em;color:#8fb2da}.business-steps strong{font-size:16px}.business-steps small{font-size:12px;line-height:1.55;color:rgba(255,255,255,.58)}

.live-question-v36{background:#fff}.question-flow-mini{display:flex;flex-wrap:wrap;align-items:center;gap:10px;margin:28px 0;color:#66758a;font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:.055em}.question-flow-mini i{font-style:normal;color:#a2adba}.question-pay-note{margin:14px 0 0;color:#8793a2;font-size:10px;line-height:1.5}

.accounting-preview{background:#f7f9fb}.accounting-grid{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:clamp(50px,7vw,110px);align-items:start}.accounting-intro h2{margin:12px 0 20px;max-width:640px;font-size:clamp(42px,4.6vw,68px);line-height:1;letter-spacing:-.05em}.accounting-intro p{max-width:570px;color:#6f7d90;line-height:1.7}.accounting-links{border-top:1px solid #cfd9e3}.accounting-links a{display:grid;grid-template-columns:48px 1fr 24px;align-items:center;min-height:84px;padding:0 4px;border-bottom:1px solid #cfd9e3;color:var(--v36-ink);text-decoration:none;transition:padding .2s ease,background .2s ease}.accounting-links a:hover{padding-left:12px;background:rgba(255,255,255,.62)}.accounting-links span{font-size:9px;color:#98a4b2}.accounting-links strong{font-size:18px}.accounting-links i{font-style:normal;color:var(--v36-orange)}

/* inner hubs */
.platform-directory-hero,.business-hub-hero,.accounting-hero{background:linear-gradient(180deg,#fff,#f5f8fb)}
.directory-toolbar{display:flex;justify-content:space-between;align-items:end;gap:32px;margin-bottom:34px}.directory-toolbar h2{margin:8px 0 0;font-size:clamp(32px,3.6vw,52px);letter-spacing:-.045em}.directory-filter-pills{display:flex;flex-wrap:wrap;justify-content:flex-end;gap:8px}.directory-filter-pills button{padding:10px 14px;border:1px solid #d7e0e9;background:#fff;color:#526276;border-radius:999px;font:600 10px 'IBM Plex Sans',sans-serif;cursor:pointer}.directory-filter-pills button.is-active{background:var(--v36-navy);border-color:var(--v36-navy);color:#fff}.program-card[hidden]{display:none!important}.directory-empty{grid-column:1/-1;padding:46px;border:1px dashed #c7d2de;background:#fafbfd}.directory-empty span{font-size:10px;color:#8a98a9;text-transform:uppercase;letter-spacing:.12em}.directory-empty strong{display:block;margin:10px 0;font-size:27px}.directory-empty p{max-width:620px;color:#6c7a8c;line-height:1.65}

.business-path-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.business-path-card{display:grid;grid-template-columns:54px 1fr;gap:22px;min-height:420px;padding:34px;background:#fff;border:1px solid #dce4ec;color:var(--v36-ink);text-decoration:none;box-shadow:0 16px 42px rgba(7,27,60,.04);transition:transform .25s ease,box-shadow .25s ease}.business-path-card:hover{transform:translateY(-4px);box-shadow:0 24px 56px rgba(7,27,60,.08)}.business-path-card>span{font-size:10px;color:#8e9aaa}.business-path-card h2{margin:18px 0 20px;font-size:clamp(38px,4vw,58px);line-height:1;letter-spacing:-.05em}.business-path-card p:not(.section-label){max-width:520px;color:#6c7a8c;line-height:1.7}.business-path-card strong{display:block;margin-top:42px;font-size:12px;color:var(--v36-navy)}
.business-feature-list{padding-top:0}.feature-lines{margin-top:22px;border-top:1px solid #d7e0e8}.feature-lines>div{display:grid;grid-template-columns:60px 1fr;gap:18px;align-items:center;min-height:80px;border-bottom:1px solid #d7e0e8}.feature-lines span{font-size:9px;color:#8b98a8}.feature-lines strong{font-size:18px}

.questionnaire-layout{display:grid;grid-template-columns:minmax(0,.72fr) minmax(520px,1.28fr);gap:clamp(46px,7vw,100px);align-items:start}.questionnaire-intro{position:sticky;top:116px}.questionnaire-intro h2{margin:12px 0 18px;font-size:clamp(40px,4.5vw,62px);line-height:1;letter-spacing:-.05em}.questionnaire-intro>p{color:#6d7a8c;line-height:1.7}.questionnaire-points{display:grid;gap:0;margin-top:28px;border-top:1px solid #dce4ec}.questionnaire-points span{padding:13px 0;border-bottom:1px solid #dce4ec;font-size:10px;font-weight:600;color:#607087}.questionnaire-form-shell{padding:32px;background:#fff;border:1px solid #d9e2eb;box-shadow:0 24px 58px rgba(7,27,60,.06)}.business-questionnaire{display:grid;gap:18px}.business-questionnaire label{display:grid;gap:7px;color:#35475e;font-size:11px;font-weight:600}.business-questionnaire input,.business-questionnaire select,.business-questionnaire textarea{width:100%;padding:14px 14px;border:1px solid #d5dee8;border-radius:5px;background:#fbfcfd;color:#172a42;font:400 14px 'IBM Plex Sans',sans-serif}.business-questionnaire input:focus,.business-questionnaire select:focus,.business-questionnaire textarea:focus{outline:none;border-color:#89a2bd;box-shadow:0 0 0 3px rgba(75,116,200,.08);background:#fff}

.accounting-service-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.accounting-service{min-height:350px;padding:30px;border:1px solid #dce4ec;background:#fff}.accounting-service>span{display:block;margin-bottom:64px;color:#9aa5b2;font-size:9px}.accounting-service h2{margin:0 0 24px;font-size:34px;letter-spacing:-.04em}.accounting-service ul{margin:0;padding:0;list-style:none}.accounting-service li{padding:10px 0;border-bottom:1px solid #edf1f4;color:#657488;font-size:13px}.office-story{background:#f6f8fa}

.program-single-grid{display:grid;grid-template-columns:minmax(0,1.45fr) minmax(320px,.55fr);gap:clamp(54px,8vw,110px);align-items:start}.program-single-content{font-size:16px;line-height:1.8;color:#45556a}.program-single-content h2,.program-single-content h3{color:var(--v36-ink);letter-spacing:-.035em}.program-single-aside{display:grid;gap:18px;position:sticky;top:116px}.program-facts,.program-interest{padding:25px;border:1px solid #dce4ec;background:#fff}.program-facts>div{display:grid;gap:5px;padding:16px 0;border-bottom:1px solid #e9edf2}.program-facts>div:last-child{border-bottom:0}.program-facts small{font-size:9px;color:#8c99a8;text-transform:uppercase;letter-spacing:.09em}.program-facts strong{font-size:14px}.program-interest h3{margin:12px 0;font-size:28px;letter-spacing:-.04em}.program-interest p{color:#6c7b8d;line-height:1.6;font-size:13px}

@media (max-width:1240px){
  .epi32-desktop-nav{gap:16px!important}.epi32-desktop-nav a{font-size:10.5px!important}.epi32-socials{display:none!important}
}
@media (max-width:1050px){
  .hero-v36-grid,.business-onboarding-grid,.accounting-grid,.questionnaire-layout,.program-single-grid{grid-template-columns:minmax(0,1fr)!important}.hero-v36-grid{padding-top:38px}.hero-video-shell{max-width:760px}.hero-video,.hero-video-placeholder{aspect-ratio:16/10;min-height:0}.hero-video-badge{right:18px}.choice-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.choice-card:nth-child(2){border-right:0}.choice-card:nth-child(-n+2){border-bottom:1px solid var(--v36-line)}.program-cards,.program-directory-grid,.accounting-service-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.business-path-grid{grid-template-columns:minmax(0,1fr)}.questionnaire-intro,.program-single-aside{position:static}
}
@media (max-width:720px){
  .hero-v36-grid{gap:32px;padding:34px 0 48px}.hero-v36-copy h1{font-size:clamp(42px,12vw,58px);line-height:.96}.hero-v36-lead{font-size:16px}.hero-video,.hero-video-placeholder{aspect-ratio:4/5}.hero-video-badge{right:12px;top:14px;min-width:138px;padding:13px 15px}.hero-video-badge b{font-size:25px}.hero-video-play{left:22px;bottom:102px}.hero-video-note{left:22px;bottom:24px}.choice-strip{padding:42px 0 52px}.choice-head{display:block}.choice-grid{grid-template-columns:minmax(0,1fr)}.choice-card,.choice-card:nth-child(2),.choice-card:nth-child(-n+2){border-right:0;border-bottom:1px solid var(--v36-line)}.choice-card:last-child{border-bottom:0}.choice-card{min-height:210px}.choice-card>span{margin-bottom:32px}.program-cards,.program-directory-grid,.accounting-service-grid{grid-template-columns:minmax(0,1fr)}.program-card{min-height:340px}.program-card-top{margin-bottom:36px}.business-onboarding-grid{gap:38px}.business-copy h2{font-size:clamp(40px,11vw,56px)}.business-steps>div{grid-template-columns:38px 1fr}.business-steps small{grid-column:2}.directory-toolbar{display:grid;align-items:start}.directory-filter-pills{justify-content:flex-start}.business-path-card{grid-template-columns:34px 1fr;padding:24px;min-height:360px}.questionnaire-form-shell{padding:20px}.accounting-service{min-height:290px}.program-single-aside{gap:12px}
}

/* ===== V37 CINEMATIC / FULLER CONTENT ===== */
.hero-cinema{position:relative;min-height:calc(100svh - var(--epi32-h));height:calc(100svh - var(--epi32-h));overflow:hidden;background:#08192d;color:#fff;isolation:isolate}
.hero-cinema-media,.hero-cinema-overlay,.hero-cinema-grain{position:absolute;inset:0}
.hero-cinema-video,.hero-cinema-fallback{width:100%;height:100%;object-fit:cover;object-position:center center;display:block}
.hero-cinema-fallback{filter:saturate(.78) contrast(1.03);transform:scale(1.01)}
.hero-cinema-overlay{background:linear-gradient(90deg,rgba(4,20,40,.92) 0%,rgba(4,20,40,.73) 38%,rgba(4,20,40,.36) 70%,rgba(4,20,40,.18) 100%),linear-gradient(0deg,rgba(2,16,33,.72) 0%,rgba(2,16,33,0) 44%),linear-gradient(180deg,rgba(2,13,28,.48) 0%,rgba(2,13,28,0) 26%)}
.hero-cinema-grain{opacity:.14;pointer-events:none;background-image:url("data:image/svg+xml,%3Csvg viewBox='0 0 180 180' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.85' numOctaves='2' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='.25'/%3E%3C/svg%3E")}
.hero-cinema-content{position:relative;z-index:3;height:100%;display:flex;flex-direction:column;padding-top:clamp(116px,15vh,170px);padding-bottom:clamp(34px,5vh,56px)}
.hero-cinema-kicker{font-size:10px;font-weight:700;letter-spacing:.18em;color:rgba(255,255,255,.74)}
.hero-cinema-kicker span{color:#ff8d53;margin:0 7px}
.hero-cinema-main{margin-top:auto;margin-bottom:auto;max-width:min(760px,72vw)}
.hero-cinema-main h1{margin:0 0 22px;font-size:clamp(54px,5.7vw,90px);line-height:.91;letter-spacing:-.058em;font-weight:560;color:#fff;text-wrap:balance}
.hero-cinema-main p{max-width:580px;margin:0 0 28px;font-size:clamp(16px,1.12vw,19px);line-height:1.55;color:rgba(255,255,255,.78)}
.hero-cinema-actions{display:flex;flex-wrap:wrap;gap:10px}.hero-cinema-actions .btn{min-height:52px;padding:0 20px;border-radius:0}
.hero-btn-primary{background:#fff;color:#08213f;border:1px solid #fff}.hero-btn-primary:hover{background:#f2f5f8;color:#08213f}.hero-btn-ghost{background:rgba(255,255,255,.06);color:#fff;border:1px solid rgba(255,255,255,.38);backdrop-filter:blur(8px)}.hero-btn-ghost:hover{background:rgba(255,255,255,.14);color:#fff}
.hero-cinema-bottom{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));border-top:1px solid rgba(255,255,255,.24);border-bottom:1px solid rgba(255,255,255,.13);backdrop-filter:blur(5px)}
.hero-cinema-bottom a{display:grid;grid-template-columns:32px 1fr;grid-template-rows:auto auto;column-gap:12px;padding:18px 16px 18px 0;color:#fff;text-decoration:none;border-right:1px solid rgba(255,255,255,.16);transition:background .2s ease,padding .2s ease}.hero-cinema-bottom a:last-child{border-right:0}.hero-cinema-bottom a:hover{background:rgba(255,255,255,.08);padding-left:12px}
.hero-cinema-bottom span{grid-row:1/3;font-size:9px;letter-spacing:.12em;color:rgba(255,255,255,.5);padding-top:3px}.hero-cinema-bottom strong{font-size:14px;font-weight:650}.hero-cinema-bottom small{margin-top:4px;font-size:10px;color:rgba(255,255,255,.58);line-height:1.35}
.hero-scroll-cue{position:absolute;right:22px;bottom:42px;z-index:4;display:flex;align-items:center;gap:10px;transform:rotate(90deg);transform-origin:right bottom;color:rgba(255,255,255,.56);text-decoration:none;font-size:8px;font-weight:700;letter-spacing:.2em}.hero-scroll-cue i{display:block;width:42px;height:1px;background:rgba(255,255,255,.45)}

.editorial-updates{background:#fff;border-top:1px solid #e2e8ee}.editorial-grid{margin-top:34px;border-top:1px solid #d7e0e8}.editorial-card{position:relative;display:grid;grid-template-columns:60px minmax(0,1fr) 32px;gap:20px;align-items:start;padding:28px 0;border-bottom:1px solid #d7e0e8;color:var(--v36-ink);text-decoration:none}.editorial-card:hover h3{color:var(--v36-orange)}.editorial-no{font-size:9px;color:#98a4b1;letter-spacing:.12em}.editorial-card small{font-size:9px;color:#8b98a8;letter-spacing:.08em}.editorial-card h3{margin:7px 0 8px;font-size:clamp(24px,2.4vw,38px);line-height:1.08;letter-spacing:-.04em;transition:color .2s ease}.editorial-card p{max-width:820px;margin:0;color:#718094;font-size:13px;line-height:1.65}.editorial-card i{font-style:normal;color:var(--v36-orange)}.editorial-empty{padding:36px 0;border-bottom:1px solid #d7e0e8}.editorial-empty strong{font-size:24px}.editorial-empty p{color:#718094}
.faq-home{background:#f5f7f9}.faq-home-grid{display:grid;grid-template-columns:minmax(280px,.62fr) minmax(0,1.38fr);gap:clamp(48px,7vw,110px);align-items:start}.faq-home-intro{position:sticky;top:110px}.faq-home-intro h2{margin:12px 0 18px;font-size:clamp(42px,4.6vw,68px);line-height:.96;letter-spacing:-.05em}.faq-home-intro p{max-width:400px;color:#6e7d90;line-height:1.7}.faq-list{border-top:1px solid #ccd7e1}.faq-list details{border-bottom:1px solid #ccd7e1}.faq-list summary{display:grid;grid-template-columns:1fr 24px;gap:20px;align-items:center;padding:23px 0;cursor:pointer;list-style:none;font-size:17px;font-weight:600;color:#172a42}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary span{font-size:22px;font-weight:300;color:#8998a9;transition:transform .2s}.faq-list details[open] summary span{transform:rotate(45deg)}.faq-list details p{max-width:760px;margin:0;padding:0 50px 24px 0;color:#65758a;font-size:14px;line-height:1.75}

.benefits-hero{background:linear-gradient(180deg,#fff,#f6f8fa)}.benefits-category-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));border-top:1px solid #d8e0e8;border-left:1px solid #d8e0e8}.benefits-category-grid a{position:relative;display:flex;flex-direction:column;min-height:240px;padding:28px;color:#172a42;text-decoration:none;border-right:1px solid #d8e0e8;border-bottom:1px solid #d8e0e8;transition:background .2s ease,transform .2s ease}.benefits-category-grid a:hover{background:#f7f9fb;transform:translateY(-2px)}.benefits-category-grid span{font-size:9px;color:#98a4b2;letter-spacing:.12em}.benefits-category-grid strong{margin-top:auto;font-size:24px;letter-spacing:-.035em}.benefits-category-grid small{margin-top:8px;max-width:260px;color:#748296;line-height:1.55}.benefits-category-grid i{position:absolute;top:26px;right:26px;font-style:normal;color:var(--v36-orange)}
.benefits-guide{background:#0b2c54;color:#fff}.benefits-guide-grid{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:clamp(50px,7vw,100px);align-items:center}.benefits-guide-grid img{width:100%;height:min(620px,58vw);object-fit:cover}.benefits-guide h2{margin:12px 0 26px;font-size:clamp(42px,4.8vw,72px);line-height:.96;letter-spacing:-.05em;color:#fff}.benefit-facts{margin-bottom:30px;border-top:1px solid rgba(255,255,255,.18)}.benefit-facts>div{display:grid;grid-template-columns:44px 1fr;gap:16px;padding:16px 0;border-bottom:1px solid rgba(255,255,255,.14)}.benefit-facts span{font-size:9px;color:#8fb2da}.benefit-facts strong{font-size:15px}.benefits-guide .btn-dark{background:#fff;color:#0b2c54;border-color:#fff}

@media(max-width:1050px){
  .hero-cinema-main{max-width:78vw}.hero-cinema-main h1{font-size:clamp(50px,7vw,76px)}.hero-cinema-bottom{grid-template-columns:repeat(2,minmax(0,1fr))}.hero-cinema-bottom a:nth-child(2){border-right:0}.hero-cinema-bottom a:nth-child(-n+2){border-bottom:1px solid rgba(255,255,255,.16)}
  .faq-home-grid,.benefits-guide-grid{grid-template-columns:1fr}.faq-home-intro{position:static}.benefits-category-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media(max-width:720px){
  .hero-cinema{min-height:100svh;height:100svh}.hero-cinema-content{padding-top:104px;padding-bottom:22px}.hero-cinema-overlay{background:linear-gradient(180deg,rgba(3,17,34,.58) 0%,rgba(3,17,34,.56) 26%,rgba(3,17,34,.78) 62%,rgba(3,17,34,.96) 100%)}.hero-cinema-video,.hero-cinema-fallback{object-position:center 28%}
  .hero-cinema-kicker{font-size:8px}.hero-cinema-main{max-width:none;margin-top:auto;margin-bottom:22px}.hero-cinema-main h1{font-size:clamp(39px,10.2vw,52px);line-height:.92;margin-bottom:16px}.hero-cinema-main p{font-size:14px;line-height:1.5;margin-bottom:20px;max-width:88%}.hero-cinema-actions{display:grid;grid-template-columns:1fr}.hero-cinema-actions .btn{width:100%;min-height:48px}
  .hero-cinema-bottom{grid-template-columns:repeat(2,minmax(0,1fr))}.hero-cinema-bottom a{min-height:78px;padding:12px 10px 12px 0;grid-template-columns:25px 1fr}.hero-cinema-bottom strong{font-size:12px}.hero-cinema-bottom small{display:none}.hero-scroll-cue{display:none}
  .editorial-card{grid-template-columns:34px minmax(0,1fr) 20px;gap:12px}.editorial-card h3{font-size:24px}.editorial-card p{font-size:12px}
  .faq-list summary{font-size:15px;padding:19px 0}.faq-list details p{padding-right:20px;font-size:13px}.benefits-category-grid{grid-template-columns:1fr}.benefits-category-grid a{min-height:190px;padding:22px}.benefits-guide-grid img{height:58vw;min-height:280px}
}
@media(max-width:420px){
  .hero-cinema-main h1{font-size:36px}.hero-cinema-main p{font-size:13px}.hero-cinema-bottom a{min-height:72px}.hero-cinema-content{padding-top:94px}
}

/* Home uses the exact same premium header as every inner page.
   The hero starts below the sticky header instead of sitting behind it. */

/* ==========================================================
   V39 SIGNATURE — FULL EXPERIENCE
   ========================================================== */
:root{--v39-navy:#071d38;--v39-blue:#4b74c8;--v39-orange:#ff7600;--v39-ink:#15273d;--v39-muted:#6f7f93;--v39-line:#dce3e9;--v39-soft:#f4f6f8}
body.home{background:#fff}
body.home .section{padding:clamp(78px,9vw,138px) 0}
.hero-v39{position:relative;height:calc(100svh - var(--epi32-h));min-height:620px;overflow:hidden;background:#081a2e;color:#fff}
.hero-v39-media,.hero-v39-video,.hero-v39-fallback,.hero-v39-shade,.hero-v39-noise{position:absolute;inset:0;width:100%;height:100%}.hero-v39-video,.hero-v39-fallback{object-fit:cover;object-position:center center}.hero-v39-shade{background:linear-gradient(90deg,rgba(4,18,34,.93) 0%,rgba(4,18,34,.67) 42%,rgba(4,18,34,.18) 72%,rgba(4,18,34,.12) 100%),linear-gradient(180deg,rgba(4,18,34,.28),rgba(4,18,34,.12) 52%,rgba(4,18,34,.72) 100%)}.hero-v39-noise{opacity:.08;mix-blend-mode:soft-light;background-image:url("data:image/svg+xml,%3Csvg viewBox='0 0 180 180' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.85' numOctaves='2' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='.35'/%3E%3C/svg%3E")}
.hero-v39-wrap{position:relative;z-index:2;height:100%;display:flex;flex-direction:column;padding-top:clamp(122px,16vh,178px);padding-bottom:clamp(28px,4.5vh,50px)}.hero-v39-copy{margin:auto 0;max-width:760px}.hero-v39-overline{display:flex;align-items:center;gap:11px;margin-bottom:26px;font-size:9px;font-weight:700;letter-spacing:.19em;color:rgba(255,255,255,.68)}.hero-v39-overline i{display:block;width:4px;height:4px;border-radius:50%;background:var(--v39-orange)}.hero-v39-copy h1{margin:0 0 22px;font-size:clamp(56px,6.2vw,96px);font-weight:560;line-height:.89;letter-spacing:-.062em;color:#fff}.hero-v39-copy p{margin:0 0 30px;font-size:clamp(16px,1.15vw,19px);color:rgba(255,255,255,.76)}.hero-v39-actions{display:flex;gap:10px;flex-wrap:wrap}.v39-btn{min-height:52px;padding:0 20px;display:inline-flex;align-items:center;justify-content:center;gap:18px;border:1px solid transparent;border-radius:0;text-decoration:none;font-size:11px;font-weight:700;letter-spacing:.04em;transition:transform .2s ease,background .2s ease,color .2s ease,border-color .2s ease}.v39-btn:hover{transform:translateY(-2px)}.v39-btn-light{background:#fff;color:var(--v39-navy);border-color:#fff}.v39-btn-glass{background:rgba(255,255,255,.06);color:#fff;border-color:rgba(255,255,255,.4);backdrop-filter:blur(8px)}.v39-btn-dark{background:var(--v39-navy);color:#fff;border-color:var(--v39-navy)}
.hero-v39-rail{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid rgba(255,255,255,.24)}.hero-v39-rail a{position:relative;padding:18px 18px 3px 0;display:grid;grid-template-columns:32px 1fr;gap:2px 10px;color:#fff;text-decoration:none;border-right:1px solid rgba(255,255,255,.16)}.hero-v39-rail a:not(:first-child){padding-left:18px}.hero-v39-rail a:last-child{border-right:0}.hero-v39-rail small{grid-row:1/3;font-size:8px;letter-spacing:.14em;color:rgba(255,255,255,.45);padding-top:3px}.hero-v39-rail strong{font-size:13px}.hero-v39-rail span{font-size:10px;color:rgba(255,255,255,.55)}.hero-v39-scroll{position:absolute;z-index:3;right:24px;bottom:44px;display:flex;align-items:center;gap:10px;transform:rotate(90deg);transform-origin:right bottom;color:rgba(255,255,255,.52);text-decoration:none;font-size:8px;font-weight:700;letter-spacing:.2em}.hero-v39-scroll span{width:46px;height:1px;background:rgba(255,255,255,.4)}
.v39-servicebar{background:#fff;border-bottom:1px solid var(--v39-line)}.v39-servicebar-inner{min-height:58px;display:flex;align-items:center;justify-content:center;gap:clamp(14px,2.1vw,34px);font-size:9px;font-weight:700;letter-spacing:.12em;color:#66768a}.v39-servicebar-inner i{width:3px;height:3px;border-radius:50%;background:var(--v39-orange)}
.v39-paths{background:#fff}.v39-paths-grid{display:grid;grid-template-columns:minmax(260px,.62fr) minmax(0,1.38fr);gap:clamp(60px,8vw,130px);align-items:start}.v39-paths-intro{position:sticky;top:120px}.v39-paths-intro h2,.v39-section-heading h2,.v39-question-copy h2,.v39-office-copy h2,.v39-video-copy h2,.v39-faq-intro h2{margin:13px 0 18px;font-size:clamp(42px,4.6vw,70px);line-height:.96;letter-spacing:-.055em;color:var(--v39-ink)}.v39-paths-intro p{max-width:360px;color:var(--v39-muted);line-height:1.7}.v39-path-list{border-top:1px solid var(--v39-line)}.v39-path{display:grid;grid-template-columns:46px minmax(0,1fr) 24px;gap:18px;padding:28px 0;border-bottom:1px solid var(--v39-line);text-decoration:none;color:var(--v39-ink);transition:padding .2s ease,background .2s ease}.v39-path:hover{padding-left:14px}.v39-path>span{font-size:9px;color:#98a4b2}.v39-path h3{margin:0 0 8px;font-size:clamp(24px,2.5vw,38px);letter-spacing:-.04em}.v39-path p{margin:0;color:var(--v39-muted);font-size:13px;line-height:1.6}.v39-path i{font-style:normal;color:var(--v39-orange)}
.v39-programs{background:var(--v39-soft);border-top:1px solid var(--v39-line);border-bottom:1px solid var(--v39-line)}.v39-section-heading{display:grid;grid-template-columns:minmax(0,1fr) minmax(260px,.55fr) auto;gap:34px;align-items:end;margin-bottom:44px}.v39-section-heading h2{margin-bottom:0}.v39-section-heading>p{margin:0;color:var(--v39-muted);font-size:13px;line-height:1.7}.v39-program-list{border-top:1px solid #cfd8e0}.v39-program{display:grid;grid-template-columns:54px minmax(0,1.4fr) minmax(200px,.55fr) 24px;gap:24px;align-items:start;padding:30px 0;border-bottom:1px solid #cfd8e0;text-decoration:none;color:var(--v39-ink)}.v39-program-no{font-size:9px;color:#99a6b3}.v39-program-kicker{display:flex;align-items:center;gap:10px;margin-bottom:10px}.v39-program-kicker b,.v39-program-kicker em{font-size:8px;letter-spacing:.12em;font-style:normal}.v39-program-kicker b{color:var(--v39-blue)}.v39-program-kicker em{padding:5px 7px;background:#e9eef3;color:#526276}.v39-program-main h3{margin:0 0 10px;font-size:clamp(24px,2.35vw,36px);letter-spacing:-.04em}.v39-program-main p{margin:0;max-width:700px;color:var(--v39-muted);font-size:13px;line-height:1.65}.v39-program-data{display:grid;gap:16px}.v39-program-data span{display:grid;gap:4px}.v39-program-data small{font-size:7px;letter-spacing:.11em;color:#9aa6b2}.v39-program-data strong{font-size:13px;font-weight:650}.v39-program>i{font-style:normal;color:var(--v39-orange)}
.v39-business{display:grid;grid-template-columns:1.05fr .95fr;min-height:760px;background:var(--v39-navy);color:#fff}.v39-business-image{min-height:100%;overflow:hidden}.v39-business-image img{width:100%;height:100%;object-fit:cover;filter:saturate(.82) contrast(1.02)}.v39-business-copy{align-self:center;padding:clamp(58px,8vw,120px)}.v39-business-copy h2{margin:14px 0 24px;max-width:640px;font-size:clamp(46px,5vw,78px);line-height:.94;letter-spacing:-.055em;color:#fff}.v39-business-copy>p{max-width:600px;color:rgba(255,255,255,.68);line-height:1.75}.v39-business-copy ol{list-style:none;margin:34px 0;padding:0;border-top:1px solid rgba(255,255,255,.18)}.v39-business-copy li{display:grid;grid-template-columns:42px 1fr;padding:15px 0;border-bottom:1px solid rgba(255,255,255,.14);font-size:14px}.v39-business-copy li span{font-size:8px;color:#91abd0}
.v39-question{background:#fff}.v39-question-grid{display:grid;grid-template-columns:minmax(0,.82fr) minmax(420px,1.18fr);gap:clamp(60px,9vw,140px);align-items:center}.v39-question-copy h2 strong{color:var(--v39-orange);font-weight:560}.v39-question-copy>p{max-width:520px;color:var(--v39-muted);line-height:1.75}.v39-question-flow{display:flex;flex-wrap:wrap;align-items:center;gap:12px;margin-top:30px;padding-top:20px;border-top:1px solid var(--v39-line)}.v39-question-flow span{display:flex;align-items:center;gap:8px;font-size:11px;font-weight:650}.v39-question-flow b{font-size:8px;color:#9ca8b5}.v39-question-flow i{font-style:normal;color:#a2adba}.v39-question-shell{padding:clamp(28px,4vw,50px);background:#f5f7f9;border:1px solid #dfe5eb}.v39-form-top{display:flex;justify-content:space-between;align-items:center;padding-bottom:18px;margin-bottom:24px;border-bottom:1px solid #d5dde5}.v39-form-top span{font-size:8px;font-weight:700;letter-spacing:.14em;color:#7b8999}.v39-form-top strong{font-size:30px;letter-spacing:-.04em;color:var(--v39-orange)}.v39-question-form label{display:block;margin-bottom:10px;font-size:12px;font-weight:650}.v39-question-form textarea{width:100%;min-height:190px;padding:18px;border:1px solid #cfd8e0;background:#fff;resize:vertical;font:inherit;color:var(--v39-ink);outline:none}.v39-question-form textarea:focus{border-color:var(--v39-blue);box-shadow:0 0 0 3px rgba(75,116,200,.08)}.v39-question-form .v39-btn{width:100%;margin-top:22px}.v39-payment-note{margin:13px 0 0;font-size:10px;line-height:1.6;color:#8290a1}
.v39-office{background:#f7f8fa}.v39-office-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(55px,8vw,120px);align-items:center}.v39-office-photo{height:min(650px,62vw);min-height:470px;overflow:hidden}.v39-office-photo img{width:100%;height:100%;object-fit:cover}.v39-office-copy>p{max-width:620px;color:var(--v39-muted);line-height:1.75}.v39-office-services{margin-top:34px;border-top:1px solid #d5dde4}.v39-office-services a{display:grid;grid-template-columns:36px 1fr 20px;gap:12px;padding:17px 0;border-bottom:1px solid #d5dde4;color:var(--v39-ink);text-decoration:none}.v39-office-services a span{font-size:8px;color:#99a5b2}.v39-office-services a strong{font-size:14px}.v39-office-services a i{font-style:normal;color:var(--v39-orange)}
.v39-updates{background:#fff}.v39-news-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:1px;background:var(--v39-line);border:1px solid var(--v39-line)}.v39-news-card{display:flex;flex-direction:column;min-height:390px;background:#fff;color:var(--v39-ink);text-decoration:none}.v39-news-card.is-featured{grid-row:span 2;min-height:780px}.v39-news-media{height:220px;overflow:hidden;background:#e9edf1}.v39-news-card.is-featured .v39-news-media{height:55%}.v39-news-media img{width:100%;height:100%;object-fit:cover;transition:transform .5s ease}.v39-news-card:hover .v39-news-media img{transform:scale(1.025)}.v39-news-body{display:flex;flex-direction:column;flex:1;padding:24px}.v39-news-body small{font-size:8px;letter-spacing:.1em;color:#8e9aa8}.v39-news-body h3{margin:12px 0 12px;font-size:clamp(20px,2vw,30px);line-height:1.08;letter-spacing:-.04em}.v39-news-card.is-featured h3{font-size:clamp(30px,3.2vw,48px)}.v39-news-body p{margin:0;color:var(--v39-muted);font-size:13px;line-height:1.7}.v39-news-body span{margin-top:auto;padding-top:20px;font-size:10px;font-weight:700;color:var(--v39-orange)}
.v39-video{background:var(--v39-navy);color:#fff}.v39-video-grid{display:grid;grid-template-columns:.65fr 1.35fr;gap:clamp(50px,8vw,120px);align-items:center}.v39-video-copy h2{color:#fff}.v39-video-copy p{max-width:360px;color:rgba(255,255,255,.62);line-height:1.7}.v39-video .text-link{color:#fff}.v39-video-frame{position:relative;padding-top:56.25%;background:#02070d;overflow:hidden}.v39-video-frame iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.v39-faq{background:#f4f6f8}.v39-faq-grid{display:grid;grid-template-columns:.7fr 1.3fr;gap:clamp(60px,8vw,130px)}.v39-faq-intro{position:sticky;top:120px;align-self:start}.v39-faq-list{border-top:1px solid #ccd5de}.v39-faq-list details{border-bottom:1px solid #ccd5de}.v39-faq-list summary{display:grid;grid-template-columns:1fr 24px;gap:20px;align-items:center;padding:24px 0;cursor:pointer;list-style:none;font-size:17px;font-weight:650;color:var(--v39-ink)}.v39-faq-list summary::-webkit-details-marker{display:none}.v39-faq-list summary span{font-size:22px;font-weight:300;color:#8e9ba9;transition:transform .2s}.v39-faq-list details[open] summary span{transform:rotate(45deg)}.v39-faq-list details p{margin:0;padding:0 50px 24px 0;color:var(--v39-muted);font-size:13px;line-height:1.75}
.v39-contact{padding:clamp(78px,9vw,130px) 0;background:#0a294f;color:#fff}.v39-contact-grid{display:grid;grid-template-columns:.82fr 1.18fr;gap:clamp(60px,9vw,150px);align-items:start}.v39-contact-copy h2{margin:12px 0 32px;font-size:clamp(52px,6vw,92px);line-height:.9;letter-spacing:-.06em;color:#fff}.v39-contact-details{display:grid;gap:9px}.v39-contact-details a,.v39-contact-details span{color:rgba(255,255,255,.72);text-decoration:none;font-size:13px}.v39-contact-form{display:grid;gap:15px}.v39-contact-form .field-pair{display:grid;grid-template-columns:1fr 1fr;gap:15px}.v39-contact-form label{font-size:10px;font-weight:650;color:rgba(255,255,255,.72)}.v39-contact-form input,.v39-contact-form select,.v39-contact-form textarea{width:100%;margin-top:7px;padding:14px 0;border:0;border-bottom:1px solid rgba(255,255,255,.28);border-radius:0;background:transparent;color:#fff;font:inherit;outline:none}.v39-contact-form select option{color:#111}.v39-contact-form textarea{resize:vertical}.v39-contact-form .v39-btn{justify-self:start;margin-top:8px}
@media(max-width:1050px){.hero-v39-copy h1{font-size:clamp(54px,8vw,82px)}.hero-v39-rail{grid-template-columns:repeat(2,1fr)}.hero-v39-rail a:nth-child(2){border-right:0}.hero-v39-rail a:nth-child(-n+2){border-bottom:1px solid rgba(255,255,255,.16)}.v39-paths-grid,.v39-question-grid,.v39-office-grid,.v39-video-grid,.v39-faq-grid,.v39-contact-grid{grid-template-columns:1fr}.v39-paths-intro,.v39-faq-intro{position:static}.v39-section-heading{grid-template-columns:1fr auto}.v39-section-heading>p{grid-row:2;grid-column:1/-1}.v39-program{grid-template-columns:42px minmax(0,1fr) 180px 20px}.v39-business{grid-template-columns:1fr;min-height:0}.v39-business-image{height:58vw;min-height:430px}.v39-news-grid{grid-template-columns:1.25fr 1fr}.v39-news-card.is-featured{grid-row:span 3}.v39-office-photo{height:60vw}.v39-video-grid{gap:36px}}
@media(max-width:720px){body.home .section{padding:70px 0}.hero-v39{height:100svh;min-height:620px}.hero-v39-wrap{padding-top:104px;padding-bottom:18px}.hero-v39-shade{background:linear-gradient(180deg,rgba(4,18,34,.48) 0%,rgba(4,18,34,.52) 35%,rgba(4,18,34,.9) 72%,rgba(4,18,34,.98) 100%)}.hero-v39-video,.hero-v39-fallback{object-position:center 30%}.hero-v39-overline{font-size:7px;margin-bottom:18px}.hero-v39-copy{margin-top:auto;margin-bottom:18px}.hero-v39-copy h1{font-size:clamp(42px,11.5vw,56px);margin-bottom:15px}.hero-v39-copy p{font-size:13px;margin-bottom:18px}.hero-v39-actions{display:grid;grid-template-columns:1fr}.v39-btn{width:100%;min-height:48px}.hero-v39-rail a{padding:11px 8px 10px 0;min-height:66px}.hero-v39-rail a:not(:first-child){padding-left:10px}.hero-v39-rail strong{font-size:11px}.hero-v39-rail span{display:none}.hero-v39-scroll{display:none}.v39-servicebar{overflow:hidden}.v39-servicebar-inner{justify-content:flex-start;overflow-x:auto;padding-right:18px;scrollbar-width:none}.v39-servicebar-inner::-webkit-scrollbar{display:none}.v39-servicebar-inner span{white-space:nowrap}.v39-paths-grid{gap:34px}.v39-path{grid-template-columns:34px 1fr 18px;gap:11px;padding:22px 0}.v39-path h3{font-size:24px}.v39-section-heading{grid-template-columns:1fr;gap:15px;margin-bottom:28px}.v39-section-heading .text-link{justify-self:start}.v39-program{grid-template-columns:30px 1fr 18px;gap:12px}.v39-program-data{grid-column:2;display:flex;gap:24px}.v39-program-main h3{font-size:23px}.v39-business-image{height:62vw;min-height:300px}.v39-business-copy{padding:58px 20px}.v39-business-copy h2{font-size:44px}.v39-question-grid{gap:38px}.v39-question-flow{gap:8px}.v39-question-flow i{display:none}.v39-question-flow span{width:100%;padding:9px 0;border-bottom:1px solid var(--v39-line)}.v39-question-shell{padding:22px}.v39-office-photo{height:76vw;min-height:340px}.v39-news-grid{display:block;background:transparent;border:0}.v39-news-card,.v39-news-card.is-featured{min-height:0;margin-bottom:1px;border:1px solid var(--v39-line)}.v39-news-media,.v39-news-card.is-featured .v39-news-media{height:58vw}.v39-news-card.is-featured h3{font-size:30px}.v39-contact-form .field-pair{grid-template-columns:1fr}.v39-contact-copy h2{font-size:56px}.v39-faq-list summary{font-size:15px;padding:19px 0}.v39-faq-list details p{padding-right:20px}.v39-video-copy h2,.v39-paths-intro h2,.v39-section-heading h2,.v39-question-copy h2,.v39-office-copy h2,.v39-faq-intro h2{font-size:42px}}
@media(max-width:390px){.hero-v39-copy h1{font-size:39px}.hero-v39-overline{letter-spacing:.12em}.hero-v39-rail small{display:none}.hero-v39-rail a{grid-template-columns:1fr}.v39-business-copy{padding-left:16px;padding-right:16px}}
@media(prefers-reduced-motion:reduce){.hero-v39-video{display:none}.hero-v39-fallback{display:block!important}.v39-news-media img,.v39-btn,.v39-path{transition:none!important}}

/* =========================================================
   V40 — CORPORATE POLISH
   Reduced visual noise, restrained typography, no decorative numbering.
   ========================================================= */
:root{
  --v40-max:1260px;
  --v40-section:clamp(72px,7vw,104px);
  --v40-h1:clamp(46px,5.3vw,72px);
  --v40-h2:clamp(34px,3.5vw,48px);
  --v40-h3:clamp(20px,2vw,28px);
  --v40-copy:15px;
}
body{font-size:15px;line-height:1.65}
body.home .section{padding:var(--v40-section) 0}
.container{width:min(var(--v40-max),calc(100% - var(--gutter)*2))}
.section-label,.eyebrow{font-size:10px;letter-spacing:.115em;font-weight:700;margin-bottom:12px}

/* Header: preserve brand colours and make navigation calmer */

/* Hero: cinematic, but business-first */
.hero-v39{height:100svh;min-height:680px}
.hero-v39-shade{background:linear-gradient(90deg,rgba(5,20,38,.86) 0%,rgba(5,20,38,.58) 40%,rgba(5,20,38,.16) 70%,rgba(5,20,38,.08) 100%),linear-gradient(180deg,rgba(5,20,38,.08),rgba(5,20,38,.18) 62%,rgba(5,20,38,.6) 100%)}
.hero-v39-noise{display:none}
.hero-v39-wrap{padding-top:clamp(118px,15vh,158px);padding-bottom:32px}
.hero-v39-copy{max-width:680px}
.hero-v39-overline{font-size:8px;letter-spacing:.15em;margin-bottom:20px}
.hero-v39-copy h1{font-size:var(--v40-h1);line-height:.96;letter-spacing:-.045em;font-weight:600;margin-bottom:18px}
.hero-v39-copy p{max-width:560px;font-size:16px;line-height:1.55;margin-bottom:24px;color:rgba(255,255,255,.82)}
.v39-btn{min-height:48px;padding:0 18px;gap:14px;font-size:10px;border-radius:4px;letter-spacing:.035em}
.hero-v39-rail{grid-template-columns:repeat(4,1fr);border-top:1px solid rgba(255,255,255,.22)}
.hero-v39-rail a{display:block;padding:16px 18px 5px 0;min-height:68px}
.hero-v39-rail a:not(:first-child){padding-left:18px}
.hero-v39-rail small{display:none}
.hero-v39-rail strong{display:block;font-size:12px;font-weight:650;margin-bottom:2px}
.hero-v39-rail span{display:block;font-size:9px;color:rgba(255,255,255,.58)}
.hero-v39-scroll{display:none}

/* Service strip */
.v39-servicebar{border-bottom:1px solid var(--v39-line);background:#fff}
.v39-servicebar-inner{min-height:54px}
.v39-servicebar-inner span{font-size:9px;letter-spacing:.09em;color:#68778a}

/* Global heading hierarchy */
.v39-paths-intro h2,.v39-section-heading h2,.v39-question-copy h2,.v39-office-copy h2,.v39-video-copy h2,.v39-faq-intro h2{font-size:var(--v40-h2);line-height:1.06;letter-spacing:-.035em;font-weight:600;margin:10px 0 16px}
.v39-business-copy h2,.v39-contact-copy h2{font-size:var(--v40-h2);line-height:1.06;letter-spacing:-.035em;font-weight:600}
.inner-hero h1{font-size:clamp(40px,4.2vw,58px);line-height:1.02;letter-spacing:-.04em;font-weight:600}
.process-title h2,.questionnaire-intro h2,.benefits-guide h2{font-size:clamp(32px,3vw,44px);line-height:1.08;letter-spacing:-.035em}
.business-path-card h2{font-size:clamp(30px,3vw,42px);line-height:1.06;letter-spacing:-.035em}
.accounting-service h2{font-size:28px}

/* Paths: remove numbers, reduce showcase feel */
.v39-paths-grid{grid-template-columns:minmax(260px,.68fr) minmax(0,1.32fr);gap:clamp(48px,7vw,100px)}
.v39-path{grid-template-columns:minmax(0,1fr) 20px;gap:20px;padding:23px 0}
.v39-path>span{display:none}
.v39-path h3{font-size:var(--v40-h3);font-weight:600;letter-spacing:-.025em;margin-bottom:6px}
.v39-path p{font-size:13px;line-height:1.55}
.v39-path:hover{padding-left:8px}

/* Programs: no sequence numbers / no fake system labels */
.v39-section-heading{grid-template-columns:minmax(0,1fr) minmax(250px,.52fr) auto;gap:28px;margin-bottom:32px}
.v39-program{grid-template-columns:minmax(0,1.45fr) minmax(190px,.45fr) 20px;gap:26px;padding:25px 0}
.v39-program-no{display:none}
.v39-program-main h3{font-size:clamp(21px,2vw,28px);font-weight:600;letter-spacing:-.025em;margin-bottom:8px}
.v39-program-kicker{margin-bottom:8px}
.v39-program-kicker b,.v39-program-kicker em{font-size:8px;letter-spacing:.1em}
.v39-program-kicker em{background:transparent;border:1px solid #d7dee6;padding:4px 7px}
.v40-empty-state{display:flex;align-items:flex-end;justify-content:space-between;gap:28px;padding:34px 0;border-bottom:1px solid #cfd8e0}
.v40-empty-state h3{margin:4px 0 8px;font-size:25px;letter-spacing:-.025em}
.v40-empty-state p{max-width:720px;margin:0;color:var(--v39-muted);font-size:13px}

/* Business section: editorial, restrained */
.v39-business{min-height:620px;grid-template-columns:1.08fr .92fr}
.v39-business-copy{padding:clamp(52px,6vw,88px)}
.v39-business-copy>p{font-size:14px;line-height:1.7}
.v39-business-copy ol{display:none}
.v40-business-list{list-style:none;margin:28px 0 30px;padding:0;border-top:1px solid rgba(255,255,255,.18)}
.v40-business-list li{position:relative;padding:13px 0 13px 18px;border-bottom:1px solid rgba(255,255,255,.13);font-size:13px}
.v40-business-list li:before{content:"";position:absolute;left:0;top:20px;width:5px;height:5px;border-radius:50%;background:rgba(255,255,255,.48)}

/* Paid question: professional checkout block */
.v39-question-grid{grid-template-columns:minmax(0,.9fr) minmax(400px,1.1fr);gap:clamp(50px,8vw,110px)}
.v39-question-flow{gap:10px;margin-top:24px;padding-top:16px}
.v39-question-flow b{display:none}
.v39-question-flow span{font-size:11px;font-weight:600}
.v39-question-shell{padding:clamp(26px,3.3vw,42px);background:#f7f8fa;border-color:#d9e1e8}
.v39-form-top strong{font-size:26px}
.v39-payment-note{font-size:10px;color:#748396}

/* Office / services */
.v39-office-grid{grid-template-columns:.88fr 1.12fr;gap:clamp(48px,7vw,95px)}
.v39-office-photo{height:min(570px,54vw);min-height:430px}
.v39-office-services a{grid-template-columns:1fr 20px;gap:12px;padding:15px 0}
.v39-office-services a span{display:none}
.v39-office-services a strong{font-size:13px;font-weight:600}

/* Updates: less magazine gimmick, more corporate editorial */
.v39-news-grid{grid-template-columns:1.3fr 1fr 1fr;gap:18px;background:transparent;border:0}
.v39-news-card,.v39-news-card.is-featured{min-height:0;border:1px solid var(--v39-line);background:#fff}
.v39-news-card.is-featured{grid-row:span 2}
.v39-news-media{height:200px}.v39-news-card.is-featured .v39-news-media{height:360px}
.v39-news-body{padding:20px}
.v39-news-body h3{font-size:clamp(18px,1.55vw,24px);line-height:1.18;letter-spacing:-.025em}
.v39-news-card.is-featured h3{font-size:clamp(24px,2.4vw,34px)}

/* Video, FAQ, contact */
.v39-video-grid{grid-template-columns:.75fr 1.25fr;gap:clamp(48px,7vw,90px)}
.v39-faq-grid{grid-template-columns:.72fr 1.28fr;gap:clamp(48px,7vw,100px)}
.v39-faq-list summary{font-size:15px;font-weight:600;padding:20px 0}
.v39-contact{padding:clamp(70px,7vw,100px) 0}
.v39-contact-grid{grid-template-columns:.82fr 1.18fr;gap:clamp(50px,8vw,110px)}
.v39-contact-copy h2{margin:10px 0 26px}

/* Inner pages: remove visible numbering everywhere */
.business-path-card{grid-template-columns:1fr;min-height:340px;padding:30px;box-shadow:none}
.business-path-card>span,.feature-lines span,.accounting-service>span,.process-steps-clean span,.benefits-category-grid>a>span,.benefit-facts span{display:none!important}
.feature-lines>div{grid-template-columns:1fr;min-height:68px}
.process-steps-clean>div{padding:18px;background:#fff}
.process-steps-clean h3{margin:0 0 5px;font-size:18px}
.accounting-service{min-height:300px;padding:26px}
.questionnaire-points span{font-size:11px;padding:12px 0}
.benefits-guide-grid{gap:clamp(46px,6vw,84px)}
.benefit-facts>div{grid-template-columns:1fr;padding:14px 0}
.year-mark{font-size:clamp(52px,5.5vw,76px)}

/* Keep cards/borders purposeful, no floating AI-style shadows */
.question-form-shell,.contact-form-shell,.process-clean,.platform-two-columns article,.business-path-card,.questionnaire-form-shell{box-shadow:none}
.platform-two-columns article,.process-clean,.questionnaire-form-shell,.accounting-service{border-color:#d8e0e8}

@media(max-width:1050px){
  .hero-v39-copy h1{font-size:clamp(48px,7vw,64px)}
  .v39-section-heading{grid-template-columns:1fr auto}
  .v39-program{grid-template-columns:minmax(0,1fr) 170px 18px}
  .v39-business{grid-template-columns:1fr}.v39-business-image{height:54vw;min-height:390px}
  .v39-news-grid{grid-template-columns:1fr 1fr}.v39-news-card.is-featured{grid-row:span 2}
}
@media(max-width:720px){
  body.home .section{padding:60px 0}
  .hero-v39{min-height:600px}
  .hero-v39-wrap{padding-top:92px;padding-bottom:16px}
  .hero-v39-copy h1{font-size:clamp(38px,10vw,48px);line-height:.98;margin-bottom:13px}
  .hero-v39-copy p{font-size:13px;max-width:430px}
  .hero-v39-overline{display:none}
  .hero-v39-actions{grid-template-columns:1fr}
  .hero-v39-rail{grid-template-columns:repeat(2,1fr)}
  .hero-v39-rail a{min-height:56px;padding-top:10px}.hero-v39-rail strong{font-size:10.5px}.hero-v39-rail span{display:none}
  .v39-paths-grid{gap:26px}.v39-path{grid-template-columns:1fr 18px;padding:18px 0}.v39-path h3{font-size:21px}
  .v39-section-heading{grid-template-columns:1fr;gap:12px;margin-bottom:24px}
  .v39-program{grid-template-columns:1fr 18px;gap:12px}.v39-program-data{grid-column:1;display:flex;gap:22px}
  .v40-empty-state{display:block}.v40-empty-state .text-link{margin-top:18px}
  .v39-business-image{height:58vw;min-height:280px}.v39-business-copy{padding:48px 20px}
  .v39-question-grid{gap:30px}.v39-question-flow span{width:auto;padding:0;border:0}.v39-question-flow i{display:inline}
  .v39-office-photo{height:72vw;min-height:320px}
  .v39-news-grid{display:block}.v39-news-card,.v39-news-card.is-featured{margin-bottom:16px}.v39-news-media,.v39-news-card.is-featured .v39-news-media{height:52vw}
  .v39-contact-copy h2,.inner-hero h1{font-size:38px}
  .v39-paths-intro h2,.v39-section-heading h2,.v39-question-copy h2,.v39-office-copy h2,.v39-video-copy h2,.v39-faq-intro h2,.v39-business-copy h2{font-size:34px}
  .business-path-card{min-height:0;padding:22px}.business-path-card h2{font-size:30px}
}

/* =========================================================
   V41 — SIGNATURE ADVISORY / MOBILE FIRST POLISH
   Expensive, editorial, restrained. No decorative numbering.
   ========================================================= */
:root{
  --v41-ink:#10233d;
  --v41-navy:#08284f;
  --v41-orange:#f47a20;
  --v41-blue:#4775c8;
  --v41-paper:#f5f7fa;
  --v41-warm:#f8f6f1;
  --v41-line:#dce3ea;
  --v41-soft:#6d7b8d;
  --v41-shadow:0 24px 70px rgba(10,42,87,.09);
}
body{background:#fff;color:var(--v41-ink)}
body.home .section{padding:clamp(82px,8vw,122px) 0}
body.home .container{width:min(1280px,calc(100% - clamp(36px,8vw,112px)))}

/* premium header */

/* cinematic hero with luxury editorial scale */
.hero-v39{height:100svh;min-height:720px;background:#071b30}
.hero-v39-media:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(4,17,33,.88) 0%,rgba(4,17,33,.63) 36%,rgba(4,17,33,.22) 64%,rgba(4,17,33,.08) 100%);pointer-events:none}
.hero-v39-shade{background:linear-gradient(180deg,rgba(4,17,33,.02) 0%,rgba(4,17,33,.02) 62%,rgba(4,17,33,.48) 100%)}
.hero-v39-wrap{min-height:100%;display:flex;flex-direction:column;justify-content:flex-end;padding-top:132px;padding-bottom:34px}
.hero-v39-copy{max-width:650px;margin:0 0 auto;padding-top:clamp(80px,12vh,150px)}
.hero-v39-overline{display:inline-flex;align-items:center;gap:10px;margin-bottom:22px;font-size:8px;letter-spacing:.16em;color:rgba(255,255,255,.68)}
.hero-v39-copy h1{max-width:640px;font-size:clamp(50px,5.6vw,76px);line-height:.94;letter-spacing:-.05em;font-weight:590;text-wrap:balance}
.hero-v39-copy p{font-size:16px;max-width:520px;color:rgba(255,255,255,.76)}
.hero-v39-actions{gap:10px}
.hero-v39-actions .v39-btn{border-radius:999px;min-height:50px;padding-inline:20px}
.hero-v39-rail{margin-top:auto;grid-template-columns:repeat(4,1fr);border-top:1px solid rgba(255,255,255,.22)}
.hero-v39-rail a{min-height:74px;padding:16px 18px 8px 0;border-right:1px solid rgba(255,255,255,.15)}
.hero-v39-rail a:last-child{border-right:0}
.hero-v39-rail strong{font-size:12px}.hero-v39-rail span{font-size:9px}

/* thin trust rail */
.v39-servicebar{background:#fff;border-bottom:1px solid var(--v41-line)}
.v39-servicebar-inner{min-height:58px;gap:18px}
.v39-servicebar-inner span{font-size:9px;font-weight:700;color:#5e6f84;letter-spacing:.115em}
.v39-servicebar-inner i{width:3px;height:3px;border-radius:50%;background:var(--v41-orange)}

/* pathways: editorial, not cards */
.v39-paths{background:#fff}
.v39-paths-grid{grid-template-columns:minmax(270px,.62fr) minmax(0,1.38fr);gap:clamp(70px,9vw,140px)}
.v39-paths-intro h2,.v39-section-heading h2,.v39-question-copy h2,.v39-office-copy h2,.v39-video-copy h2,.v39-faq-intro h2{font-size:clamp(34px,3.2vw,46px);line-height:1.04;letter-spacing:-.035em;font-weight:600}
.v39-paths-intro p,.v39-section-heading>p{font-size:14px;line-height:1.75;color:var(--v41-soft)}
.v39-path-list{border-top:1px solid var(--v41-line)}
.v39-path{grid-template-columns:minmax(0,1fr) 30px;gap:20px;padding:30px 2px;border-bottom:1px solid var(--v41-line)}
.v39-path>span{display:none!important}
.v39-path h3{margin:0 0 7px;font-size:clamp(23px,2.1vw,31px);font-weight:580;letter-spacing:-.03em}
.v39-path p{font-size:13px;color:#758295}
.v39-path i{align-self:center;justify-self:end;width:30px;height:30px;border:1px solid #d6dee8;border-radius:50%;display:grid;place-items:center;color:var(--v41-orange);transition:.25s ease}
.v39-path:hover{padding-left:8px;background:transparent}.v39-path:hover i{background:var(--v41-navy);border-color:var(--v41-navy);color:#fff;transform:translate(2px,-2px)}

/* programs: financial terminal restraint */
.v39-programs{background:var(--v41-paper)}
.v39-section-heading{align-items:end;margin-bottom:34px}
.v39-program-list{background:#fff;border:1px solid var(--v41-line);box-shadow:0 16px 50px rgba(10,42,87,.045)}
.v39-program{min-height:142px;padding:28px 30px;grid-template-columns:minmax(0,1fr) minmax(220px,.35fr) 34px;border-bottom:1px solid var(--v41-line);background:#fff}
.v39-program:last-child{border-bottom:0}.v39-program>span{display:none!important}
.v39-program-main h3{font-size:clamp(21px,1.8vw,27px);font-weight:600;letter-spacing:-.025em}
.v39-program-main p{font-size:12.5px;max-width:700px}
.v39-program-data small{font-size:8px;letter-spacing:.1em}.v39-program-data strong{font-size:14px}
.v39-program i{width:32px;height:32px;border-radius:50%;border:1px solid var(--v41-line);display:grid;place-items:center}
.v39-program:hover{background:#fbfcfe}

/* business: magazine spread */
.v39-business{grid-template-columns:1.08fr .92fr;min-height:720px;background:#09294f}
.v39-business-image{position:relative}.v39-business-image:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,transparent 65%,rgba(9,41,79,.35))}
.v39-business-copy{padding:clamp(64px,7vw,104px)}
.v39-business-copy h2{font-size:clamp(38px,4vw,56px);line-height:1;max-width:620px}
.v39-business-copy>p{font-size:14px;max-width:560px}
.v40-business-list{display:grid;grid-template-columns:1fr 1fr;gap:0 28px;margin:30px 0 34px!important;border-top:1px solid rgba(255,255,255,.18)}
.v40-business-list li{padding:14px 0!important;border-bottom:1px solid rgba(255,255,255,.14)!important;font-size:12px!important}
.v39-business-copy .v39-btn{border-radius:999px}

/* paid question as premium service desk */
.v39-question{background:#fff}
.v39-question-grid{grid-template-columns:minmax(0,.78fr) minmax(440px,1.22fr);gap:clamp(70px,9vw,140px)}
.v39-question-copy h2 strong{color:var(--v41-orange)}
.v39-question-flow{display:grid;grid-template-columns:1fr 1fr 1fr;gap:0;border:1px solid var(--v41-line);border-radius:12px;overflow:hidden}
.v39-question-flow span{padding:14px 13px;border-right:1px solid var(--v41-line);font-size:10px;line-height:1.45}.v39-question-flow span:last-child{border-right:0}.v39-question-flow i{display:none}
.v39-question-shell{padding:clamp(28px,3.6vw,46px);background:#fbfcfd;border:1px solid #dbe2e9;border-radius:18px;box-shadow:var(--v41-shadow)}
.v39-form-top{margin-bottom:20px}.v39-form-top strong{font-size:26px}
.v39-question-form textarea{min-height:178px;border-radius:10px;border-color:#d5dde6}
.v39-question-form .v39-btn{border-radius:999px}

/* office: warm high-touch advisory */
.v39-office{background:var(--v41-warm)}
.v39-office-grid{grid-template-columns:.92fr 1.08fr;gap:clamp(58px,8vw,112px)}
.v39-office-photo{height:min(620px,58vw);min-height:470px;border-radius:2px;box-shadow:0 28px 72px rgba(30,42,55,.10)}
.v39-office-copy>p{font-size:14px;max-width:590px}
.v39-office-services{display:grid;grid-template-columns:1fr 1fr;margin-top:30px;border-top:1px solid #d7d7d1}
.v39-office-services a{grid-template-columns:1fr 24px;padding:18px 0;border-bottom:1px solid #d7d7d1}
.v39-office-services a:nth-child(odd){padding-right:22px}.v39-office-services a:nth-child(even){padding-left:22px;border-left:1px solid #d7d7d1}
.v39-office-services a strong{font-size:13px;font-weight:650}.v39-office-services a i{justify-self:end}

/* editorial updates */
.v39-updates{background:#fff}
.v39-news-grid{grid-template-columns:1.45fr .775fr .775fr;gap:16px;background:transparent;border:0}
.v39-news-card{border:1px solid var(--v41-line);min-height:360px;border-radius:10px;overflow:hidden}
.v39-news-card.is-featured{min-height:736px;border-radius:12px}
.v39-news-media{height:210px}.v39-news-card.is-featured .v39-news-media{height:52%}
.v39-news-body{padding:22px}.v39-news-card.is-featured .v39-news-body{padding:28px}
.v39-news-body h3{font-size:clamp(19px,1.8vw,26px)}.v39-news-card.is-featured h3{font-size:clamp(28px,2.8vw,40px)}

/* video + FAQ */
.v39-video{background:#0b2b52;color:#fff}.v39-video-copy h2{color:#fff}.v39-video-copy p{color:rgba(255,255,255,.68)}.v39-video .section-label{color:#9bb1cf}.v39-video .text-link{color:#fff;border-color:rgba(255,255,255,.3)}
.v39-video-frame{border:1px solid rgba(255,255,255,.18);box-shadow:0 28px 70px rgba(0,0,0,.18)}
.v39-faq{background:#fff}.v39-faq-list details{border-color:var(--v41-line)}.v39-faq-list summary{font-size:15px;font-weight:620;padding:21px 0}

/* contact: quieter, higher-end */
.v39-contact{background:#071f3d;padding:clamp(88px,8vw,118px) 0}
.v39-contact-copy h2{font-size:clamp(38px,4vw,54px);line-height:1.02;letter-spacing:-.04em}
.v39-contact-details a,.v39-contact-details span{font-size:13px}
.v39-contact-form{padding:clamp(24px,3vw,36px);border:1px solid rgba(255,255,255,.14);background:rgba(255,255,255,.035);border-radius:14px}
.v39-contact-form input,.v39-contact-form select,.v39-contact-form textarea{padding:12px 0}
.v39-contact-form .v39-btn{border-radius:999px}

/* tablet */
@media(max-width:1050px){
 body.home .container{width:min(100% - 48px,960px)}
 .hero-v39-copy{padding-top:110px}.hero-v39-copy h1{font-size:clamp(48px,7.4vw,68px)}
 .v39-paths-grid,.v39-question-grid,.v39-office-grid,.v39-video-grid,.v39-faq-grid,.v39-contact-grid{grid-template-columns:1fr;gap:46px}
 .v39-paths-intro,.v39-faq-intro{position:static;max-width:620px}
 .v39-program{grid-template-columns:minmax(0,1fr) 220px 34px}
 .v39-business{grid-template-columns:1fr}.v39-business-image{height:56vw;min-height:430px}.v39-business-image:after{display:none}
 .v39-business-copy{padding:64px 48px}.v40-business-list{grid-template-columns:1fr 1fr}
 .v39-office-photo{height:58vw;max-height:620px}
 .v39-news-grid{grid-template-columns:1.2fr 1fr}.v39-news-card.is-featured{grid-row:span 3}
}

/* mobile-first refinement */
@media(max-width:720px){
 body.home .container{width:calc(100% - 34px)}
 body.home .section{padding:68px 0}
 .hero-v39{min-height:680px;height:100svh}
 .hero-v39-media:after{background:linear-gradient(180deg,rgba(4,17,33,.14) 0%,rgba(4,17,33,.16) 28%,rgba(4,17,33,.76) 61%,rgba(4,17,33,.96) 100%)}
 .hero-v39-video,.hero-v39-fallback{object-position:center 24%}
 .hero-v39-wrap{padding-top:86px;padding-bottom:18px;justify-content:flex-end}
 .hero-v39-copy{padding-top:0;margin-top:auto;margin-bottom:20px;max-width:none}
 .hero-v39-overline{font-size:7px;margin-bottom:14px;white-space:normal;line-height:1.5}
 .hero-v39-copy h1{font-size:clamp(39px,11vw,50px);line-height:.97;margin-bottom:13px;max-width:11ch}
 .hero-v39-copy p{font-size:13px;line-height:1.5;margin-bottom:18px;max-width:330px}
 .hero-v39-actions{display:grid;grid-template-columns:1fr 1fr;gap:8px}
 .hero-v39-actions .v39-btn{width:100%;min-height:46px;padding:0 12px;font-size:9px}
 .hero-v39-rail{grid-template-columns:1fr 1fr;margin-top:0}
 .hero-v39-rail a{min-height:62px;padding:11px 10px 8px 0}
 .hero-v39-rail a:nth-child(2n){padding-left:10px;border-right:0}.hero-v39-rail a:nth-child(-n+2){border-bottom:1px solid rgba(255,255,255,.15)}
 .hero-v39-rail strong{font-size:10.5px}.hero-v39-rail span{font-size:8px}
 .v39-servicebar-inner{min-height:50px;gap:14px;overflow-x:auto;justify-content:flex-start;padding-bottom:0;scrollbar-width:none}.v39-servicebar-inner::-webkit-scrollbar{display:none}.v39-servicebar-inner span{white-space:nowrap}
 .v39-paths-grid{gap:26px}.v39-paths-intro h2,.v39-section-heading h2,.v39-question-copy h2,.v39-office-copy h2,.v39-video-copy h2,.v39-faq-intro h2{font-size:32px;line-height:1.05}
 .v39-path{grid-template-columns:1fr 28px;padding:21px 0}.v39-path h3{font-size:22px}.v39-path p{font-size:12.5px}
 .v39-section-heading{grid-template-columns:1fr;gap:12px;margin-bottom:24px}.v39-section-heading .text-link{justify-self:start}
 .v39-program-list{border-left:0;border-right:0;box-shadow:none}.v39-program{grid-template-columns:1fr 30px;padding:22px 0;min-height:0}.v39-program-main h3{font-size:21px}.v39-program-data{grid-column:1/-1;display:flex;gap:28px;padding-top:10px}.v39-program i{grid-column:2;grid-row:1;align-self:start}
 .v39-business-image{height:76vw;min-height:290px}.v39-business-copy{padding:52px 17px 58px}.v39-business-copy h2{font-size:34px}.v40-business-list{grid-template-columns:1fr;margin-top:24px!important}.v39-business-copy .v39-btn{width:100%}
 .v39-question-grid{gap:28px}.v39-question-flow{grid-template-columns:1fr}.v39-question-flow span{border-right:0;border-bottom:1px solid var(--v41-line)}.v39-question-flow span:last-child{border-bottom:0}.v39-question-shell{padding:20px;border-radius:14px;box-shadow:0 18px 44px rgba(10,42,87,.08)}.v39-question-form textarea{min-height:160px}
 .v39-office-grid{gap:32px}.v39-office-photo{height:95vw;min-height:0;border-radius:0}.v39-office-services{grid-template-columns:1fr}.v39-office-services a:nth-child(odd),.v39-office-services a:nth-child(even){padding:16px 0;border-left:0}
 .v39-news-grid{display:flex;overflow-x:auto;gap:12px;padding-bottom:8px;scroll-snap-type:x mandatory;scrollbar-width:none}.v39-news-grid::-webkit-scrollbar{display:none}.v39-news-card,.v39-news-card.is-featured{min-width:86%;min-height:420px;margin:0;scroll-snap-align:start;border-radius:10px}.v39-news-card.is-featured .v39-news-media,.v39-news-media{height:220px}.v39-news-card.is-featured h3{font-size:25px}
 .v39-video-grid{gap:28px}.v39-video-frame{border-radius:10px;overflow:hidden}
 .v39-faq-grid{gap:24px}.v39-faq-list summary{font-size:14px;line-height:1.45;padding:18px 0}.v39-faq-list details p{padding-right:10px}
 .v39-contact{padding:68px 0}.v39-contact-grid{gap:34px}.v39-contact-copy h2{font-size:34px}.v39-contact-form{padding:20px;border-radius:12px}.v39-contact-form .field-pair{grid-template-columns:1fr}.v39-contact-form .v39-btn{width:100%}
}

@media(max-width:390px){
 .hero-v39-copy h1{font-size:37px}.hero-v39-actions{grid-template-columns:1fr}.hero-v39-rail a{min-height:58px}.hero-v39-rail span{display:none}.v39-news-card,.v39-news-card.is-featured{min-width:91%}
}

@media(max-width:860px){
  body.home .hero-cinema,body.home .hero-v39{height:calc(100svh - 76px);min-height:calc(100svh - 76px)}
}

body.home .epi32-inner{height:100%!important}


/* V43.1 homepage overlay header: hero owns the full viewport on every screen */
body.home .hero-cinema,body.home .hero-v39{height:100svh!important;min-height:100svh!important}
@media(max-width:1080px){body.home{padding-top:0!important}}

/* =========================================================
   V44 — Premium 5-slide hero carousel
   ========================================================= */
.hero-v44{position:relative;height:100svh;min-height:700px;overflow:hidden;background:#07182b;color:#fff;isolation:isolate}
.hero-v44-stage,.hero-v44-slide,.hero-v44-picture,.hero-v44-picture img,.hero-v44-overlay,.hero-v44-grain{position:absolute;inset:0;width:100%;height:100%}
.hero-v44-slide{opacity:0;visibility:hidden;pointer-events:none;transition:opacity .8s cubic-bezier(.22,.61,.36,1),visibility .8s;z-index:0}
.hero-v44-slide.is-active{opacity:1;visibility:visible;pointer-events:auto;z-index:1}
.hero-v44-picture{display:block;overflow:hidden}
.hero-v44-picture img{object-fit:cover;object-position:center center;transform:scale(1.025);transition:transform 6.8s cubic-bezier(.2,.55,.25,1)}
.hero-v44-slide.is-active .hero-v44-picture img{transform:scale(1)}
.hero-v44-overlay{background:linear-gradient(90deg,rgba(6,22,39,.90) 0%,rgba(6,22,39,.72) 29%,rgba(6,22,39,.28) 57%,rgba(6,22,39,.05) 78%),linear-gradient(180deg,rgba(6,22,39,.06) 0%,rgba(6,22,39,.02) 60%,rgba(6,22,39,.48) 100%);z-index:1}
.hero-v44-grain{z-index:2;opacity:.045;pointer-events:none;background-image:url("data:image/svg+xml,%3Csvg viewBox='0 0 180 180' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.9' numOctaves='2' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='.55'/%3E%3C/svg%3E")}
.hero-v44-content{position:relative;z-index:3;height:100%;display:flex;align-items:center;padding-top:90px;padding-bottom:122px}
.hero-v44-copy{width:min(650px,52vw);transform:translateY(15px);opacity:0;transition:transform .72s .12s cubic-bezier(.22,.61,.36,1),opacity .62s .12s ease}
.hero-v44-slide.is-active .hero-v44-copy{transform:none;opacity:1}
.hero-v44-eyebrow{display:inline-flex;align-items:center;gap:11px;margin-bottom:23px;font-size:9px;line-height:1.2;letter-spacing:.14em;font-weight:720;color:rgba(255,255,255,.72)}
.hero-v44-eyebrow i{display:block;width:4px;height:4px;border-radius:50%;background:#ff6900}
.hero-v44-title-link{display:inline-block;color:inherit;text-decoration:none}
.hero-v44-copy h1{margin:0 0 18px;max-width:680px;font-size:clamp(52px,5.45vw,82px);line-height:.96;letter-spacing:-.055em;font-weight:610;text-wrap:balance}
.hero-v44-copy p{margin:0 0 28px;max-width:610px;font-size:clamp(16px,1.25vw,20px);line-height:1.55;color:rgba(255,255,255,.78);text-wrap:pretty}
.hero-v44-actions{display:flex;align-items:center;gap:10px;flex-wrap:wrap}
.v44-btn{display:inline-flex;align-items:center;justify-content:center;gap:13px;min-height:52px;padding:0 21px;border-radius:13px;font-size:12px;font-weight:760;letter-spacing:-.01em;text-decoration:none;transition:transform .22s ease,background .22s ease,border-color .22s ease,color .22s ease,box-shadow .22s ease}
.v44-btn span{font-size:14px;transition:transform .22s ease}.v44-btn:hover span{transform:translate(2px,-2px)}
.v44-btn:hover{transform:translateY(-1px)}
.v44-btn-primary{background:#fff;color:#0b294d;border:1px solid #fff;box-shadow:0 10px 28px rgba(0,0,0,.12)}
.v44-btn-primary:hover{background:#f7f9fc;color:#071f3d}
.v44-btn-secondary{background:rgba(8,27,48,.18);color:#fff;border:1px solid rgba(255,255,255,.48);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px)}
.v44-btn-secondary:hover{background:rgba(255,255,255,.11);border-color:rgba(255,255,255,.78)}
.hero-v44-nav-wrap{position:absolute;z-index:5;left:50%;bottom:20px;transform:translateX(-50%);width:100%}
.hero-v44-nav{display:grid;grid-template-columns:repeat(5,1fr);border-top:1px solid rgba(255,255,255,.23)}
.hero-v44-tab{position:relative;appearance:none;border:0;border-right:1px solid rgba(255,255,255,.15);background:transparent;color:rgba(255,255,255,.54);text-align:left;min-height:70px;padding:16px 18px 12px 0;cursor:pointer;font:inherit;transition:color .25s ease,background .25s ease}
.hero-v44-tab:not(:first-child){padding-left:18px}.hero-v44-tab:last-child{border-right:0}
.hero-v44-tab span{font-size:11px;font-weight:730;letter-spacing:.005em;white-space:nowrap}
.hero-v44-tab:hover,.hero-v44-tab.is-active{color:#fff}
.hero-v44-progress{position:absolute;top:-1px;left:0;width:100%;height:2px;background:#ff6900;transform-origin:left center;transform:scaleX(0)}
.hero-v44-tab.is-active .hero-v44-progress{animation:v44Progress var(--hero-interval,6000ms) linear forwards}
.hero-v44.is-paused .hero-v44-tab.is-active .hero-v44-progress{animation-play-state:paused}
@keyframes v44Progress{from{transform:scaleX(0)}to{transform:scaleX(1)}}
.hero-v44-arrow{position:absolute;z-index:6;top:50%;width:42px;height:42px;border-radius:50%;border:1px solid rgba(255,255,255,.24);background:rgba(5,20,37,.14);color:#fff;display:flex;align-items:center;justify-content:center;font-size:15px;cursor:pointer;opacity:0;transform:translateY(-50%);transition:opacity .2s ease,background .2s ease,border-color .2s ease;backdrop-filter:blur(10px)}
.hero-v44:hover .hero-v44-arrow{opacity:.8}.hero-v44-arrow:hover{opacity:1!important;background:rgba(5,20,37,.42);border-color:rgba(255,255,255,.5)}
.hero-v44-prev{left:22px}.hero-v44-next{right:22px}
body.home:not(.scrolled) .site-header{z-index:100}

@media (max-width:1100px){
 .hero-v44-content{padding-top:82px;padding-bottom:116px}.hero-v44-copy{width:min(610px,60vw)}
 .hero-v44-copy h1{font-size:clamp(48px,6.2vw,68px)}
 .hero-v44-tab{padding-right:12px}.hero-v44-tab:not(:first-child){padding-left:12px}.hero-v44-tab span{font-size:10px}
 .hero-v44-arrow{display:none}
}
@media (max-width:780px){
 .hero-v44{height:100svh;min-height:670px}
 .hero-v44-picture img{object-position:center 35%}
 .hero-v44-overlay{background:linear-gradient(180deg,rgba(6,22,39,.10) 0%,rgba(6,22,39,.13) 28%,rgba(6,22,39,.75) 59%,rgba(6,22,39,.97) 100%)}
 .hero-v44-content{align-items:flex-end;padding:106px 20px 130px}
 .hero-v44-copy{width:100%;max-width:600px}
 .hero-v44-eyebrow{font-size:7px;margin-bottom:12px;gap:8px}
 .hero-v44-copy h1{font-size:clamp(40px,10.5vw,56px);line-height:.98;letter-spacing:-.045em;margin-bottom:12px;max-width:11.5ch}
 .hero-v44-copy p{font-size:14px;line-height:1.48;margin-bottom:19px;max-width:430px}
 .hero-v44-actions{gap:8px}.v44-btn{min-height:48px;border-radius:11px;padding:0 15px;font-size:10.5px}
 .hero-v44-nav-wrap{bottom:9px;padding:0 0 0 20px;overflow:hidden}
 .hero-v44-nav{display:flex;overflow-x:auto;scrollbar-width:none;border-top:1px solid rgba(255,255,255,.23);padding-right:20px;scroll-snap-type:x proximity}.hero-v44-nav::-webkit-scrollbar{display:none}
 .hero-v44-tab{flex:0 0 auto;min-width:140px;min-height:55px;padding:13px 14px 9px 0;scroll-snap-align:start}
 .hero-v44-tab:not(:first-child){padding-left:14px}.hero-v44-tab span{font-size:9.5px}
}
@media (max-width:480px){
 .hero-v44{min-height:640px}
 .hero-v44-content{padding-left:18px;padding-right:18px;padding-bottom:120px}
 .hero-v44-copy h1{font-size:clamp(37px,11vw,48px)}
 .hero-v44-copy p{font-size:13px;max-width:330px}
 .hero-v44-actions{display:grid;grid-template-columns:1fr 1fr;width:100%}.v44-btn{padding:0 10px;font-size:9.5px;gap:8px}
 .hero-v44-nav-wrap{padding-left:18px}.hero-v44-tab{min-width:128px}
}
@media (prefers-reduced-motion:reduce){
 .hero-v44-slide,.hero-v44-picture img,.hero-v44-copy,.v44-btn,.v44-btn span{transition:none!important}
 .hero-v44-tab.is-active .hero-v44-progress{animation:none;transform:scaleX(1)}
}

/* =========================================================
   V45 — Homepage editorial intro system
   Hero stays V44. Every section below has a distinct layout.
   ========================================================= */
:root{--h45-navy:#0a274d;--h45-ink:#14283f;--h45-muted:#6d7c8d;--h45-line:#dce3ea;--h45-warm:#f5f3ee;--h45-paper:#fbfcfd;--h45-orange:#ff6900}
body.home .site-main{overflow:clip}
.home45-kicker{display:block;margin:0 0 18px;color:#7a8ba1;font-size:9px;font-weight:750;letter-spacing:.15em;line-height:1.2}.home45-kicker.is-light{color:rgba(255,255,255,.58)}
.home45-link,.home45-textlink{display:inline-flex;align-items:center;gap:11px;color:var(--h45-navy);text-decoration:none;font-size:12px;font-weight:720}.home45-link span,.home45-textlink span,.home45-btn span{transition:transform .22s ease}.home45-link:hover span,.home45-textlink:hover span,.home45-btn:hover span{transform:translate(2px,-2px)}
.home45-btn{display:inline-flex;min-height:50px;padding:0 19px;align-items:center;justify-content:center;gap:12px;border:1px solid var(--h45-navy);border-radius:12px;background:var(--h45-navy);color:#fff;text-decoration:none;font-size:11px;font-weight:750;transition:transform .2s ease,background .2s ease,color .2s ease}.home45-btn:hover{transform:translateY(-1px);background:#102f59}.home45-btn.is-light{background:#fff;color:var(--h45-navy);border-color:#fff}.home45-btn.is-light:hover{background:#f5f7fa}

/* About — warm editorial split */
.home45-about{padding:clamp(88px,10vw,150px) 0;background:var(--h45-warm)}
.home45-about-grid{display:grid;grid-template-columns:minmax(340px,.82fr) minmax(0,1.18fr);gap:clamp(58px,8vw,120px);align-items:center}
.home45-about-portrait{position:relative;min-height:540px;background:#fff;overflow:hidden}.home45-about-portrait:after{content:"";position:absolute;inset:auto 0 0;height:1px;background:#d8d4ca}.home45-about-portrait img{width:100%;height:100%;min-height:540px;object-fit:cover;object-position:center 18%;display:block;mix-blend-mode:multiply}
.home45-about-copy{max-width:670px}.home45-about-copy h2{margin:0 0 24px;color:var(--h45-ink);font-size:clamp(38px,4.3vw,62px);line-height:1.02;letter-spacing:-.048em;font-weight:610;text-wrap:balance}.home45-about-copy>p{margin:0;max-width:610px;color:#64717d;font-size:15px;line-height:1.82}
.home45-about-tags{display:flex;gap:0;margin:38px 0 29px;border-top:1px solid #d8d4ca;border-bottom:1px solid #d8d4ca}.home45-about-tags span{flex:1;padding:15px 14px 15px 0;color:#5d6975;font-size:11px;font-weight:650}.home45-about-tags span+span{padding-left:20px;border-left:1px solid #d8d4ca}

/* Question — strong conversion panel */
.home45-question{background:#071d36;color:#fff;padding:clamp(84px,10vw,144px) 0;position:relative;overflow:hidden}.home45-question:after{content:"";position:absolute;width:650px;height:650px;right:-270px;top:-310px;border:1px solid rgba(255,255,255,.06);border-radius:50%;box-shadow:0 0 0 90px rgba(255,255,255,.012),0 0 0 180px rgba(255,255,255,.01)}
.home45-question-grid{position:relative;z-index:1;display:grid;grid-template-columns:.72fr 1.28fr;gap:clamp(60px,8vw,130px);align-items:center}
.home45-question-price{display:flex;align-items:flex-start;color:#fff;letter-spacing:-.08em}.home45-question-price span{font-size:clamp(118px,15vw,230px);font-weight:560;line-height:.78}.home45-question-price sup{margin:8px 0 0 8px;color:var(--h45-orange);font-size:clamp(34px,4vw,62px);font-weight:650;letter-spacing:-.04em}
.home45-question-copy{max-width:660px}.home45-question-copy h2{margin:0 0 22px;font-size:clamp(38px,4.3vw,62px);line-height:1.02;letter-spacing:-.045em;font-weight:570}.home45-question-copy>p{margin:0;max-width:580px;color:rgba(255,255,255,.68);font-size:15px;line-height:1.75}
.home45-question-flow{display:flex;align-items:center;gap:15px;margin:34px 0 31px;padding:17px 0;border-top:1px solid rgba(255,255,255,.16);border-bottom:1px solid rgba(255,255,255,.16)}.home45-question-flow span{font-size:10px;font-weight:650;color:rgba(255,255,255,.78);white-space:nowrap}.home45-question-flow i{width:22px;height:1px;background:rgba(255,255,255,.24)}

/* Business — image + floating advisory panel */
.home45-business{display:grid;grid-template-columns:minmax(0,1.12fr) minmax(430px,.88fr);min-height:720px;background:#e9edf0}.home45-business-media{min-height:720px;overflow:hidden}.home45-business-media img{width:100%;height:100%;min-height:720px;object-fit:cover;object-position:center center;display:block}.home45-business-panel{align-self:center;margin:64px clamp(40px,6vw,100px) 64px clamp(-90px,-5vw,-44px);padding:clamp(48px,5vw,76px);background:#fff;box-shadow:0 30px 90px rgba(18,37,58,.13);position:relative;z-index:2}.home45-business-panel h2{margin:0 0 20px;color:var(--h45-ink);font-size:clamp(36px,3.7vw,54px);line-height:1.03;letter-spacing:-.045em;font-weight:610}.home45-business-panel>p{margin:0;color:var(--h45-muted);font-size:14px;line-height:1.75}.home45-business-steps{display:grid;grid-template-columns:repeat(4,1fr);margin:34px 0 30px;border-top:1px solid var(--h45-line);border-bottom:1px solid var(--h45-line)}.home45-business-steps span{position:relative;padding:16px 12px 16px 0;font-size:10px;font-weight:700;color:#667789}.home45-business-steps span+span{padding-left:13px;border-left:1px solid var(--h45-line)}.home45-business-steps span:not(:last-child):after{content:"";position:absolute;right:9px;top:50%;width:3px;height:3px;border-radius:50%;background:var(--h45-orange)}.home45-actions{display:flex;align-items:center;gap:22px;flex-wrap:wrap}

/* Programs — information platform */
.home45-programs{padding:clamp(92px,10vw,150px) 0;background:#fff}.home45-heading{display:grid;grid-template-columns:1.1fr .8fr auto;gap:clamp(34px,5vw,76px);align-items:end;margin-bottom:50px}.home45-heading h2{margin:0;color:var(--h45-ink);font-size:clamp(38px,4vw,58px);line-height:1.02;letter-spacing:-.045em;font-weight:610}.home45-heading>p{margin:0;color:var(--h45-muted);font-size:14px;line-height:1.7;max-width:430px}.home45-heading>.home45-link{justify-self:end;margin-bottom:5px}
.home45-program-list{border-top:1px solid var(--h45-line)}.home45-program-row{display:grid;grid-template-columns:180px minmax(0,1fr) minmax(230px,.65fr) 18px;gap:28px;align-items:center;padding:28px 0;border-bottom:1px solid var(--h45-line);color:inherit;text-decoration:none;transition:padding .25s ease,background .25s ease}.home45-program-row:hover{padding-left:12px;padding-right:12px;background:#fafbfc}.home45-program-provider{display:flex;flex-direction:column;align-items:flex-start;gap:8px}.home45-program-provider span{font-size:10px;font-weight:800;letter-spacing:.05em;color:var(--h45-navy)}.home45-program-provider em{font-style:normal;padding:5px 7px;border-radius:4px;background:#edf3f7;color:#586e82;font-size:7px;font-weight:800;letter-spacing:.08em}.home45-program-title h3{margin:0 0 6px;color:var(--h45-ink);font-size:20px;line-height:1.2;letter-spacing:-.025em}.home45-program-title p{margin:0;color:#7b8997;font-size:11px}.home45-program-meta{display:flex;justify-content:flex-end;gap:30px}.home45-program-meta span{display:flex;flex-direction:column;gap:4px}.home45-program-meta small{font-size:7px;color:#93a0ae;letter-spacing:.08em}.home45-program-meta strong{font-size:11px;color:#425568}.home45-program-row>i{font-style:normal;color:var(--h45-orange);justify-self:end}.home45-program-empty{display:flex;justify-content:space-between;gap:30px;padding:35px 0;border-bottom:1px solid var(--h45-line);color:#677686}.home45-program-empty strong{color:var(--h45-ink)}

/* Benefits — editorial directory */
.home45-benefits{padding:clamp(92px,10vw,150px) 0;background:var(--h45-paper);border-top:1px solid #edf0f3}.home45-benefits-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(68px,9vw,145px);align-items:start}.home45-benefits-intro{position:sticky;top:120px}.home45-benefits-intro h2{margin:0 0 21px;color:var(--h45-ink);font-size:clamp(38px,4.1vw,60px);line-height:1.02;letter-spacing:-.045em;font-weight:610}.home45-benefits-intro p{margin:0 0 30px;color:var(--h45-muted);font-size:14px;line-height:1.75;max-width:440px}.home45-benefit-list{border-top:1px solid var(--h45-line)}.home45-benefit-list a{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr) 20px;gap:28px;align-items:center;min-height:112px;border-bottom:1px solid var(--h45-line);text-decoration:none;color:inherit;transition:padding .25s ease,background .25s ease}.home45-benefit-list a:hover{padding-left:15px;background:#fff}.home45-benefit-list span{color:var(--h45-ink);font-size:21px;font-weight:620;letter-spacing:-.025em}.home45-benefit-list small{color:#7a8998;font-size:12px;line-height:1.5}.home45-benefit-list i{font-style:normal;color:var(--h45-orange);justify-self:end}

/* Newsletter — quiet premium closing */
.home45-newsletter{padding:clamp(78px,8vw,116px) 0;background:#0a274d;color:#fff}.home45-newsletter-inner{display:grid;grid-template-columns:.82fr 1.18fr;gap:clamp(70px,10vw,160px);align-items:end}.home45-newsletter-copy h2{margin:0 0 15px;font-size:clamp(38px,4vw,58px);line-height:1;letter-spacing:-.045em;font-weight:570}.home45-newsletter-copy p{margin:0;color:rgba(255,255,255,.65);font-size:14px;line-height:1.65;max-width:450px}.home45-newsletter-field{display:grid;grid-template-columns:1fr auto;border-bottom:1px solid rgba(255,255,255,.38)}.home45-newsletter-field input{min-width:0;height:60px;padding:0;background:transparent;border:0;outline:0;color:#fff;font:inherit;font-size:18px}.home45-newsletter-field input::placeholder{color:rgba(255,255,255,.42)}.home45-newsletter-field button{height:60px;padding:0 4px 0 28px;border:0;background:transparent;color:#fff;font:inherit;font-size:12px;font-weight:750;cursor:pointer}.home45-newsletter-field button span{color:var(--h45-orange);margin-left:9px}.home45-newsletter-consent{display:flex;align-items:flex-start;gap:9px;margin-top:14px;color:rgba(255,255,255,.58);font-size:10px;line-height:1.4}.home45-newsletter-consent input{margin-top:2px;accent-color:var(--h45-orange)}.home45-newsletter-form-wrap>small{display:block;margin-top:13px;color:rgba(255,255,255,.38);font-size:9px}.home45-newsletter-notice{margin:0 0 10px;color:#dce6ef;font-size:11px}.home45-newsletter-notice.is-success{color:#c8efd8}.home45-newsletter-notice.is-error{color:#ffd0ca}

@media(max-width:1100px){
 .home45-about-grid{grid-template-columns:.9fr 1.1fr;gap:50px}.home45-about-portrait,.home45-about-portrait img{min-height:480px}
 .home45-question-grid{grid-template-columns:.62fr 1.38fr;gap:50px}
 .home45-business{grid-template-columns:1fr;min-height:0}.home45-business-media,.home45-business-media img{min-height:520px;height:58vw;max-height:700px}.home45-business-panel{margin:-90px 42px 70px 42px}
 .home45-heading{grid-template-columns:1fr auto}.home45-heading>p{grid-row:2;grid-column:1/-1}.home45-program-row{grid-template-columns:150px minmax(0,1fr) 190px 18px;gap:20px}
 .home45-benefits-grid{gap:55px}.home45-newsletter-inner{gap:70px}
}
@media(max-width:780px){
 .home45-about,.home45-programs,.home45-benefits{padding:74px 0}.home45-about-grid,.home45-question-grid,.home45-benefits-grid,.home45-newsletter-inner{grid-template-columns:1fr;gap:34px}
 .home45-about-portrait{min-height:0;height:92vw;max-height:570px}.home45-about-portrait img{min-height:0;height:100%;object-position:center 12%}.home45-about-copy h2,.home45-question-copy h2,.home45-business-panel h2,.home45-heading h2,.home45-benefits-intro h2,.home45-newsletter-copy h2{font-size:34px;line-height:1.04}.home45-about-copy>p{font-size:13px}.home45-about-tags{margin:28px 0 25px;overflow-x:auto}.home45-about-tags span{min-width:max-content;padding-right:16px}.home45-about-tags span+span{padding-left:16px}
 .home45-question{padding:72px 0}.home45-question-grid{gap:28px}.home45-question-price span{font-size:118px}.home45-question-price sup{font-size:34px}.home45-question-copy>p{font-size:13px}.home45-question-flow{display:grid;gap:0;margin:26px 0}.home45-question-flow span{padding:10px 0;border-bottom:1px solid rgba(255,255,255,.12)}.home45-question-flow i{display:none}
 .home45-business-media,.home45-business-media img{height:78vw;min-height:330px}.home45-business-panel{margin:-38px 18px 62px;padding:36px 25px}.home45-business-panel>p{font-size:13px}.home45-business-steps{grid-template-columns:1fr 1fr}.home45-business-steps span:nth-child(3){border-top:1px solid var(--h45-line)}.home45-business-steps span:nth-child(odd){border-left:0;padding-left:0}.home45-business-steps span:not(:last-child):after{display:none}.home45-actions{align-items:flex-start;flex-direction:column;gap:17px}.home45-btn{min-height:48px}
 .home45-heading{grid-template-columns:1fr;gap:16px;margin-bottom:32px}.home45-heading>p{grid-row:auto;grid-column:auto;font-size:13px}.home45-heading>.home45-link{justify-self:start}.home45-program-row{grid-template-columns:1fr 18px;gap:14px;padding:22px 0}.home45-program-provider{grid-column:1;flex-direction:row;align-items:center}.home45-program-title{grid-column:1}.home45-program-meta{grid-column:1;justify-content:flex-start;gap:25px}.home45-program-row>i{grid-column:2;grid-row:1/4;align-self:center}.home45-program-title h3{font-size:18px}.home45-program-empty{flex-direction:column}
 .home45-benefits-intro{position:static}.home45-benefit-list a{grid-template-columns:1fr 18px;gap:8px;min-height:0;padding:21px 0}.home45-benefit-list span{font-size:18px}.home45-benefit-list small{grid-column:1;font-size:11px}.home45-benefit-list i{grid-column:2;grid-row:1/3;align-self:center}.home45-newsletter{padding:68px 0}.home45-newsletter-inner{gap:36px}.home45-newsletter-field input{font-size:16px}.home45-newsletter-field button{padding-left:16px}
}
@media(max-width:480px){
 .home45-about-portrait{height:108vw}.home45-about-copy h2,.home45-question-copy h2,.home45-business-panel h2,.home45-heading h2,.home45-benefits-intro h2,.home45-newsletter-copy h2{font-size:31px}.home45-question-price span{font-size:104px}.home45-business-panel{margin:-26px 12px 54px;padding:31px 20px}.home45-business-steps span{font-size:9px}.home45-newsletter-field{grid-template-columns:1fr}.home45-newsletter-field input{height:52px}.home45-newsletter-field button{height:48px;padding:0;justify-self:start}.home45-newsletter-consent{font-size:9px}
}

/* =========================================================
   V46 — Homepage polish: About + Question service
   ========================================================= */
.home45-about{padding:clamp(82px,8vw,126px) 0;background:#f7f5f0}
.home45-about-grid{grid-template-columns:minmax(360px,.92fr) minmax(0,1.08fr);gap:clamp(54px,7vw,104px)}
.home45-about-portrait{min-height:500px;border-radius:2px}
.home45-about-portrait img{min-height:500px}
.home45-about-copy{max-width:620px}
.home45-about-copy h2{max-width:600px;margin:0 0 22px;font-size:clamp(34px,3.25vw,50px);line-height:1.08;letter-spacing:-.037em;font-weight:590;text-wrap:balance}
.home45-about-copy>p{max-width:585px;font-size:15px;line-height:1.78;color:#65717d}
.home45-about-tags{margin:32px 0 27px}

.home45-question{
  position:relative;
  isolation:isolate;
  padding:clamp(92px,10vw,148px) 0;
  background-image:
    linear-gradient(90deg,rgba(5,22,42,.98) 0%,rgba(5,22,42,.95) 42%,rgba(5,22,42,.72) 67%,rgba(5,22,42,.38) 100%),
    url('../img/hero/question.webp');
  background-size:cover;
  background-position:center 48%;
  color:#fff;
}
.home45-question:before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,rgba(255,255,255,.018),transparent 38%,rgba(0,0,0,.08));pointer-events:none}
.home45-question:after{content:"";position:absolute;inset:0;z-index:-1;background-image:radial-gradient(circle at 16% 20%,rgba(255,255,255,.075),transparent 30%);pointer-events:none}
.home45-question-grid{display:grid;grid-template-columns:minmax(230px,.55fr) minmax(0,1.2fr);gap:clamp(54px,8vw,124px);align-items:center}
.home45-question-price{align-self:stretch;min-height:275px;display:flex;align-items:flex-end;justify-content:flex-start;position:relative;padding:30px 0;border-top:1px solid rgba(255,255,255,.2);border-bottom:1px solid rgba(255,255,255,.2);letter-spacing:-.065em}
.home45-question-price:before{content:"ΤΙΜΗ ΑΝΑ ΕΡΩΤΗΣΗ";position:absolute;top:26px;left:0;font-size:10px;line-height:1;letter-spacing:.14em;font-weight:700;color:rgba(255,255,255,.52)}
.home45-question-price span{font-size:clamp(88px,9.6vw,148px);font-weight:560;line-height:.8}
.home45-question-price sup{margin:5px 0 0 8px;font-size:clamp(28px,2.8vw,44px);color:#ff7a00;font-weight:650}
.home45-question-copy{max-width:650px}
.home45-question-copy h2{max-width:590px;margin:0 0 20px;font-size:clamp(36px,3.7vw,56px);line-height:1.04;letter-spacing:-.039em;font-weight:585;text-wrap:balance}
.home45-question-copy>p{max-width:560px;color:rgba(255,255,255,.72);font-size:15px;line-height:1.76}
.home45-question-flow{margin:31px 0 30px;padding:16px 0;gap:14px;border-color:rgba(255,255,255,.17)}
.home45-question-flow span{font-size:10px;letter-spacing:.02em;color:rgba(255,255,255,.76)}
.home45-question-flow i{background:rgba(255,255,255,.23)}
.home45-question .home45-btn.is-light{min-height:50px;padding:0 22px;border-radius:12px;background:#fff;color:#0a203b;border:1px solid rgba(255,255,255,.95);box-shadow:0 12px 38px rgba(0,0,0,.13)}
.home45-question .home45-btn.is-light:hover{transform:translateY(-2px);box-shadow:0 16px 42px rgba(0,0,0,.2)}

@media (max-width:980px){
  .home45-about-grid{grid-template-columns:.92fr 1.08fr;gap:44px}
  .home45-about-portrait,.home45-about-portrait img{min-height:440px}
  .home45-question{background-position:62% center}
  .home45-question-grid{grid-template-columns:.5fr 1.2fr;gap:42px}
}
@media (max-width:760px){
  .home45-about{padding:66px 0}
  .home45-about-grid{grid-template-columns:1fr;gap:30px}
  .home45-about-portrait{height:92vw;max-height:520px;min-height:0}
  .home45-about-portrait img{height:100%;min-height:0}
  .home45-about-copy h2{font-size:32px;line-height:1.07;margin-bottom:18px}
  .home45-about-copy>p{font-size:13px;line-height:1.74}
  .home45-question{padding:68px 0;background-image:linear-gradient(180deg,rgba(5,22,42,.96) 0%,rgba(5,22,42,.94) 58%,rgba(5,22,42,.82) 100%),url('../img/hero/question.webp');background-position:70% center}
  .home45-question-grid{grid-template-columns:1fr;gap:28px}
  .home45-question-price{min-height:0;padding:20px 0 22px;align-items:flex-end}
  .home45-question-price:before{top:4px}
  .home45-question-price span{font-size:86px}
  .home45-question-price sup{font-size:30px}
  .home45-question-copy h2{font-size:32px;line-height:1.06;margin-bottom:16px}
  .home45-question-copy>p{font-size:13px;line-height:1.72}
  .home45-question-flow{display:grid;grid-template-columns:1fr;margin:24px 0 25px;padding:10px 0}
  .home45-question-flow span{padding:9px 0;border-bottom:1px solid rgba(255,255,255,.12)}
  .home45-question-flow span:last-of-type{border-bottom:0}
  .home45-question-flow i{display:none}
}
@media (max-width:420px){
  .home45-about-copy h2,.home45-question-copy h2{font-size:29px}
  .home45-question-price span{font-size:78px}
}

/* =========================================================
   V47 — SIGNATURE CORPORATE FOOTER
   ========================================================= */
.site-footer.epi-footer{
  background:#072b57;
  color:#fff;
  border-top:0;
  position:relative;
  overflow:hidden;
}
.site-footer.epi-footer::before{
  content:"";
  position:absolute;
  inset:0 0 auto;
  height:1px;
  background:linear-gradient(90deg,transparent,rgba(245,130,32,.82),rgba(51,107,201,.6),transparent);
  pointer-events:none;
}
.epi-footer-main{
  display:grid;
  grid-template-columns:minmax(290px,1.5fr) .7fr .85fr .85fr;
  gap:clamp(42px,5vw,86px);
  padding:clamp(68px,7vw,104px) 0 clamp(52px,5vw,76px);
  position:relative;
  z-index:1;
}
.epi-footer-logo{display:inline-flex;flex-direction:column;align-items:flex-start;text-decoration:none}
.epi-footer-logo .brand-main{font-size:clamp(30px,2.45vw,40px)!important;letter-spacing:-.055em;line-height:.9}
.epi-footer-logo .brand-main span{color:#ff7a00}
.epi-footer-logo .brand-main b{color:#4f7fd5}
.epi-footer-logo .brand-sub{margin-top:7px;font-size:9px;letter-spacing:.075em;color:#8eadd4;font-weight:700}
.epi-footer-name{margin:30px 0 3px!important;color:#fff!important;font-size:15px!important;font-weight:700!important;line-height:1.45!important}
.epi-footer-role{margin:0!important;color:#c8d7ea!important;font-size:12.5px!important;line-height:1.65!important}
.epi-footer-copy{max-width:340px;margin:18px 0 0!important;color:#9fb2c9!important;font-size:12.5px!important;line-height:1.8!important}
.epi-footer-socials{display:flex;flex-wrap:wrap;gap:7px 16px;margin-top:25px}
.epi-footer-socials a{color:#c8d7ea;font-size:10.5px;font-weight:650;letter-spacing:.025em;text-decoration:none;transition:color .18s ease,transform .18s ease}
.epi-footer-socials a:hover{color:#fff;transform:translateY(-1px)}
.epi-footer-col{display:flex;flex-direction:column;align-items:flex-start;gap:11px}
.epi-footer-col h4{margin:3px 0 13px;color:#fff;font-size:10px;font-weight:800;letter-spacing:.16em;text-transform:uppercase}
.epi-footer-col a,.epi-footer-col span{color:#b5c7dc;font-size:12px;line-height:1.7;text-decoration:none;transition:color .18s ease,transform .18s ease}
.epi-footer-col a:hover{color:#fff;transform:translateX(3px)}
.epi-footer-meta{position:relative;z-index:1}
.epi-footer-payments{
  display:grid;
  grid-template-columns:auto auto 1fr;
  gap:26px;
  align-items:center;
  padding:24px 0;
  border-top:1px solid rgba(255,255,255,.10);
  border-bottom:1px solid rgba(255,255,255,.10);
}
.epi-footer-kicker{color:#8fa8c6;font-size:9px;font-weight:800;letter-spacing:.14em;text-transform:uppercase}
.epi-footer-badges{display:flex;gap:8px;flex-wrap:wrap}
.epi-footer-badges b{display:inline-flex;align-items:center;min-height:31px;padding:0 11px;border:1px solid rgba(255,255,255,.17);border-radius:8px;color:#fff;font-size:9.5px;font-weight:700;background:rgba(255,255,255,.025)}
.epi-footer-payments small{justify-self:end;max-width:520px;color:#91a7c1;font-size:9.5px;line-height:1.55;text-align:right}
.epi-footer-bottom-wrap{background:#052244}
.epi-footer-bottom{display:flex;justify-content:space-between;gap:34px;align-items:center;padding:22px 0 24px}
.epi-footer-bottom-left{display:flex;align-items:center;gap:28px;flex-wrap:wrap}
.epi-footer-bottom-left span,.epi-footer-bottom-left a{color:#849bb7;font-size:10px;text-decoration:none}
.epi-footer-bottom-left a:hover{color:#fff}
.epi-faros-credit{display:inline-flex;align-items:center;gap:8px;color:#dbe6f2;text-decoration:none;white-space:nowrap;padding:7px 0;transition:transform .2s ease,color .2s ease}
.epi-faros-credit span{color:#8fa8c6;font-size:9.5px;font-weight:600;letter-spacing:.025em}
.epi-faros-credit strong{font-size:11px;letter-spacing:.13em;font-weight:800}
.epi-faros-credit i{font-style:normal;color:#f58220;font-size:12px;transition:transform .2s ease}
.epi-faros-credit:hover{color:#fff;transform:translateY(-1px)}
.epi-faros-credit:hover i{transform:translate(2px,-2px)}

@media(max-width:1050px){
  .epi-footer-main{grid-template-columns:1.2fr .8fr .9fr;gap:42px 48px}
  .epi-footer-main .epi-footer-col:last-child{grid-column:2/4}
  .epi-footer-payments{grid-template-columns:auto 1fr}
  .epi-footer-payments small{grid-column:1/-1;justify-self:start;text-align:left}
}
@media(max-width:760px){
  .epi-footer-main{grid-template-columns:1fr 1fr;padding:62px 0 46px;gap:42px 28px}
  .epi-footer-brand{grid-column:1/-1}
  .epi-footer-main .epi-footer-col:last-child{grid-column:auto}
  .epi-footer-logo .brand-main{font-size:34px!important}
  .epi-footer-payments{grid-template-columns:1fr;gap:14px}
  .epi-footer-payments small{grid-column:auto}
  .epi-footer-bottom{align-items:flex-start;flex-direction:column-reverse;gap:16px}
  .epi-faros-credit{white-space:normal}
}
@media(max-width:520px){
  .epi-footer-main{grid-template-columns:1fr;padding:54px 0 40px;gap:34px}
  .epi-footer-brand,.epi-footer-main .epi-footer-col:last-child{grid-column:auto}
  .epi-footer-logo .brand-main{font-size:31px!important}
  .epi-footer-name{margin-top:24px!important}
  .epi-footer-socials{gap:8px 14px}
  .epi-footer-bottom-left{gap:12px 20px}
  .epi-faros-credit{display:grid;grid-template-columns:auto auto;gap:3px 8px;align-items:center}
  .epi-faros-credit span{grid-column:1/-1}
}

/* =========================================================
   V48 — FINAL FOOTER POLISH
   ========================================================= */
.epi-footer-payments{
  grid-template-columns:auto minmax(0,1fr) auto;
  gap:30px;
  padding:28px 0;
}
.epi-footer-kicker{
  font-size:9.5px;
  letter-spacing:.155em;
}
.epi-footer-badges{
  display:flex;
  align-items:center;
  gap:12px;
  flex-wrap:wrap;
}
.epi-payment-brand{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  background:transparent;
}
.epi-payment-brand img{
  display:block;
  height:34px;
  width:auto;
  max-width:150px;
}
.epi-footer-payments small{
  font-size:10px;
  line-height:1.6;
}
.epi-footer-bottom{
  padding:27px 0 29px;
}
.epi-footer-bottom-left{
  gap:32px;
}
.epi-footer-bottom-left span,
.epi-footer-bottom-left a{
  font-size:11.5px;
  font-weight:600;
  letter-spacing:.005em;
  color:#9db1c9;
}
.epi-footer-bottom-left a:hover{color:#fff}
/* FAROS signature deliberately stays compact */
.epi-faros-credit span{font-size:9.5px}
.epi-faros-credit strong{font-size:11px}

@media(max-width:1050px){
  .epi-footer-payments{grid-template-columns:auto 1fr;gap:18px 24px}
  .epi-footer-payments small{grid-column:1/-1;justify-self:start;text-align:left}
}
@media(max-width:760px){
  .epi-footer-payments{grid-template-columns:1fr;gap:15px;padding:24px 0}
  .epi-footer-badges{gap:10px}
  .epi-payment-brand img{height:32px;max-width:142px}
  .epi-footer-bottom{padding:24px 0 27px}
  .epi-footer-bottom-left span,.epi-footer-bottom-left a{font-size:11px}
}
@media(max-width:520px){
  .epi-footer-badges{display:grid;grid-template-columns:repeat(2,minmax(0,max-content));gap:9px 10px}
  .epi-payment-brand img{height:30px;max-width:136px}
  .epi-footer-bottom-left{gap:10px 18px}
}

/* =========================================================
   V49 — FOR BUSINESS / FINAL INTERNAL PAGE
   ========================================================= */
.biz49-hero{position:relative;min-height:clamp(560px,72svh,760px);display:flex;align-items:flex-end;overflow:hidden;background:#0a2e59;color:#fff}
.biz49-hero-media,.biz49-hero-shade{position:absolute;inset:0}
.biz49-hero-media img{width:100%;height:100%;object-fit:cover;object-position:center 40%;display:block;transform:scale(1.01)}
.biz49-hero-shade{background:linear-gradient(90deg,rgba(5,28,55,.93) 0%,rgba(5,28,55,.78) 37%,rgba(5,28,55,.28) 67%,rgba(5,28,55,.06) 100%)}
.biz49-hero-inner{position:relative;z-index:2;width:100%;padding-top:clamp(120px,15vw,190px);padding-bottom:clamp(64px,7vw,92px)}
.biz49-hero-copy{max-width:720px}
.biz49-hero-copy h1{margin:18px 0 22px;max-width:700px;font-size:clamp(48px,5vw,76px);line-height:.98;letter-spacing:-.045em;font-weight:650;color:#fff}
.biz49-hero-copy>p{max-width:620px;margin:0;color:rgba(255,255,255,.78);font-size:clamp(17px,1.35vw,20px);line-height:1.65}
.biz49-hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:34px}
.biz49-btn{display:inline-flex;align-items:center;justify-content:center;gap:14px;min-height:50px;padding:0 20px;border:1px solid transparent;border-radius:12px;font-size:12px;font-weight:750;letter-spacing:.01em;text-decoration:none;transition:transform .22s ease,background-color .22s ease,border-color .22s ease,color .22s ease}
.biz49-btn:hover{transform:translateY(-2px)}
.biz49-btn-light{background:#fff;color:#092d59}.biz49-btn-light:hover{background:#f4f7fb}
.biz49-btn-ghost{border-color:rgba(255,255,255,.35);color:#fff;background:rgba(255,255,255,.06);backdrop-filter:blur(10px)}
.biz49-btn-ghost:hover{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.55)}
.biz49-btn-navy{background:#092d59;color:#fff}.biz49-btn-navy:hover{background:#0d396e}

.biz49-paths{padding:clamp(78px,9vw,132px) 0;background:#fff}
.biz49-section-head{display:grid;grid-template-columns:.75fr 1.25fr;gap:60px;align-items:start;margin-bottom:clamp(44px,6vw,76px)}
.biz49-section-head h2{margin:0;max-width:760px;font-size:clamp(38px,4.2vw,60px);line-height:1.02;letter-spacing:-.04em;color:#0a2c58;font-weight:600}
.biz49-paths-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));border-top:1px solid #dce4ec;border-bottom:1px solid #dce4ec}
.biz49-path{padding:clamp(34px,4vw,58px) clamp(24px,3.5vw,52px) clamp(38px,4.5vw,64px);min-height:370px;display:flex;flex-direction:column}
.biz49-path:first-child{border-right:1px solid #dce4ec}
.biz49-path-tag{font-size:10px;font-weight:800;letter-spacing:.16em;color:#73839a}
.biz49-path h3{margin:42px 0 18px;font-size:clamp(30px,3.2vw,46px);line-height:1.04;letter-spacing:-.035em;color:#102c50;font-weight:600}
.biz49-path p{margin:0;max-width:560px;color:#68778a;line-height:1.75;font-size:16px}
.biz49-path a{margin-top:auto;padding-top:38px;color:#0a2d58;text-decoration:none;font-weight:750;font-size:13px;display:inline-flex;gap:10px;align-items:center}
.biz49-path a span{color:#f47d20;transition:transform .2s ease}.biz49-path a:hover span{transform:translate(3px,-3px)}

.biz49-advisory{padding:clamp(74px,8vw,118px) 0;background:#f4f6f8;border-bottom:1px solid #dce4ec}
.biz49-advisory-grid{display:grid;grid-template-columns:.78fr 1.22fr;gap:clamp(52px,8vw,120px);align-items:start}
.biz49-advisory-intro{position:sticky;top:120px}
.biz49-advisory-intro h2{margin:18px 0 24px;font-size:clamp(36px,3.8vw,54px);line-height:1.04;letter-spacing:-.04em;color:#0a2d58;font-weight:600}
.biz49-advisory-intro p{margin:0;max-width:520px;color:#657488;line-height:1.75;font-size:16px}
.biz49-service-lines{border-top:1px solid #ccd6e0}
.biz49-service-lines>div{padding:28px 0;border-bottom:1px solid #ccd6e0;display:grid;grid-template-columns:.9fr 1.1fr;gap:28px}
.biz49-service-lines strong{font-size:18px;color:#122d50;font-weight:650}
.biz49-service-lines span{font-size:14px;line-height:1.65;color:#6b7889}

.biz49-funding{padding:clamp(78px,8vw,122px) 0;background:#fff}
.biz49-funding-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(48px,7vw,100px);align-items:center}
.biz49-funding-media{overflow:hidden;min-height:520px;background:#eef1f4}
.biz49-funding-media img{width:100%;height:100%;min-height:520px;object-fit:cover;display:block;transition:transform .7s ease}
.biz49-funding-media:hover img{transform:scale(1.025)}
.biz49-funding-copy h2{margin:18px 0 22px;font-size:clamp(38px,4vw,58px);line-height:1.02;letter-spacing:-.04em;color:#0b2c57;font-weight:600}
.biz49-funding-copy p{max-width:560px;margin:0 0 32px;color:#68778a;line-height:1.75;font-size:16px}

.biz49-support{padding:clamp(78px,8vw,120px) 0;background:#0a2d58;color:#fff}
.biz49-support .section-label{color:#9eb1c8}
.biz49-support-head{display:grid;grid-template-columns:.8fr 1.2fr;gap:54px;align-items:end;margin-bottom:50px}
.biz49-support-head h2{grid-column:1/2;margin:16px 0 0;font-size:clamp(36px,4vw,56px);line-height:1.02;letter-spacing:-.04em;font-weight:600;color:#fff}
.biz49-support-head p{grid-column:2/3;grid-row:1/3;margin:0;max-width:600px;color:rgba(255,255,255,.68);line-height:1.75;font-size:16px;align-self:end}
.biz49-support-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));border-top:1px solid rgba(255,255,255,.18);border-left:1px solid rgba(255,255,255,.18)}
.biz49-support-grid>div{min-height:180px;padding:28px;border-right:1px solid rgba(255,255,255,.18);border-bottom:1px solid rgba(255,255,255,.18);display:flex;flex-direction:column;justify-content:space-between;gap:24px}
.biz49-support-grid strong{font-size:19px;font-weight:650;color:#fff}.biz49-support-grid span{font-size:13px;line-height:1.55;color:rgba(255,255,255,.58)}
.biz49-support-cta{margin-top:30px}.biz49-support-cta a{display:inline-flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-size:13px;font-weight:750}.biz49-support-cta a span{color:#f47d20}

.biz49-questionnaire-cta{padding:clamp(74px,7vw,110px) 0;background:#f4f1eb}
.biz49-questionnaire-inner{display:grid;grid-template-columns:1.15fr .85fr;gap:70px;align-items:end}
.biz49-questionnaire-inner h2{margin:16px 0 18px;font-size:clamp(38px,4vw,58px);line-height:1.02;letter-spacing:-.04em;color:#0b2c57;font-weight:600}
.biz49-questionnaire-inner p{max-width:690px;margin:0;color:#667588;line-height:1.75;font-size:16px}
.biz49-questionnaire-action{display:flex;flex-direction:column;align-items:flex-start;gap:14px}
.biz49-questionnaire-action .biz49-btn-light{background:#0a2d58;color:#fff}.biz49-questionnaire-action .biz49-btn-light:hover{background:#0d396e}
.biz49-questionnaire-action small{font-size:11px;color:#7a8795}

@media(max-width:1050px){
  .biz49-section-head,.biz49-advisory-grid,.biz49-funding-grid,.biz49-support-head,.biz49-questionnaire-inner{grid-template-columns:1fr}
  .biz49-advisory-intro{position:static}
  .biz49-support-head p{grid-column:auto;grid-row:auto}
  .biz49-support-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .biz49-funding-media,.biz49-funding-media img{min-height:420px}
}
@media(max-width:760px){
  .biz49-hero{min-height:680px;align-items:flex-end}
  .biz49-hero-media img{object-position:68% center}
  .biz49-hero-shade{background:linear-gradient(180deg,rgba(5,28,55,.12) 0%,rgba(5,28,55,.48) 42%,rgba(5,28,55,.95) 82%,rgba(5,28,55,.98) 100%)}
  .biz49-hero-inner{padding-top:180px;padding-bottom:42px}
  .biz49-hero-copy h1{font-size:clamp(40px,11vw,54px);max-width:560px}
  .biz49-hero-copy>p{font-size:16px;line-height:1.6}
  .biz49-hero-actions{display:grid;grid-template-columns:1fr;gap:10px}
  .biz49-btn{width:100%;min-height:52px}
  .biz49-paths{padding:68px 0}
  .biz49-section-head{gap:20px;margin-bottom:38px}
  .biz49-section-head h2{font-size:38px}
  .biz49-paths-grid{grid-template-columns:1fr}
  .biz49-path{min-height:0;padding:32px 0 36px}
  .biz49-path:first-child{border-right:0;border-bottom:1px solid #dce4ec}
  .biz49-path h3{margin-top:28px;font-size:32px}
  .biz49-service-lines>div{grid-template-columns:1fr;gap:8px;padding:22px 0}
  .biz49-funding-media,.biz49-funding-media img{min-height:340px}
  .biz49-funding-copy h2,.biz49-advisory-intro h2,.biz49-questionnaire-inner h2{font-size:36px}
  .biz49-support{padding:68px 0}
  .biz49-support-head{gap:18px;margin-bottom:34px}
  .biz49-support-head h2{font-size:36px}
  .biz49-support-grid{grid-template-columns:1fr;border-left:0}
  .biz49-support-grid>div{min-height:0;padding:22px 0;border-right:0}
  .biz49-questionnaire-cta{padding:66px 0}
  .biz49-questionnaire-inner{gap:32px}
}

/* =========================================================
   V50 — Paid Question Service Page
   ========================================================= */
.ask50-hero{padding:clamp(88px,8vw,132px) 0 clamp(72px,7vw,112px);background:linear-gradient(180deg,#f7f8fa 0%,#f2f4f7 100%);border-bottom:1px solid #dfe5ec}.ask50-hero-grid{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(260px,.65fr);gap:clamp(48px,7vw,110px);align-items:end}.ask50-hero-copy h1{max-width:780px;margin:14px 0 22px;color:#0a2d58;font-size:clamp(48px,5.2vw,76px);line-height:.98;letter-spacing:-.055em;font-weight:600}.ask50-hero-copy>p{max-width:700px;margin:0;color:#5f6d7e;font-size:clamp(17px,1.35vw,20px);line-height:1.7}.ask50-trust{display:flex;flex-wrap:wrap;align-items:center;gap:14px;margin-top:30px;color:#334963;font-size:12px;font-weight:600}.ask50-trust i{width:3px;height:3px;border-radius:50%;background:#f58220}.ask50-hero-price{justify-self:end;min-width:240px;padding-left:32px;border-left:1px solid #ced7e1}.ask50-hero-price small,.ask50-hero-price span{display:block;color:#738195;font-size:11px;text-transform:uppercase;letter-spacing:.09em}.ask50-hero-price strong{display:block;margin:8px 0 4px;color:#0a2d58;font-size:clamp(64px,6vw,92px);line-height:.9;letter-spacing:-.07em;font-weight:600}
.ask50-service{padding:clamp(78px,7vw,112px) 0;background:#fff}.ask50-layout{display:grid;grid-template-columns:minmax(0,1.45fr) minmax(310px,.55fr);gap:clamp(52px,6vw,92px);align-items:start}.ask50-form-column{min-width:0}.ask50-form-head{max-width:760px;margin-bottom:42px}.ask50-form-head h2{margin:12px 0 14px;color:#0a2d58;font-size:clamp(34px,3.2vw,48px);line-height:1.05;letter-spacing:-.04em;font-weight:600}.ask50-form-head p{margin:0;color:#697789;font-size:15px;line-height:1.75}.ask50-form{display:flex;flex-direction:column;gap:34px}.ask50-fieldset{margin:0;padding:0 0 34px;border:0;border-bottom:1px solid #e0e5eb}.ask50-fieldset legend{width:100%;margin:0 0 22px;padding:0;color:#1a2f49;font-size:14px;font-weight:700}.ask50-field-grid{display:grid;gap:18px}.ask50-field-grid.two{grid-template-columns:1fr 1fr;margin-bottom:18px}.ask50-field-grid.two:last-child{margin-bottom:0}.ask50-field-grid.city{grid-template-columns:1.4fr .6fr;margin-top:18px}.ask50-form label{display:block}.ask50-form label>span{display:block;margin-bottom:9px;color:#526176;font-size:12px;font-weight:700}.ask50-form input[type=text],.ask50-form input[type=email],.ask50-form input[type=tel],.ask50-form select,.ask50-form textarea{width:100%;border:1px solid #ccd5df;background:#fff;color:#15263a;border-radius:10px;outline:none;transition:border-color .2s ease,box-shadow .2s ease,background .2s ease}.ask50-form input[type=text],.ask50-form input[type=email],.ask50-form input[type=tel],.ask50-form select{height:54px;padding:0 15px}.ask50-form textarea{min-height:210px;padding:16px;resize:vertical;line-height:1.65}.ask50-form input:focus,.ask50-form select:focus,.ask50-form textarea:focus{border-color:#6f8fb4;box-shadow:0 0 0 4px rgba(54,99,153,.08);background:#fcfdff}.ask50-question-fieldset label[for=epi-question-page]{margin-top:18px}.ask50-meta{margin-top:10px;color:#7c8998}.ask50-consent{display:grid!important;grid-template-columns:18px 1fr;gap:12px;align-items:start}.ask50-consent input{margin-top:3px;accent-color:#0a2d58}.ask50-consent span{margin:0!important;color:#687689!important;font-size:11px!important;line-height:1.65;font-weight:500!important}.ask50-mobile-submit{display:none}
.ask50-summary{position:relative}.ask50-summary-card{position:sticky;top:112px;padding:30px;background:#082d59;color:#fff;border-radius:14px;box-shadow:0 28px 70px rgba(8,45,89,.16)}.admin-bar .ask50-summary-card{top:144px}.ask50-summary-card .section-label{color:#9fb5d1}.ask50-summary-card h3{margin:13px 0 28px;color:#fff;font-size:24px;line-height:1.22;letter-spacing:-.025em;font-weight:600}.ask50-summary-line{display:flex;justify-content:space-between;gap:18px;padding:14px 0;border-top:1px solid rgba(255,255,255,.12);font-size:12px;color:#b6c4d5}.ask50-summary-line strong{color:#fff;font-weight:600;text-align:right}.ask50-summary-line.total{margin-top:7px;padding-top:22px;align-items:baseline}.ask50-summary-line.total span{color:#fff;font-size:13px;font-weight:700}.ask50-summary-line.total strong{font-size:34px;letter-spacing:-.04em}.ask50-summary-submit{width:100%;margin-top:22px;padding:16px 18px;border:1px solid #fff;border-radius:10px;background:#fff;color:#082d59;font-size:12px;font-weight:800;cursor:pointer;transition:transform .2s ease,background .2s ease}.ask50-summary-submit:hover{transform:translateY(-2px);background:#f4f7fb}.ask50-summary-submit span{float:right}.ask50-payment-note{display:grid;grid-template-columns:22px 1fr;gap:10px;margin:20px 0 6px;padding-top:18px;border-top:1px solid rgba(255,255,255,.12)}.ask50-payment-note p{margin:0;color:#9fb0c4;font-size:10px;line-height:1.55}.ask50-lock{color:#f58220}.ask50-mini-faq{margin-top:20px}.ask50-mini-faq details{border-top:1px solid rgba(255,255,255,.1)}.ask50-mini-faq summary{padding:14px 0;cursor:pointer;color:#dce5ef;font-size:11px;font-weight:700;list-style:none}.ask50-mini-faq summary::-webkit-details-marker{display:none}.ask50-mini-faq summary:after{content:'+';float:right;color:#f58220}.ask50-mini-faq details[open] summary:after{content:'–'}.ask50-mini-faq p{margin:-4px 0 14px;color:#9fb0c4;font-size:10px;line-height:1.65}.ask50-aftercare{padding:clamp(68px,6vw,94px) 0;background:#f5f2ec;border-top:1px solid #e6e0d6}.ask50-aftercare-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(48px,8vw,120px);align-items:start}.ask50-aftercare h2{max-width:620px;margin:12px 0 0;color:#0a2d58;font-size:clamp(32px,3.2vw,46px);line-height:1.08;letter-spacing:-.04em;font-weight:600}.ask50-aftercare p{max-width:650px;margin:30px 0 0;color:#687587;font-size:15px;line-height:1.8}.ask50-wc-warning{padding:18px;border:1px solid #e7c9c9;background:#fff7f7;color:#8e3c3c;border-radius:10px}
@media(max-width:980px){.ask50-hero-grid,.ask50-layout,.ask50-aftercare-grid{grid-template-columns:1fr}.ask50-hero-price{justify-self:start;border-left:0;border-top:1px solid #d3dbe5;padding:24px 0 0;min-width:0}.ask50-layout{gap:42px}.ask50-summary-card{position:static}.ask50-summary-submit{display:none}.ask50-mobile-submit{display:block;width:100%;padding:17px 18px;border:0;border-radius:10px;background:#082d59;color:#fff;font-weight:800;font-size:12px}.ask50-mobile-submit span{float:right}.ask50-aftercare p{margin-top:0}}
@media(max-width:640px){.ask50-hero{padding:72px 0 58px}.ask50-hero-copy h1{font-size:42px}.ask50-trust{gap:10px;font-size:11px}.ask50-hero-price strong{font-size:68px}.ask50-service{padding:62px 0}.ask50-field-grid.two,.ask50-field-grid.city{grid-template-columns:1fr}.ask50-fieldset{padding-bottom:28px}.ask50-form{gap:28px}.ask50-form-head{margin-bottom:32px}.ask50-form-head h2{font-size:31px}.ask50-summary-card{padding:24px;border-radius:12px}.ask50-aftercare{padding:58px 0}.ask50-aftercare h2{font-size:30px}.ask50-meta{flex-direction:column;align-items:flex-start;gap:5px}.ask50-form input[type=text],.ask50-form input[type=email],.ask50-form input[type=tel],.ask50-form select{height:52px}}

/* =========================================================
   V51 — BENEFITS DIRECTORY / INFORMATION PLATFORM
   ========================================================= */
.benefits51-hero{background:linear-gradient(180deg,#f9fbfd 0%,#f4f7fa 100%);border-bottom:1px solid #e2e8ef;padding:clamp(92px,10vw,148px) 0 clamp(74px,8vw,116px)}
.benefits51-hero-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(360px,.7fr);gap:clamp(70px,9vw,150px);align-items:end}
.benefits51-hero-copy h1{max-width:760px;margin:14px 0 22px;color:#0b2c54;font-size:clamp(46px,5.3vw,78px);line-height:.99;letter-spacing:-.052em;font-weight:650}
.benefits51-hero-copy p{max-width:640px;margin:0;color:#6e7e90;font-size:17px;line-height:1.72}
.benefits51-search-wrap{padding-bottom:4px}.benefits51-search-wrap>label{display:block;margin-bottom:12px;color:#233b59;font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase}
.benefits51-searchbox{display:grid;grid-template-columns:1fr 42px;align-items:center;border-bottom:1px solid #9eacba}.benefits51-searchbox input{width:100%;height:62px;padding:0;border:0!important;background:transparent!important;box-shadow:none!important;outline:none;color:#0b2c54;font-size:18px}.benefits51-searchbox input::placeholder{color:#97a4b1}.benefits51-searchbox span{justify-self:end;color:#f58220;font-size:27px;line-height:1}.benefits51-search-wrap>small{display:block;margin-top:11px;color:#8794a3;font-size:11px}
.benefits51-categories{padding:clamp(82px,9vw,132px) 0;background:#fff}.benefits51-section-head{display:grid;grid-template-columns:minmax(0,1fr) minmax(300px,.55fr);gap:70px;align-items:end;margin-bottom:54px}.benefits51-section-head h2{margin:12px 0 0;color:#102d52;font-size:clamp(35px,3.7vw,54px);line-height:1.04;letter-spacing:-.04em;font-weight:620}.benefits51-section-head>p{margin:0 0 6px;color:#718093;font-size:14px;line-height:1.75}
.benefits51-category-list{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid #dbe2e9}.benefits51-category-row{appearance:none;-webkit-appearance:none;display:grid;grid-template-columns:1fr 24px;gap:20px;align-items:center;min-height:120px;padding:25px 4px 25px 0;border:0;border-bottom:1px solid #dbe2e9;background:transparent;text-align:left;cursor:pointer;color:inherit}.benefits51-category-row:nth-child(odd){padding-right:36px;border-right:1px solid #dbe2e9}.benefits51-category-row:nth-child(even){padding-left:36px}.benefits51-category-row span{display:flex;flex-direction:column;gap:8px}.benefits51-category-row strong{color:#172d47;font-size:20px;letter-spacing:-.025em}.benefits51-category-row small{color:#8190a0;font-size:12px;line-height:1.55}.benefits51-category-row i{font-style:normal;color:#f58220;font-size:15px;transition:transform .25s ease}.benefits51-category-row:hover i{transform:translate(4px,-4px)}.benefits51-category-row:hover strong{color:#0b2c54}
.benefits51-live{padding:clamp(88px,9vw,136px) 0;background:#082d59;color:#fff}.benefits51-section-head-light h2{color:#fff}.benefits51-section-head-light>p{color:#a8b8ca}.benefits51-live-list{border-top:1px solid rgba(255,255,255,.16)}.benefits51-live-row{display:grid;grid-template-columns:220px minmax(0,1fr) 180px;gap:32px;align-items:center;min-height:132px;padding:25px 0;border-bottom:1px solid rgba(255,255,255,.14);color:#fff;text-decoration:none;transition:padding .25s ease,background .25s ease}.benefits51-live-row:hover{padding-left:14px;padding-right:14px;background:rgba(255,255,255,.035)}.benefits51-live-meta{display:flex;flex-direction:column;gap:10px}.benefits51-live-meta span{color:#a9bad0;font-size:10px;letter-spacing:.09em;text-transform:uppercase}.benefits51-live-meta em{width:max-content;padding:5px 9px;border:1px solid rgba(255,255,255,.22);border-radius:999px;color:#fff;font-size:9px;font-style:normal;font-weight:700;letter-spacing:.08em}.benefits51-live-row h3{margin:0 0 8px;color:#fff;font-size:21px;letter-spacing:-.02em}.benefits51-live-row p{max-width:680px;margin:0;color:#acbbcc;font-size:12px;line-height:1.65}.benefits51-live-side{display:flex;justify-content:flex-end;align-items:center;gap:24px}.benefits51-live-side small{color:#a9bad0;font-size:10px}.benefits51-live-side i{color:#f58220;font-style:normal}.benefits51-empty{padding:38px 0;border-bottom:1px solid rgba(255,255,255,.14)}.benefits51-empty strong{display:block;margin-bottom:8px;color:#fff;font-size:18px}.benefits51-empty p{margin:0;color:#a8b7c9;font-size:12px;line-height:1.65}
.benefits51-directory{padding:clamp(92px,10vw,148px) 0;background:#f8fafc}.benefits51-directory-top{display:flex;justify-content:space-between;align-items:flex-end;gap:50px;margin-bottom:44px}.benefits51-directory-top h2{margin:10px 0 0;color:#102d52;font-size:clamp(38px,4.2vw,60px);line-height:1;letter-spacing:-.045em}.benefits51-filter-rail{display:flex;max-width:700px;gap:6px;overflow-x:auto;padding-bottom:3px;scrollbar-width:none}.benefits51-filter-rail::-webkit-scrollbar{display:none}.benefits51-filter-rail button{flex:0 0 auto;padding:10px 14px;border:1px solid #d7dfe7;border-radius:8px;background:#fff;color:#65768a;font-size:10px;font-weight:700;cursor:pointer;transition:.2s ease}.benefits51-filter-rail button:hover,.benefits51-filter-rail button.is-active{border-color:#0b2c54;background:#0b2c54;color:#fff}.benefits51-directory-list{border-top:1px solid #dbe2e9}.benefits51-directory-row{display:grid;grid-template-columns:minmax(0,1fr) 190px 20px;gap:35px;align-items:center;min-height:136px;padding:26px 2px;border-bottom:1px solid #dbe2e9;color:inherit;text-decoration:none;transition:padding .24s ease,background .24s ease}.benefits51-directory-row:hover{padding-left:15px;padding-right:15px;background:#fff}.benefits51-directory-main>small{display:block;margin-bottom:7px;color:#8391a1;font-size:9px;font-weight:700;letter-spacing:.08em;text-transform:uppercase}.benefits51-directory-main h3{margin:0 0 8px;color:#152d48;font-size:21px;letter-spacing:-.025em}.benefits51-directory-main p{max-width:760px;margin:0;color:#7a899a;font-size:12px;line-height:1.55}.benefits51-directory-status{display:flex;flex-direction:column;align-items:flex-start;gap:8px}.benefits51-directory-status span{padding:6px 9px;border:1px solid #cfd9e3;border-radius:999px;color:#173656;font-size:9px;font-weight:700;letter-spacing:.06em}.benefits51-directory-status small{color:#8a97a5;font-size:9px}.benefits51-directory-row>i{justify-self:end;color:#f58220;font-style:normal}.benefits51-empty-light{padding:42px 0;border-bottom:1px solid #dbe2e9}.benefits51-empty-light strong{color:#18314e}.benefits51-empty-light p{color:#748396}.benefits51-no-results{padding:35px 0;border-bottom:1px solid #dbe2e9;color:#68798b;font-size:13px}
.benefits51-question{padding:70px 0;background:#0b2c54}.benefits51-question-inner{display:flex;justify-content:space-between;align-items:center;gap:50px}.benefits51-question h2{margin:10px 0 9px;color:#fff;font-size:clamp(30px,3.3vw,46px);letter-spacing:-.035em}.benefits51-question p{margin:0;color:#afbdcc;font-size:13px}.benefits51-question-btn{flex:0 0 auto;background:#fff!important;border-color:#fff!important;color:#0b2c54!important;border-radius:12px!important}
/* Benefit detail */
.benefit51-single-hero{padding:clamp(92px,10vw,145px) 0 70px;background:linear-gradient(180deg,#fff,#f6f8fb);border-bottom:1px solid #e0e7ee}.benefit51-single-hero-grid{display:grid;grid-template-columns:minmax(0,1fr) 240px;gap:80px;align-items:end}.benefit51-single-hero h1{max-width:900px;margin:14px 0 18px;color:#0b2c54;font-size:clamp(46px,5.3vw,76px);line-height:.99;letter-spacing:-.052em}.benefit51-single-hero p{max-width:720px;margin:0;color:#718095;font-size:16px;line-height:1.7}.benefit51-single-state{display:flex;flex-direction:column;align-items:flex-start;gap:14px}.benefit51-single-state strong{padding:7px 11px;border:1px solid #cbd6e1;border-radius:999px;color:#0b2c54;font-size:10px;letter-spacing:.08em}.benefit51-single-state span{color:#8492a1;font-size:10px;line-height:1.5}.benefit51-facts-wrap{background:#fff;border-bottom:1px solid #e0e7ee}.benefit51-facts{display:grid;grid-template-columns:repeat(5,minmax(0,1fr))}.benefit51-facts>div{min-height:112px;padding:26px 24px;border-right:1px solid #e0e7ee}.benefit51-facts>div:first-child{border-left:1px solid #e0e7ee}.benefit51-facts small{display:block;margin-bottom:9px;color:#8a98a6;font-size:9px;text-transform:uppercase;letter-spacing:.08em}.benefit51-facts strong{color:#16314f;font-size:14px;line-height:1.45}.benefit51-single-body{padding:clamp(80px,9vw,130px) 0;background:#fff}.benefit51-single-grid{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:clamp(70px,8vw,125px);align-items:start}.benefit51-content{color:#34495f;font-size:16px;line-height:1.82}.benefit51-content h2{margin:54px 0 16px;color:#102d52;font-size:31px;line-height:1.15;letter-spacing:-.03em}.benefit51-content h2:first-child{margin-top:0}.benefit51-content h3{margin:34px 0 12px;color:#173653;font-size:21px}.benefit51-content ul,.benefit51-content ol{padding-left:22px}.benefit51-aside{position:sticky;top:118px}.benefit51-aside-card{padding:30px;border:1px solid #dbe3ea;background:#f8fafc}.benefit51-aside-card h3{margin:12px 0 11px;color:#0f2e50;font-size:25px;line-height:1.12;letter-spacing:-.03em}.benefit51-aside-card p{margin:0 0 24px;color:#768698;font-size:12px;line-height:1.65}.benefit51-back{display:inline-block;margin-top:18px;color:#536a82;font-size:11px;text-decoration:none}
@media (max-width:1100px){.benefits51-hero-grid{grid-template-columns:1fr .75fr;gap:55px}.benefits51-live-row{grid-template-columns:170px minmax(0,1fr) 130px}.benefit51-facts{grid-template-columns:repeat(3,1fr)}.benefit51-facts>div:nth-child(4){border-left:1px solid #e0e7ee}.benefit51-single-grid{grid-template-columns:minmax(0,1fr) 300px;gap:55px}}
@media (max-width:820px){.benefits51-hero{padding:80px 0 68px}.benefits51-hero-grid,.benefits51-section-head,.benefit51-single-hero-grid,.benefit51-single-grid{grid-template-columns:1fr;gap:35px}.benefits51-hero-copy h1{font-size:47px}.benefits51-search-wrap{max-width:620px}.benefits51-category-list{grid-template-columns:1fr}.benefits51-category-row:nth-child(odd),.benefits51-category-row:nth-child(even){padding:22px 0;border-right:0}.benefits51-live-row{grid-template-columns:1fr 70px;gap:18px}.benefits51-live-meta{grid-column:1/3;flex-direction:row;align-items:center}.benefits51-live-side small{display:none}.benefits51-directory-top{display:block}.benefits51-filter-rail{margin-top:24px;max-width:none}.benefits51-directory-row{grid-template-columns:1fr 20px;gap:15px}.benefits51-directory-status{grid-column:1;grid-row:2;flex-direction:row;align-items:center}.benefits51-directory-row>i{grid-column:2;grid-row:1/3}.benefits51-question-inner{align-items:flex-start;flex-direction:column}.benefit51-facts{grid-template-columns:repeat(2,1fr)}.benefit51-facts>div:nth-child(n){border-left:0}.benefit51-facts>div:nth-child(odd){border-left:1px solid #e0e7ee}.benefit51-aside{position:static}}
@media (max-width:560px){.benefits51-hero{padding:68px 0 58px}.benefits51-hero-copy h1{font-size:37px;line-height:1.04}.benefits51-hero-copy p{font-size:14px}.benefits51-searchbox input{font-size:16px}.benefits51-categories,.benefits51-live,.benefits51-directory{padding:72px 0}.benefits51-section-head{margin-bottom:34px}.benefits51-section-head h2{font-size:32px}.benefits51-section-head>p{font-size:12px}.benefits51-category-row{min-height:102px}.benefits51-category-row strong{font-size:18px}.benefits51-live-row{min-height:0;padding:22px 0}.benefits51-live-row h3{font-size:18px}.benefits51-directory-top h2{font-size:35px}.benefits51-directory-row{min-height:0;padding:22px 0}.benefits51-directory-main h3{font-size:18px}.benefits51-question{padding:58px 0}.benefits51-question-btn{width:100%;justify-content:center}.benefit51-single-hero{padding:70px 0 52px}.benefit51-single-hero h1{font-size:39px}.benefit51-facts{grid-template-columns:1fr}.benefit51-facts>div{min-height:0;padding:18px 0;border-right:0!important;border-left:0!important;border-bottom:1px solid #e0e7ee}.benefit51-single-body{padding:68px 0}.benefit51-content{font-size:14px}.benefit51-content h2{font-size:27px}.benefit51-aside-card{padding:24px 20px}}


/* V52 — ESPA / DYPA funding platform */
.fund52-hero{padding:clamp(76px,9vw,128px) 0 68px;background:linear-gradient(180deg,#f7f9fb 0%,#fff 100%);border-bottom:1px solid #e7edf3}.fund52-hero-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(360px,.85fr);gap:80px;align-items:end}.fund52-hero-copy h1{max-width:820px;margin:16px 0 24px;font-size:clamp(46px,5.5vw,78px);line-height:.98;letter-spacing:-.052em}.fund52-hero-copy p{max-width:720px;margin:0;color:#5b6b7e;font-size:18px;line-height:1.7}.fund52-search-panel{padding:28px;border:1px solid #dfe7ef;background:#fff;box-shadow:0 24px 60px rgba(9,34,70,.07)}.fund52-search-panel>label{display:block;margin-bottom:12px;color:#738096;font-size:10px;font-weight:700;letter-spacing:.14em}.fund52-search-box{display:flex;align-items:center;gap:12px;border-bottom:2px solid #0b315e;padding:8px 0 13px}.fund52-search-box span{font-size:25px;color:#f58220}.fund52-search-box input{width:100%;border:0;outline:0;background:transparent;color:#0b315e;font:600 17px 'IBM Plex Sans',sans-serif}.fund52-search-box input::placeholder{color:#9aa6b5;font-weight:400}.fund52-search-panel small{display:block;margin-top:12px;color:#8591a2;font-size:11px}.fund52-categories{padding:30px 0 66px;background:#fff}.fund52-category-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));border-top:1px solid #e3e9ef;border-left:1px solid #e3e9ef}.fund52-category{position:relative;display:grid;gap:8px;min-height:142px;padding:24px 54px 24px 24px;text-align:left;border:0;border-right:1px solid #e3e9ef;border-bottom:1px solid #e3e9ef;background:#fff;color:#0c2e57;cursor:pointer;transition:background .2s ease}.fund52-category:hover{background:#f8fafc}.fund52-category span{font-size:18px;font-weight:700}.fund52-category small{color:#778597;line-height:1.5}.fund52-category i{position:absolute;right:22px;top:25px;color:#f58220;font-style:normal}.fund52-live{padding:84px 0;background:#f4f7fa}.fund52-heading{display:flex;align-items:end;justify-content:space-between;gap:32px;margin-bottom:36px}.fund52-heading h2{max-width:760px;margin:10px 0 0;font-size:clamp(34px,4vw,54px);line-height:1.05;letter-spacing:-.045em}.fund52-heading>a{color:#0c315f;font-weight:700;text-decoration:none}.fund52-live-list{border-top:1px solid #dbe3eb}.fund52-live-row{display:grid;grid-template-columns:160px minmax(0,1fr) minmax(320px,.8fr) 28px;gap:28px;align-items:center;padding:27px 0;border-bottom:1px solid #dbe3eb;color:#102f55;text-decoration:none;transition:background .2s ease,padding .2s ease}.fund52-live-row:hover{padding-left:12px;padding-right:12px;background:#fff}.fund52-live-source{display:grid;gap:7px}.fund52-live-source span{font-size:10px;font-weight:800;letter-spacing:.12em}.fund52-live-source em{width:max-content;padding:5px 8px;border:1px solid #cbd7c9;background:#edf5eb;color:#49724d;font-size:9px;font-style:normal;font-weight:700;letter-spacing:.08em}.fund52-live-title h3{margin:0 0 5px;font-size:22px;letter-spacing:-.025em}.fund52-live-title p{margin:0;color:#718094;font-size:13px}.fund52-live-meta{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}.fund52-live-meta span{display:grid;gap:5px}.fund52-live-meta small{color:#8b97a7;font-size:8px;font-weight:700;letter-spacing:.12em}.fund52-live-meta strong{font-size:13px}.fund52-live-row>i{color:#f58220;font-style:normal;font-size:18px}.fund52-directory{padding:94px 0;background:#fff}.fund52-directory-head{display:grid;grid-template-columns:minmax(0,.75fr) minmax(0,1.25fr);gap:70px;align-items:end;margin-bottom:38px}.fund52-directory-head h2{margin:10px 0 10px;font-size:clamp(36px,4.4vw,60px);letter-spacing:-.05em}.fund52-directory-head p{max-width:560px;margin:0;color:#6b798c;line-height:1.65}.fund52-filter-rail{display:flex;justify-content:flex-end;gap:8px;flex-wrap:wrap}.fund52-filter-rail button{padding:10px 14px;border:1px solid #d8e0e8;background:#fff;color:#58697c;border-radius:6px;font:600 10px 'IBM Plex Sans',sans-serif;cursor:pointer}.fund52-filter-rail button.is-active{border-color:#0b315e;background:#0b315e;color:#fff}.fund52-list{border-top:1px solid #dfe6ed}.fund52-row{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(360px,.8fr) 28px;gap:38px;align-items:center;padding:28px 4px;border-bottom:1px solid #dfe6ed;color:#102f55;text-decoration:none;transition:background .2s ease,padding .2s ease}.fund52-row:hover{padding-left:14px;padding-right:14px;background:#f8fafc}.fund52-row-kicker{display:flex;gap:10px;align-items:center;margin-bottom:8px}.fund52-row-kicker span{font-size:9px;font-weight:800;letter-spacing:.12em}.fund52-row-kicker em{padding:4px 7px;background:#eef4eb;color:#4d7350;font-size:8px;font-style:normal;font-weight:700;letter-spacing:.08em}.fund52-row h3{margin:0 0 7px;font-size:21px;letter-spacing:-.025em}.fund52-row p{max-width:700px;margin:0;color:#718094;font-size:12px;line-height:1.55}.fund52-row-facts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.fund52-row-facts span{display:grid;gap:5px}.fund52-row-facts small{color:#8a96a6;font-size:8px;font-weight:700;letter-spacing:.08em;text-transform:uppercase}.fund52-row-facts strong{font-size:12px;line-height:1.35}.fund52-row>i{color:#f58220;font-style:normal}.fund52-row[hidden]{display:none!important}.fund52-empty{padding:36px 0;border-bottom:1px solid #dfe6ed;display:grid;gap:6px;color:#68788c}.fund52-empty strong{color:#123257;font-size:19px}.fund52-cta{padding:72px 0;background:#082e5f;color:#fff}.fund52-cta-grid{display:grid;grid-template-columns:1fr .8fr;gap:80px;align-items:end}.fund52-cta h2{max-width:760px;margin:12px 0 0;font-size:clamp(35px,4.2vw,58px);line-height:1.05;letter-spacing:-.045em}.fund52-cta p{margin:0 0 22px;color:rgba(255,255,255,.72);font-size:16px;line-height:1.7}.fund52-single-hero{padding:88px 0 58px;background:linear-gradient(180deg,#f7f9fb,#fff);border-bottom:1px solid #e2e9f0}.fund52-single-hero-grid{display:grid;grid-template-columns:minmax(0,1fr) 210px;gap:70px;align-items:end}.fund52-single-hero h1{max-width:900px;margin:14px 0 18px;font-size:clamp(44px,5vw,72px);line-height:1;letter-spacing:-.05em}.fund52-single-hero p{max-width:760px;margin:0;color:#627186;font-size:17px;line-height:1.65}.fund52-single-state{display:grid;gap:18px;justify-items:start}.fund52-single-state>strong{padding:7px 10px;background:#edf5eb;color:#4b724f;font-size:10px;letter-spacing:.1em}.fund52-single-state span{color:#768498;font-size:11px;line-height:1.6}.fund52-facts-wrap{background:#fff;border-bottom:1px solid #e2e8ef}.fund52-facts{display:grid;grid-template-columns:repeat(5,minmax(0,1fr))}.fund52-facts>div{min-height:112px;padding:24px 22px;border-right:1px solid #e2e8ef}.fund52-facts>div:last-child{border-right:0}.fund52-facts small{display:block;margin-bottom:7px;color:#8b97a7;font-size:8px;font-weight:700;letter-spacing:.1em;text-transform:uppercase}.fund52-facts strong{font-size:13px;line-height:1.45}.fund52-single-body{padding:86px 0 110px}.fund52-single-grid{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:90px;align-items:start}.fund52-content{font-size:17px;line-height:1.82;color:#334960}.fund52-content h2{margin-top:46px;color:#0e315d;font-size:32px;letter-spacing:-.035em}.fund52-content h3{margin-top:34px;color:#15375e;font-size:23px}.fund52-content a{color:#0b315e}.fund52-official{margin-top:44px;padding-top:24px;border-top:1px solid #e1e8ef}.fund52-official a{font-weight:700;text-decoration:none}.fund52-aside{position:sticky;top:112px;display:grid;gap:18px}.fund52-aside-card{padding:28px;border:1px solid #dfe6ed;background:#f8fafc}.fund52-aside-card h3{margin:12px 0 12px;font-size:27px;line-height:1.12;letter-spacing:-.035em}.fund52-aside-card p{margin:0 0 22px;color:#68788c;line-height:1.65}.fund52-back{color:#52657b;font-size:12px;text-decoration:none}
@media(max-width:1100px){.fund52-hero-grid,.fund52-directory-head,.fund52-cta-grid{grid-template-columns:1fr;gap:40px}.fund52-category-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.fund52-live-row{grid-template-columns:130px minmax(0,1fr) 250px 24px}.fund52-row{grid-template-columns:minmax(0,1fr) 320px 24px}.fund52-facts{grid-template-columns:repeat(3,minmax(0,1fr))}.fund52-facts>div:nth-child(3){border-right:0}.fund52-filter-rail{justify-content:flex-start}.fund52-single-grid{grid-template-columns:minmax(0,1fr) 300px;gap:50px}}
@media(max-width:760px){.fund52-hero{padding:46px 0 38px}.fund52-hero-grid{gap:28px}.fund52-hero-copy h1{font-size:clamp(39px,11vw,54px)}.fund52-hero-copy p{font-size:15px}.fund52-search-panel{padding:20px}.fund52-category-grid{grid-template-columns:1fr}.fund52-category{min-height:112px}.fund52-live,.fund52-directory{padding:62px 0}.fund52-heading{display:grid;align-items:start}.fund52-live-row{grid-template-columns:1fr 22px;gap:14px;padding:22px 0}.fund52-live-source,.fund52-live-title,.fund52-live-meta{grid-column:1}.fund52-live-meta{grid-template-columns:repeat(2,minmax(0,1fr))}.fund52-live-row>i{grid-column:2;grid-row:1/4;align-self:center}.fund52-directory-head{gap:26px}.fund52-filter-rail{flex-wrap:nowrap;overflow:auto;padding-bottom:4px;scrollbar-width:none}.fund52-filter-rail::-webkit-scrollbar{display:none}.fund52-filter-rail button{flex:0 0 auto}.fund52-row{grid-template-columns:1fr 20px;gap:16px;padding:22px 0}.fund52-row-main,.fund52-row-facts{grid-column:1}.fund52-row-facts{grid-template-columns:repeat(2,minmax(0,1fr));gap:13px}.fund52-row>i{grid-column:2;grid-row:1/3;align-self:center}.fund52-cta-grid{gap:28px}.fund52-single-hero{padding:54px 0 36px}.fund52-single-hero-grid{grid-template-columns:1fr;gap:26px}.fund52-single-hero h1{font-size:clamp(39px,11vw,54px)}.fund52-facts{grid-template-columns:repeat(2,minmax(0,1fr))}.fund52-facts>div,.fund52-facts>div:nth-child(3){border-right:1px solid #e2e8ef;border-bottom:1px solid #e2e8ef}.fund52-facts>div:nth-child(even){border-right:0}.fund52-single-body{padding:58px 0 80px}.fund52-single-grid{grid-template-columns:1fr;gap:38px}.fund52-aside{position:static}.fund52-content{font-size:16px}}

/* V53 — Funding Opportunities, visually distinct from Benefits directory */
.opp53-hero{padding:96px 0 76px;background:radial-gradient(circle at 78% 18%,rgba(245,130,32,.18),transparent 28%),linear-gradient(135deg,#06254b 0%,#0a3568 58%,#0d417b 100%);color:#fff;overflow:hidden}.opp53-hero-grid{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(360px,.75fr);gap:84px;align-items:end}.opp53-hero-copy h1{max-width:900px;margin:16px 0 24px;font-size:clamp(50px,5.7vw,82px);line-height:.98;letter-spacing:-.055em}.opp53-hero-copy p{max-width:720px;margin:0;color:rgba(255,255,255,.74);font-size:18px;line-height:1.72}.opp53-hero-link{display:inline-flex;align-items:center;gap:10px;margin-top:32px;color:#fff;font-weight:700;text-decoration:none}.opp53-hero-link span{color:#f58220}.opp53-desk{border:1px solid rgba(255,255,255,.15);background:rgba(4,24,48,.45);backdrop-filter:blur(18px);box-shadow:0 30px 80px rgba(0,0,0,.18)}.opp53-desk-head{display:flex;justify-content:space-between;gap:20px;padding:20px 22px;border-bottom:1px solid rgba(255,255,255,.12)}.opp53-desk-head span{font-size:10px;font-weight:800;letter-spacing:.14em}.opp53-desk-head small{color:rgba(255,255,255,.5);font-size:10px}.opp53-desk-stats{display:grid;grid-template-columns:repeat(3,1fr)}.opp53-desk-stats button{display:grid;gap:8px;padding:24px 18px;border:0;border-right:1px solid rgba(255,255,255,.12);background:transparent;color:#fff;text-align:left;cursor:pointer}.opp53-desk-stats button:last-child{border-right:0}.opp53-desk-stats strong{font-size:34px;line-height:1}.opp53-desk-stats span{color:rgba(255,255,255,.68);font-size:11px;line-height:1.4}.opp53-desk-stats button:hover{background:rgba(255,255,255,.06)}
.opp53-now{padding:94px 0;background:#f6f8fb}.opp53-section-head{display:grid;grid-template-columns:minmax(0,1fr) 430px;gap:70px;align-items:end;margin-bottom:42px}.opp53-section-head h2{max-width:760px;margin:10px 0 0;font-size:clamp(38px,4.3vw,60px);line-height:1.04;letter-spacing:-.05em}.opp53-section-head p{margin:0;color:#65758a;line-height:1.7}.opp53-feature-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));border-top:1px solid #dce4ec;border-left:1px solid #dce4ec}.opp53-feature{display:flex;min-height:330px;flex-direction:column;padding:30px;border-right:1px solid #dce4ec;border-bottom:1px solid #dce4ec;background:#fff;color:#103158;text-decoration:none;transition:transform .25s ease,box-shadow .25s ease}.opp53-feature:hover{transform:translateY(-3px);box-shadow:0 24px 55px rgba(15,47,86,.08);z-index:2}.opp53-feature-top{display:flex;justify-content:space-between;gap:20px;align-items:center}.opp53-feature-top span{font-size:10px;font-weight:800;letter-spacing:.13em}.opp53-feature-top em{padding:6px 9px;background:#edf5eb;color:#47714c;font-size:9px;font-style:normal;font-weight:800;letter-spacing:.08em}.opp53-feature h3{max-width:620px;margin:34px 0 10px;font-size:30px;line-height:1.08;letter-spacing:-.04em}.opp53-feature p{margin:0;color:#718094;font-size:14px;line-height:1.55}.opp53-feature-facts{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:26px;margin-top:auto;padding-top:34px}.opp53-feature-facts div{display:grid;gap:5px}.opp53-feature-facts small,.opp53-row-money small,.opp53-row-deadline small{color:#8a96a6;font-size:8px;font-weight:800;letter-spacing:.11em}.opp53-feature-facts strong{font-size:15px}.opp53-feature-cta{display:flex;justify-content:space-between;align-items:center;margin-top:24px;padding-top:18px;border-top:1px solid #e4eaf0;font-size:12px;font-weight:800}.opp53-feature-cta b{color:#f58220;font-size:16px}
.opp53-board{padding:96px 0 104px;background:#fff}.opp53-board-top{display:grid;grid-template-columns:minmax(0,1fr) 420px;gap:70px;align-items:end}.opp53-board-top h2{max-width:750px;margin:10px 0 0;font-size:clamp(38px,4.2vw,58px);line-height:1.05;letter-spacing:-.048em}.opp53-search{display:grid;gap:9px}.opp53-search label{color:#7d8a9a;font-size:9px;font-weight:800;letter-spacing:.13em;text-transform:uppercase}.opp53-search input{width:100%;padding:15px 0;border:0;border-bottom:2px solid #11345f;outline:none;background:transparent;color:#103158;font:600 15px 'IBM Plex Sans',sans-serif}.opp53-filter-rail{display:flex;gap:8px;flex-wrap:wrap;margin:34px 0 26px}.opp53-filter-rail button{padding:10px 14px;border:1px solid #dbe3eb;border-radius:5px;background:#fff;color:#5d6d80;font:700 10px 'IBM Plex Sans',sans-serif;cursor:pointer}.opp53-filter-rail button.is-active{border-color:#0b315e;background:#0b315e;color:#fff}.opp53-board-list{border-top:1px solid #dfe6ed}.opp53-row{display:grid;grid-template-columns:130px minmax(0,1.3fr) minmax(150px,.45fr) minmax(140px,.4fr) 145px;gap:24px;align-items:center;padding:26px 2px;border-bottom:1px solid #dfe6ed;color:#103158;text-decoration:none;transition:background .2s ease,padding .2s ease}.opp53-row:hover{padding-left:12px;padding-right:12px;background:#f8fafc}.opp53-row-state{display:grid;gap:7px}.opp53-row-state>span{font-size:9px;font-weight:800;letter-spacing:.12em}.opp53-row-state em{width:max-content;padding:5px 8px;font-size:8px;font-style:normal;font-weight:800;letter-spacing:.08em}.opp53-row-state em.is-active{background:#edf5eb;color:#47714c}.opp53-row-state em.is-upcoming{background:#fff4e8;color:#a45c15}.opp53-row-state em.is-closed{background:#f0f2f4;color:#75808d}.opp53-row-title h3{margin:0 0 6px;font-size:20px;letter-spacing:-.025em}.opp53-row-title p{margin:0;color:#748296;font-size:12px;line-height:1.5}.opp53-row-money,.opp53-row-deadline{display:grid;gap:5px}.opp53-row-money strong,.opp53-row-deadline strong{font-size:12px;line-height:1.4}.opp53-row-go{display:flex;justify-content:flex-end;gap:8px;align-items:center;font-size:11px;font-weight:800}.opp53-row-go b{color:#f58220;font-size:16px}.opp53-row[hidden]{display:none!important}.opp53-empty{grid-column:1/-1;display:grid;gap:6px;padding:38px 0;border-bottom:1px solid #dfe6ed;color:#6c7c8f}.opp53-empty strong{color:#103158;font-size:19px}.opp53-action{padding:76px 0;background:#082e5f;color:#fff}.opp53-action-grid{display:grid;grid-template-columns:minmax(0,1fr) 440px;gap:80px;align-items:end}.opp53-action h2{max-width:750px;margin:12px 0 0;font-size:clamp(36px,4.3vw,58px);line-height:1.05;letter-spacing:-.045em}.opp53-action p{margin:0 0 22px;color:rgba(255,255,255,.72);line-height:1.7}
@media(max-width:1100px){.opp53-hero-grid,.opp53-section-head,.opp53-board-top,.opp53-action-grid{grid-template-columns:1fr;gap:40px}.opp53-feature-grid{grid-template-columns:1fr}.opp53-row{grid-template-columns:110px minmax(0,1fr) 130px 130px}.opp53-row-go{grid-column:2/5;justify-content:flex-start;padding-top:4px}}
@media(max-width:760px){.opp53-hero{padding:56px 0 44px}.opp53-hero-copy h1{font-size:clamp(40px,11.5vw,56px)}.opp53-hero-copy p{font-size:15px}.opp53-desk-stats{grid-template-columns:1fr}.opp53-desk-stats button{grid-template-columns:54px 1fr;align-items:center;border-right:0;border-bottom:1px solid rgba(255,255,255,.12)}.opp53-desk-stats button:last-child{border-bottom:0}.opp53-desk-stats strong{font-size:28px}.opp53-now,.opp53-board{padding:64px 0}.opp53-section-head{gap:22px}.opp53-section-head p{font-size:14px}.opp53-feature{min-height:290px;padding:24px}.opp53-feature h3{font-size:25px}.opp53-feature-facts{gap:18px}.opp53-board-top{gap:28px}.opp53-filter-rail{flex-wrap:nowrap;overflow:auto;padding-bottom:5px;scrollbar-width:none}.opp53-filter-rail::-webkit-scrollbar{display:none}.opp53-filter-rail button{flex:0 0 auto}.opp53-row{grid-template-columns:1fr 24px;gap:14px;padding:23px 0}.opp53-row-state,.opp53-row-title,.opp53-row-money,.opp53-row-deadline{grid-column:1}.opp53-row-money,.opp53-row-deadline{display:inline-grid;margin-right:24px}.opp53-row-go{grid-column:1;justify-content:flex-start}.opp53-action-grid{gap:28px}}
.opp53-single-hero{padding:88px 0 64px;background:radial-gradient(circle at 82% 12%,rgba(245,130,32,.16),transparent 25%),linear-gradient(135deg,#06254b,#0a376b);color:#fff}.opp53-single-hero-grid{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:76px;align-items:end}.opp53-single-hero h1{max-width:900px;margin:15px 0 20px;font-size:clamp(45px,5.2vw,74px);line-height:1;letter-spacing:-.052em}.opp53-single-hero p{max-width:760px;margin:0;color:rgba(255,255,255,.7);font-size:17px;line-height:1.7}.opp53-single-summary{display:grid;gap:18px;padding:24px;border:1px solid rgba(255,255,255,.15);background:rgba(3,23,46,.34);backdrop-filter:blur(14px)}.opp53-single-summary em{width:max-content;padding:6px 9px;background:#edf5eb;color:#47714c;font-size:9px;font-style:normal;font-weight:800;letter-spacing:.08em}.opp53-single-summary div{display:grid;gap:5px}.opp53-single-summary small{color:rgba(255,255,255,.48);font-size:8px;font-weight:800;letter-spacing:.12em}.opp53-single-summary strong{font-size:20px;line-height:1.3}.opp53-single-facts{border-bottom:1px solid #e2e8ef;background:#fff}.opp53-single-facts>.container{display:grid;grid-template-columns:repeat(4,minmax(0,1fr))}.opp53-single-facts div{min-height:104px;padding:23px 22px;border-right:1px solid #e2e8ef}.opp53-single-facts div:last-child{border-right:0}.opp53-single-facts small{display:block;margin-bottom:7px;color:#8b97a7;font-size:8px;font-weight:800;letter-spacing:.1em;text-transform:uppercase}.opp53-single-facts strong{color:#14355d;font-size:13px;line-height:1.45}.opp53-single-body{padding:86px 0 110px}.opp53-single-grid{display:grid;grid-template-columns:minmax(0,1fr) 350px;gap:90px;align-items:start}.opp53-content{color:#334960;font-size:17px;line-height:1.82}.opp53-content h2{margin-top:46px;color:#0e315d;font-size:32px;letter-spacing:-.035em}.opp53-content h3{margin-top:34px;color:#15375e;font-size:23px}.opp53-official{margin-top:44px;padding-top:24px;border-top:1px solid #e1e8ef}.opp53-official a{color:#0b315e;font-weight:800;text-decoration:none}.opp53-aside{position:sticky;top:112px;display:grid;gap:18px}.opp53-aside-card{padding:30px;border:1px solid #dfe6ed;background:#f8fafc}.opp53-aside-card h3{margin:12px 0;font-size:29px;line-height:1.1;letter-spacing:-.035em}.opp53-aside-card p{margin:0 0 22px;color:#68788c;line-height:1.65}.opp53-back{color:#52657b;font-size:12px;text-decoration:none}@media(max-width:900px){.opp53-single-hero-grid,.opp53-single-grid{grid-template-columns:1fr;gap:38px}.opp53-single-facts>.container{grid-template-columns:repeat(2,minmax(0,1fr))}.opp53-aside{position:static}}@media(max-width:600px){.opp53-single-hero{padding:54px 0 42px}.opp53-single-hero h1{font-size:clamp(39px,11vw,54px)}.opp53-single-facts>.container{grid-template-columns:1fr}.opp53-single-facts div{border-right:0;border-bottom:1px solid #e2e8ef;min-height:auto}.opp53-single-body{padding:58px 0 78px}.opp53-content{font-size:16px}}

/* =========================================================
   V55 FINAL CONTENT + VISUAL POLISH
   Removes demo/helper tone and gives internal information
   pages a more editorial, image-led finish.
   ========================================================= */

/* Benefits directory: editorial image presence without sacrificing search utility */
.benefits51-hero{
  position:relative;
  isolation:isolate;
  overflow:hidden;
  background:#f5f8fb;
}
.benefits51-hero::before{
  content:"";
  position:absolute;
  inset:0 0 0 auto;
  width:min(52vw,900px);
  background:
    linear-gradient(90deg,#f5f8fb 0%,rgba(245,248,251,.90) 20%,rgba(245,248,251,.42) 58%,rgba(245,248,251,.16) 100%),
    url('../img/hero/benefits.webp') center right/cover no-repeat;
  z-index:-2;
}
.benefits51-hero::after{
  content:"";
  position:absolute;
  inset:0;
  background:linear-gradient(90deg,rgba(245,248,251,1) 0%,rgba(245,248,251,.97) 43%,rgba(245,248,251,.38) 78%,rgba(245,248,251,.12) 100%);
  z-index:-1;
  pointer-events:none;
}
.benefits51-search-wrap{
  padding:28px;
  border:1px solid rgba(185,199,214,.72);
  background:rgba(255,255,255,.86);
  box-shadow:0 24px 60px rgba(23,52,82,.08);
  backdrop-filter:blur(16px);
}
.benefits51-section-head>p{max-width:520px}
.benefits51-category-row{transition:background .24s ease,padding-left .24s ease,border-color .24s ease}
.benefits51-category-row:hover{background:#f8fafc;padding-left:14px}

/* Benefit detail: restrained image field on the right */
.benefit51-single-hero{
  position:relative;
  isolation:isolate;
  overflow:hidden;
  background:#f7f9fb;
}
.benefit51-single-hero::before{
  content:"";
  position:absolute;
  inset:0 0 0 auto;
  width:42%;
  background:url('../img/hero/benefits.webp') center right/cover no-repeat;
  opacity:.14;
  z-index:-2;
}
.benefit51-single-hero::after{
  content:"";
  position:absolute;
  inset:0;
  background:linear-gradient(90deg,#fff 0%,rgba(255,255,255,.98) 56%,rgba(247,249,251,.77) 78%,rgba(247,249,251,.62) 100%);
  z-index:-1;
}

/* Funding desk: real photographic depth while keeping the data layer primary */
.opp53-hero{
  position:relative;
  isolation:isolate;
  background:
    linear-gradient(90deg,rgba(4,30,61,.98) 0%,rgba(5,42,81,.96) 48%,rgba(7,48,89,.72) 72%,rgba(7,48,89,.46) 100%),
    url('../img/hero/programs.webp') center right/cover no-repeat;
}
.opp53-hero::after{
  content:"";
  position:absolute;
  inset:auto 0 0;
  height:1px;
  background:rgba(255,255,255,.13);
  pointer-events:none;
}
.opp53-desk{background:rgba(4,25,49,.62);box-shadow:0 34px 90px rgba(0,0,0,.24)}
.opp53-section-head>p{max-width:470px}
.opp53-feature{transition:transform .26s ease,box-shadow .26s ease,border-color .26s ease}
.opp53-feature:hover{transform:translateY(-3px);box-shadow:0 24px 58px rgba(18,45,76,.10);border-color:#cdd8e3}

/* Program detail: photographic tone in the hero, content stays dominant */
.opp53-single-hero{
  position:relative;
  isolation:isolate;
  background:
    linear-gradient(90deg,rgba(4,31,62,.99) 0%,rgba(6,46,87,.96) 56%,rgba(8,55,100,.64) 100%),
    url('../img/hero/programs.webp') center right/cover no-repeat;
}

/* Accounting page hero: office context rather than a flat gradient */
.accounting-hero{
  position:relative;
  isolation:isolate;
  overflow:hidden;
  background:
    linear-gradient(90deg,rgba(248,250,252,.99) 0%,rgba(248,250,252,.96) 52%,rgba(248,250,252,.58) 76%,rgba(248,250,252,.36) 100%),
    url('../img/contact-office.jpg') center right/cover no-repeat;
}

/* Keep internal hero hierarchy corporate, not oversized */
.accounting-hero h1{max-width:800px}

@media(max-width:900px){
  .benefits51-hero::before{width:68%;opacity:.72}
  .benefits51-hero::after{background:linear-gradient(180deg,rgba(245,248,251,.97) 0%,rgba(245,248,251,.92) 56%,rgba(245,248,251,.82) 100%)}
  .benefits51-search-wrap{max-width:none;padding:22px}
  .benefit51-single-hero::before{width:58%;opacity:.09}
  .opp53-hero{background:
    linear-gradient(180deg,rgba(4,30,61,.96) 0%,rgba(5,42,81,.93) 72%,rgba(5,42,81,.88) 100%),
    url('../img/hero/programs.webp') 66% center/cover no-repeat}
  .opp53-single-hero{background:
    linear-gradient(180deg,rgba(4,31,62,.98) 0%,rgba(6,46,87,.94) 100%),
    url('../img/hero/programs.webp') 66% center/cover no-repeat}
  .accounting-hero{background:
    linear-gradient(180deg,rgba(248,250,252,.97),rgba(248,250,252,.93)),
    url('../img/contact-office.jpg') center/cover no-repeat}
}

@media(max-width:560px){
  .benefits51-hero::before{width:100%;opacity:.44;background-position:65% center}
  .benefits51-search-wrap{padding:18px;border-radius:0}
  .benefits51-category-row:hover{padding-left:0}
  .benefit51-single-hero::before{width:100%;opacity:.06}
  .opp53-hero,.opp53-single-hero{background-position:68% center}
}

/* V56 — Benefits directory responsive hardening */
.benefits51-directory{overflow:hidden}
.benefits51-directory .container{min-width:0}
.benefits51-directory-top{
  display:grid;
  grid-template-columns:minmax(0,1fr);
  gap:28px;
  align-items:start;
  margin-bottom:42px;
  min-width:0;
}
.benefits51-directory-top>div{min-width:0}
.benefits51-directory-top h2{
  max-width:760px;
  margin:10px 0 0;
  font-size:clamp(34px,3.8vw,54px);
  line-height:1.03;
}
.benefits51-filter-rail{
  display:flex;
  flex-wrap:wrap;
  gap:8px;
  width:100%;
  max-width:none;
  overflow:visible;
  padding:0;
}
.benefits51-filter-rail button{
  min-height:38px;
  padding:9px 14px;
  border-radius:9px;
  white-space:nowrap;
}
.benefits51-directory-list,
.benefits51-directory-row,
.benefits51-directory-main{min-width:0}

@media (max-width:820px){
  .benefits51-directory{overflow:hidden}
  .benefits51-directory-top{gap:22px;margin-bottom:34px}
  .benefits51-filter-rail{
    flex-wrap:nowrap;
    overflow-x:auto;
    overflow-y:hidden;
    margin:0;
    padding:0 2px 8px;
    scroll-snap-type:x proximity;
    -webkit-overflow-scrolling:touch;
    overscroll-behavior-inline:contain;
    scrollbar-width:none;
  }
  .benefits51-filter-rail::-webkit-scrollbar{display:none}
  .benefits51-filter-rail button{scroll-snap-align:start;flex:0 0 auto}
}

@media (max-width:560px){
  .benefits51-directory-top h2{font-size:32px;line-height:1.05}
  .benefits51-filter-rail{width:calc(100% + 2px)}
  .benefits51-filter-rail button{min-height:36px;padding:8px 12px;font-size:9px}
}


/* V57 — benefit source link */
.benefit57-official{margin-top:32px;padding-top:22px;border-top:1px solid rgba(10,45,88,.12)}
.benefit57-official a{display:inline-flex;align-items:center;gap:8px;font-weight:750;color:#0a2d58;text-decoration:none}
.benefit57-official a span{color:#f58220;transition:transform .2s ease}
.benefit57-official a:hover span{transform:translate(2px,-2px)}

/* V58 FINAL FOOTER — clean corporate payment rail */
.epi-footer-col h4,
.epi-footer-kicker{ text-transform:none!important; }
.epi-footer-payments{
  grid-template-columns:auto minmax(0,1fr) auto!important;
  align-items:center!important;
  gap:20px 30px!important;
  padding:27px 0 25px!important;
}
.epi-footer-kicker{
  color:#9db0c8!important;
  font-size:9.5px!important;
  font-weight:800!important;
  letter-spacing:.15em!important;
}
.epi-footer-badges{
  display:flex!important;
  align-items:center!important;
  justify-content:flex-start!important;
  gap:12px!important;
  flex-wrap:wrap!important;
}
.epi-payment-brand{
  display:inline-flex!important;
  align-items:center!important;
  justify-content:center!important;
  min-width:74px!important;
  height:42px!important;
  padding:0 13px!important;
  background:#fff!important;
  border:1px solid rgba(255,255,255,.20)!important;
  border-radius:8px!important;
  box-shadow:0 8px 24px rgba(0,0,0,.08)!important;
}
.epi-payment-brand img{
  display:block!important;
  width:auto!important;
  height:28px!important;
  max-width:122px!important;
  object-fit:contain!important;
}
.epi-footer-payments small{
  max-width:390px!important;
  color:#9fb2c9!important;
  font-size:9.5px!important;
  line-height:1.55!important;
  text-align:right!important;
}
.epi-footer-bottom{
  min-height:76px!important;
  padding:24px 0 25px!important;
}
.epi-footer-bottom-left{
  gap:16px 26px!important;
}
.epi-footer-bottom-left span,
.epi-footer-bottom-left a{
  color:#9eb1c8!important;
  font-size:12px!important;
  line-height:1.5!important;
  font-weight:520!important;
}
.epi-footer-bottom-left a:hover{color:#fff!important}
/* Keep FAROS signature intentionally more discreet */
.epi-faros-credit span{font-size:9.5px!important}
.epi-faros-credit strong{font-size:11px!important}
@media(max-width:980px){
  .epi-footer-payments{grid-template-columns:1fr!important;gap:15px!important}
  .epi-footer-payments small{justify-self:start!important;text-align:left!important}
}
@media(max-width:600px){
  .epi-footer-badges{display:flex!important;gap:8px!important}
  .epi-payment-brand{min-width:68px!important;height:38px!important;padding:0 9px!important}
  .epi-payment-brand img{height:24px!important;max-width:106px!important}
  .epi-footer-bottom{min-height:auto!important;padding:24px 0 28px!important}
  .epi-footer-bottom-left{gap:10px 18px!important}
  .epi-footer-bottom-left span,.epi-footer-bottom-left a{font-size:11.5px!important}
}

/* V66 — real office hero */
@media (max-width:700px){
  .hero-v44-overlay{background:linear-gradient(180deg,rgba(6,22,39,.05) 0%,rgba(6,22,39,.16) 30%,rgba(6,22,39,.74) 61%,rgba(6,22,39,.97) 100%)}
  .hero-v44-slide:nth-child(1) .hero-v44-picture img{object-position:center 42%}
  .hero-v44-slide:nth-child(2) .hero-v44-picture img{object-position:center 42%}
  .hero-v44-slide:nth-child(3) .hero-v44-picture img{object-position:center 43%}
  .hero-v44-slide:nth-child(4) .hero-v44-picture img{object-position:center 45%}
  .hero-v44-slide:nth-child(5) .hero-v44-picture img{object-position:center 44%}
}

/* V69 — Business portal completion */
.biz69-hero .biz49-hero-media img{object-position:center 40%}
.biz69-localnav{position:sticky;top:var(--header-h,78px);z-index:20;background:rgba(255,255,255,.98);backdrop-filter:blur(14px);border-bottom:1px solid #dce4ec;box-shadow:0 6px 18px rgba(11,38,70,.035)}
.biz69-localnav-inner{display:flex;align-items:center;gap:26px;overflow-x:auto;scrollbar-width:none;min-height:54px;padding-top:0;padding-bottom:0}.biz69-localnav-inner::-webkit-scrollbar{display:none}
.biz69-localnav a{position:relative;display:flex;align-items:center;min-height:54px;flex:0 0 auto;padding:0;text-decoration:none;color:#183453;font-size:12px;font-weight:700;transition:color .2s ease}.biz69-localnav a:hover{color:#ff6900}


.biz49-btn-outline{border-color:#0a2d58;color:#0a2d58;background:transparent}.biz49-btn-outline:hover{background:#0a2d58;color:#fff}
.biz49-questionnaire-action{gap:10px}
@media(max-width:760px){.biz69-localnav{top:64px}.biz69-localnav-inner{padding-left:16px;padding-right:16px;gap:22px;min-height:50px}.biz69-localnav a{min-height:50px;font-size:11.5px}.biz69-hero .biz49-hero-media img{object-position:62% center}}

/* V71 — Business page editorial cleanup + ivory newsletter */
.biz69-localnav-inner{justify-content:flex-start}
.biz71-newsletter{background:#f3f0e9;color:#0b2d59;border-top:1px solid rgba(11,45,89,.08)}
.biz71-newsletter .home45-kicker{color:#72839a}
.biz71-newsletter .home45-newsletter-copy h2{color:#0b2d59}
.biz71-newsletter .home45-newsletter-copy p{color:#6f7f92}
.biz71-newsletter .home45-newsletter-field{border-bottom-color:rgba(11,45,89,.28)}
.biz71-newsletter .home45-newsletter-field input{color:#0b2d59}
.biz71-newsletter .home45-newsletter-field input::placeholder{color:rgba(11,45,89,.42)}
.biz71-newsletter .home45-newsletter-field button{color:#0b2d59}
.biz71-newsletter .home45-newsletter-consent{color:#758397}
.biz71-newsletter .home45-newsletter-form-wrap>small{color:#8a95a4}
.biz71-newsletter .home45-newsletter-notice{color:#526980}
.biz71-newsletter .home45-newsletter-notice.is-success{color:#2b6e4c}
.biz71-newsletter .home45-newsletter-notice.is-error{color:#a3443c}

/* =========================================================
   V72 — Business local navigation spacing + mobile polish
   ========================================================= */
.biz69-localnav{
  min-height:0;
  margin:0;
  padding:0;
}
.biz69-localnav-inner{
  min-height:46px;
  height:46px;
  padding-top:0!important;
  padding-bottom:0!important;
  gap:28px;
  white-space:nowrap;
}
.biz69-localnav a{
  min-height:46px;
  height:46px;
  padding:0;
  line-height:1;
}
/* The first content block must start immediately after the secondary nav. */
.biz69-localnav + .biz49-advisory{
  padding-top:42px;
}
.biz69-localnav + .biz49-advisory .biz49-advisory-intro{
  margin-top:0;
}
#services,#funding,#support{scroll-margin-top:calc(var(--header-h,78px) + 52px)}

@media (max-width:760px){
  .biz69-localnav{
    top:64px;
    overflow:hidden;
    box-shadow:0 4px 12px rgba(11,38,70,.035);
  }
  .biz69-localnav-inner{
    width:100%;
    max-width:none;
    height:44px;
    min-height:44px;
    gap:20px;
    padding:0 18px!important;
    overflow-x:auto;
    overflow-y:hidden;
    scroll-snap-type:x proximity;
    overscroll-behavior-x:contain;
    -webkit-overflow-scrolling:touch;
    scrollbar-width:none;
  }
  .biz69-localnav-inner::-webkit-scrollbar{display:none}
  .biz69-localnav a{
    height:44px;
    min-height:44px;
    flex:0 0 auto;
    scroll-snap-align:start;
    font-size:11px;
  }
  .biz69-localnav + .biz49-advisory{
    padding-top:34px;
    padding-bottom:56px;
  }
  .biz49-advisory-grid{gap:32px}
  #services,#funding,#support{scroll-margin-top:112px}
}

@media (max-width:420px){
  .biz69-localnav-inner{padding-left:16px!important;padding-right:16px!important;gap:18px}
  .biz69-localnav a{font-size:10.5px}
  .biz69-localnav + .biz49-advisory{padding-top:30px}
}

/* =========================================================
   V73 — Business route chooser + exact secondary-nav offset
   ========================================================= */
:root{--biz-localnav-top:var(--header-h,86px)}
.biz69-localnav{top:var(--biz-localnav-top)!important;margin:0!important}

.biz73-routes{background:#fff;border-bottom:1px solid #e2e8ef}
.biz73-routes-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));border-left:1px solid #e2e8ef;border-right:1px solid #e2e8ef}
.biz73-route{min-height:292px;padding:42px 44px 40px;display:flex;flex-direction:column}
.biz73-route:first-child{border-right:1px solid #e2e8ef}
.biz73-route>span{font-size:10px;line-height:1;font-weight:800;letter-spacing:.14em;color:#76879b}
.biz73-route h2{margin:24px 0 14px;max-width:520px;color:#0b2d59;font-size:clamp(28px,2.7vw,42px);line-height:1.04;letter-spacing:-.038em;font-weight:610}
.biz73-route p{margin:0;max-width:580px;color:#69798d;font-size:15px;line-height:1.75}
.biz73-route a{margin-top:auto;padding-top:28px;display:inline-flex;align-items:center;gap:10px;width:max-content;color:#0b2d59;text-decoration:none;font-size:12px;font-weight:800}
.biz73-route a b{color:#f47d20;font-weight:700;transition:transform .2s ease}
.biz73-route a:hover b{transform:translate(3px,-3px)}

/* After restoring the route chooser, services no longer need special adjacency spacing. */
.biz69-localnav + .biz73-routes{margin-top:0!important}
.biz73-routes + .biz49-advisory{padding-top:clamp(64px,7vw,96px)}
#routes,#services,#funding,#support{scroll-margin-top:calc(var(--biz-localnav-top) + 48px)}

@media(max-width:760px){
  .biz69-localnav{top:var(--biz-localnav-top)!important}
  .biz69-localnav-inner{height:46px!important;min-height:46px!important;padding:0 16px!important;gap:20px!important}
  .biz69-localnav a{height:46px!important;min-height:46px!important;font-size:11px!important}
  .biz73-routes-grid{grid-template-columns:1fr;border-left:0;border-right:0}
  .biz73-route{min-height:0;padding:34px 18px 32px}
  .biz73-route:first-child{border-right:0;border-bottom:1px solid #e2e8ef}
  .biz73-route h2{font-size:30px;margin-top:18px}
  .biz73-route p{font-size:14px;line-height:1.7}
  .biz73-route a{padding-top:24px}
  .biz73-routes + .biz49-advisory{padding-top:54px}
  #routes,#services,#funding,#support{scroll-margin-top:calc(var(--biz-localnav-top) + 50px)}
}

/* =========================================================
   V74 — Exact business subnav attachment to the real header
   ========================================================= */
.biz69-localnav{
  top:var(--biz-localnav-top,74px)!important;
}

/* =========================================================
   V75 — Business route spacing polish
   ========================================================= */
.biz73-routes{
  padding:clamp(34px,3.2vw,52px) 0 clamp(44px,4.2vw,66px);
  background:#fff;
  border-bottom:1px solid #e2e8ef;
}
.biz73-routes-grid{
  gap:clamp(18px,2vw,30px);
  border-left:0;
  border-right:0;
}
.biz73-route{
  min-height:310px;
  padding:clamp(44px,4vw,58px) clamp(34px,3.6vw,50px) clamp(42px,4vw,56px);
  border:1px solid #e2e8ef;
  background:#fff;
}
.biz73-route:first-child{border-right:1px solid #e2e8ef}
.biz73-route h2{margin-top:28px;margin-bottom:18px}
.biz73-route a{padding-top:34px}
.biz73-routes + .biz49-advisory{padding-top:clamp(78px,7.5vw,112px)}

@media(max-width:760px){
  .biz73-routes{padding:24px 0 42px}
  .biz73-routes-grid{gap:16px;padding-left:16px;padding-right:16px}
  .biz73-route{min-height:0;padding:30px 22px 30px;border:1px solid #e2e8ef!important}
  .biz73-route:first-child{border-bottom:1px solid #e2e8ef}
  .biz73-route h2{margin-top:18px;margin-bottom:14px}
  .biz73-route a{padding-top:22px}
  .biz73-routes + .biz49-advisory{padding-top:64px}
}

/* V76 — Business questionnaire hero imagery + business localnav active state */
.questionnaire-hero{
  position:relative;
  isolation:isolate;
  overflow:hidden;
  min-height:340px;
  display:flex;
  align-items:flex-end;
  background-color:#0a2d58;
  background-repeat:no-repeat;
  background-size:cover;
  background-position:center;
}
.questionnaire-hero::before{
  content:"";
  position:absolute;
  inset:0;
  z-index:-1;
  background:linear-gradient(90deg,rgba(7,34,68,.98) 0%,rgba(7,34,68,.93) 38%,rgba(7,34,68,.79) 67%,rgba(7,34,68,.72) 100%);
}
.questionnaire-hero::after{
  content:"";
  position:absolute;
  inset:0;
  z-index:-1;
  background:linear-gradient(180deg,rgba(5,25,50,.08),rgba(5,25,50,.20));
}
.questionnaire-hero-new{background-image:url('../img/business/questionnaire/new-desktop.webp')}
.questionnaire-hero-existing{background-image:url('../img/business/questionnaire/existing-desktop.webp')}
.questionnaire-hero .inner-hero-grid{position:relative;z-index:1;width:100%}
.questionnaire-hero .inner-lead{color:rgba(255,255,255,.76)}
.questionnaire-hero .section-label.light{color:rgba(255,255,255,.70)}

.biz69-localnav a::after{
  content:"";
  position:absolute;
  left:0;
  right:0;
  bottom:7px;
  height:2px;
  background:#f47d20;
  transform:scaleX(0);
  transform-origin:left center;
  transition:transform .22s ease;
}
.biz69-localnav a:hover::after,
.biz69-localnav a.is-active::after{transform:scaleX(1)}
.biz69-localnav a.is-active{color:#0b2d59}

@media(max-width:760px){
  .questionnaire-hero{
    min-height:440px;
    background-position:center 58%;
    align-items:flex-end;
  }
  .questionnaire-hero-new{background-image:url('../img/business/questionnaire/new-mobile.webp')}
  .questionnaire-hero-existing{background-image:url('../img/business/questionnaire/existing-mobile.webp')}
  .questionnaire-hero::before{
    background:linear-gradient(180deg,rgba(6,29,58,.58) 0%,rgba(6,29,58,.76) 43%,rgba(6,29,58,.97) 78%,rgba(6,29,58,.99) 100%);
  }
  .questionnaire-hero .inner-hero-grid{gap:18px}
  .questionnaire-hero .inner-lead{max-width:34rem}
  .biz69-localnav a::after{bottom:5px}
}

/* =========================================================
   V77 — Accounting Office / About + Services + Trust
   ========================================================= */
.account77-hero{position:relative;min-height:clamp(610px,78vh,790px);display:flex;align-items:center;overflow:hidden;background:#0b2d59;color:#fff}
.account77-hero-media,.account77-hero-media img,.account77-hero-shade{position:absolute;inset:0;width:100%;height:100%}.account77-hero-media img{object-fit:cover;object-position:center center}.account77-hero-shade{background:linear-gradient(90deg,rgba(6,29,54,.94) 0%,rgba(6,29,54,.80) 34%,rgba(6,29,54,.30) 62%,rgba(6,29,54,.08) 100%)}
.account77-hero-inner{position:relative;z-index:2;width:100%;padding-top:84px;padding-bottom:72px}.account77-hero-copy{max-width:760px}.account77-hero-copy h1{max-width:720px;margin:22px 0 22px;font-size:clamp(48px,5.35vw,86px);line-height:.98;letter-spacing:-.055em;color:#fff}.account77-hero-copy p{max-width:660px;margin:0;color:rgba(255,255,255,.76);font-size:clamp(16px,1.15vw,20px);line-height:1.7}.account77-hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:34px}.account77-btn{display:inline-flex;align-items:center;justify-content:center;gap:18px;min-height:52px;padding:0 22px;border:1px solid rgba(255,255,255,.34);border-radius:13px;text-decoration:none;font-size:12px;font-weight:800;transition:.22s ease}.account77-btn-light{background:#fff;color:#0b2d59;border-color:#fff}.account77-btn-ghost{color:#fff;background:rgba(255,255,255,.04)}.account77-btn:hover{transform:translateY(-2px)}

.account77-about{padding:100px 0;background:#f4f0e8}.account77-about-grid{display:grid;grid-template-columns:minmax(0,.86fr) minmax(0,1.14fr);gap:clamp(50px,7vw,112px);align-items:center}.account77-portrait{margin:0;min-height:690px;overflow:hidden;background:#ddd5c8}.account77-portrait img{display:block;width:100%;height:100%;min-height:690px;object-fit:cover;object-position:center 18%}.account77-about-copy h2{margin:18px 0 24px;max-width:820px;font-size:clamp(40px,4.5vw,70px);line-height:1.02;letter-spacing:-.05em;color:#0b2d59}.account77-about-copy>p{max-width:740px;margin:0;color:#6d7b8d;font-size:16px;line-height:1.8}.account77-facts{display:grid;grid-template-columns:repeat(3,1fr);margin-top:42px;border-top:1px solid rgba(11,45,89,.16);border-bottom:1px solid rgba(11,45,89,.16)}.account77-facts div{padding:22px 18px 22px 0}.account77-facts div+div{padding-left:20px;border-left:1px solid rgba(11,45,89,.14)}.account77-facts strong,.account77-facts span{display:block}.account77-facts strong{font-size:20px;color:#0b2d59}.account77-facts span{margin-top:5px;color:#7b8998;font-size:11px;font-weight:700}

.account77-audience{padding:100px 0;background:#fff}.account77-section-head{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(280px,.7fr);gap:70px;align-items:end;margin-bottom:48px}.account77-section-head h2{max-width:800px;margin:16px 0 0;font-size:clamp(42px,4.4vw,68px);line-height:1.02;letter-spacing:-.05em;color:#0b2d59}.account77-section-head>p{margin:0;color:#728196;font-size:15px;line-height:1.8}.account77-audience-grid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid #dbe3ea;border-bottom:1px solid #dbe3ea}.account77-audience-card{padding:34px 34px 38px 0;min-height:250px}.account77-audience-card+.account77-audience-card{padding-left:34px;border-left:1px solid #dbe3ea}.account77-audience-card>span{font-size:9px;letter-spacing:.14em;color:#7d8ca0;font-weight:800}.account77-audience-card h3{margin:20px 0 14px;max-width:360px;font-size:28px;line-height:1.12;letter-spacing:-.035em;color:#0b2d59}.account77-audience-card p{margin:0;color:#758397;font-size:13px;line-height:1.75}

.account77-services{padding:105px 0;background:#eef2f5}.account77-services-grid{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:clamp(70px,8vw,130px);align-items:start}.account77-services-intro{position:sticky;top:120px}.account77-services-intro h2{margin:18px 0 20px;font-size:clamp(42px,4.2vw,68px);line-height:1.02;letter-spacing:-.05em;color:#0b2d59}.account77-services-intro p{max-width:500px;color:#758397;line-height:1.75}.account77-service-columns{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid #ccd6df}.account77-service-columns article{padding:30px 30px 6px 0}.account77-service-columns article+article{padding-left:34px;border-left:1px solid #ccd6df}.account77-service-columns span{display:block;margin-bottom:20px;color:#0b2d59;font-size:10px;letter-spacing:.12em;font-weight:800}.account77-service-columns ul{list-style:none;margin:0;padding:0}.account77-service-columns li{padding:15px 0;border-top:1px solid #d8e0e7;color:#40536b;font-size:14px}.account77-service-columns li:first-child{border-top:0}

.account77-business-bridge{padding:100px 0;background:#0b2d59;color:#fff}.account77-bridge-head{display:grid;grid-template-columns:minmax(0,1fr) minmax(280px,.55fr);gap:70px;align-items:end}.account77-bridge-head h2{grid-column:1;margin:18px 0 0;max-width:900px;color:#fff;font-size:clamp(42px,4.6vw,72px);line-height:1.01;letter-spacing:-.05em}.account77-bridge-head p{grid-column:2;grid-row:1 / span 2;margin:0;color:rgba(255,255,255,.66);font-size:15px;line-height:1.8}.account77-bridge-grid{display:grid;grid-template-columns:1fr 1fr;margin-top:54px;border-top:1px solid rgba(255,255,255,.18);border-bottom:1px solid rgba(255,255,255,.18)}.account77-bridge-card{position:relative;display:flex;flex-direction:column;min-height:300px;padding:34px 68px 34px 0;color:#fff;text-decoration:none}.account77-bridge-card+.account77-bridge-card{padding-left:40px;border-left:1px solid rgba(255,255,255,.18)}.account77-bridge-card>span{font-size:9px;letter-spacing:.13em;color:rgba(255,255,255,.55);font-weight:800}.account77-bridge-card strong{display:block;margin-top:30px;max-width:540px;font-size:34px;line-height:1.08;letter-spacing:-.04em}.account77-bridge-card small{max-width:560px;margin-top:14px;color:rgba(255,255,255,.62);font-size:13px;line-height:1.7}.account77-bridge-card i{position:absolute;right:26px;top:34px;color:#ff6900;font-style:normal;font-size:18px}.account77-bridge-card:hover strong{color:#ffb27a}

.account77-location{padding:105px 0;background:#fff}.account77-location-head{display:grid;grid-template-columns:minmax(0,.3fr) minmax(0,1fr);gap:58px;align-items:start;margin-bottom:48px}.account77-location-head h2{margin:0;max-width:920px;color:#0b2d59;font-size:clamp(42px,4.4vw,68px);line-height:1.02;letter-spacing:-.05em}.account77-location-grid{display:grid;grid-template-columns:minmax(0,.78fr) minmax(0,1.22fr);gap:22px}.account77-office-photo{margin:0;min-height:690px;overflow:hidden;background:#eee}.account77-office-photo img{display:block;width:100%;height:100%;min-height:690px;object-fit:cover;object-position:center 42%}.account77-location-info{display:grid;grid-template-rows:auto minmax(360px,1fr);border:1px solid #dce4ea;background:#f8fafb}.account77-contact-details{padding:34px 38px 30px}.account77-contact-details h3{margin:18px 0 20px;color:#0b2d59;font-size:30px;letter-spacing:-.035em}.account77-contact-details>a:not(.account77-map-link){display:block;margin-top:8px;color:#0b2d59;text-decoration:none;font-size:17px;font-weight:800}.account77-contact-details p{max-width:570px;margin:22px 0 0;color:#758397;line-height:1.7}.account77-map-link{display:inline-flex;gap:10px;margin-top:24px;color:#0b2d59;text-decoration:none;font-size:12px;font-weight:800}.account77-map{min-height:390px;border-top:1px solid #dce4ea;background:#e8edf1}.account77-map iframe{display:block;width:100%;height:100%;min-height:390px;border:0;filter:saturate(.82) contrast(.98)}
.account77-newsletter{border-top:1px solid rgba(11,45,89,.08)}

@media(max-width:980px){
 .account77-about-grid,.account77-services-grid,.account77-location-grid{grid-template-columns:1fr}.account77-portrait,.account77-portrait img{min-height:620px}.account77-services-intro{position:static}.account77-section-head,.account77-bridge-head,.account77-location-head{grid-template-columns:1fr;gap:22px}.account77-bridge-head h2,.account77-bridge-head p{grid-column:auto;grid-row:auto}.account77-location-grid{gap:18px}.account77-office-photo,.account77-office-photo img{min-height:560px}
}
@media(max-width:760px){
 .account77-hero{min-height:calc(100svh - 64px);align-items:flex-end}.account77-hero-media img{object-position:center center}.account77-hero-shade{background:linear-gradient(180deg,rgba(6,29,54,.14) 0%,rgba(6,29,54,.18) 34%,rgba(6,29,54,.91) 74%,rgba(6,29,54,.98) 100%)}.account77-hero-inner{padding:110px 20px 48px}.account77-hero-copy h1{font-size:45px;line-height:.98;margin:16px 0}.account77-hero-copy p{font-size:13px;line-height:1.65}.account77-hero-actions{gap:9px;margin-top:25px}.account77-btn{min-height:47px;padding:0 15px;font-size:10.5px;border-radius:11px}
 .account77-about,.account77-audience,.account77-services,.account77-business-bridge,.account77-location{padding:66px 0}.account77-about-grid{gap:36px}.account77-portrait{min-height:0;height:118vw;max-height:650px}.account77-portrait img{min-height:0;height:100%;object-position:center 13%}.account77-about-copy h2,.account77-section-head h2,.account77-services-intro h2,.account77-bridge-head h2,.account77-location-head h2{font-size:34px;line-height:1.04}.account77-about-copy>p,.account77-section-head>p,.account77-services-intro p,.account77-bridge-head p{font-size:13px}.account77-facts{grid-template-columns:1fr;margin-top:30px}.account77-facts div{padding:15px 0}.account77-facts div+div{padding-left:0;border-left:0;border-top:1px solid rgba(11,45,89,.14)}
 .account77-section-head{margin-bottom:28px}.account77-audience-grid{grid-template-columns:1fr}.account77-audience-card,.account77-audience-card+.account77-audience-card{min-height:0;padding:24px 0;border-left:0;border-top:1px solid #dbe3ea}.account77-audience-card:first-child{border-top:0}.account77-audience-card h3{font-size:25px}
 .account77-services-grid{gap:36px}.account77-service-columns{grid-template-columns:1fr}.account77-service-columns article,.account77-service-columns article+article{padding:24px 0;border-left:0}.account77-service-columns article+article{border-top:1px solid #ccd6df}.account77-service-columns li{font-size:13px}
 .account77-bridge-grid{grid-template-columns:1fr;margin-top:34px}.account77-bridge-card,.account77-bridge-card+.account77-bridge-card{min-height:230px;padding:28px 40px 28px 0;border-left:0}.account77-bridge-card+.account77-bridge-card{border-top:1px solid rgba(255,255,255,.18)}.account77-bridge-card strong{font-size:28px}.account77-bridge-card i{right:8px;top:28px}
 .account77-location-head{margin-bottom:28px}.account77-office-photo{min-height:0;height:102vw;max-height:560px}.account77-office-photo img{min-height:0;height:100%;object-position:center 45%}.account77-contact-details{padding:26px 22px}.account77-contact-details h3{font-size:25px}.account77-contact-details>a:not(.account77-map-link){font-size:15px}.account77-map,.account77-map iframe{min-height:330px}
}
@media(max-width:420px){.account77-hero-copy h1{font-size:39px}.account77-about-copy h2,.account77-section-head h2,.account77-services-intro h2,.account77-bridge-head h2,.account77-location-head h2{font-size:31px}.account77-portrait{height:124vw}.account77-bridge-card strong{font-size:25px}}

/* V78 — ESPA & DYPA final */
.fund78-hero{position:relative;min-height:660px;display:flex;align-items:flex-end;overflow:hidden;background:#082e5f;color:#fff}.fund78-media,.fund78-shade{position:absolute;inset:0}.fund78-media img{width:100%;height:100%;object-fit:cover;object-position:center}.fund78-shade{background:linear-gradient(90deg,rgba(5,30,59,.95) 0%,rgba(5,30,59,.82) 38%,rgba(5,30,59,.34) 68%,rgba(5,30,59,.18) 100%)}.fund78-hero-inner{position:relative;z-index:2;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:64px;align-items:end;width:100%;padding-top:150px;padding-bottom:76px}.fund78-copy{max-width:820px}.fund78-copy h1{margin:16px 0 22px;font-size:clamp(52px,5.6vw,82px);line-height:.98;letter-spacing:-.055em}.fund78-copy p{max-width:690px;margin:0;color:rgba(255,255,255,.78);font-size:18px;line-height:1.7}.fund78-hero-cta{display:inline-flex;align-items:center;gap:12px;margin-top:32px;color:#fff;text-decoration:none;font-weight:800}.fund78-hero-cta span{color:#f58220}.fund78-status{display:grid;grid-template-columns:repeat(3,112px);border:1px solid rgba(255,255,255,.22);background:rgba(7,31,59,.46);backdrop-filter:blur(18px)}.fund78-status button{display:grid;gap:7px;padding:22px 16px;border:0;border-right:1px solid rgba(255,255,255,.16);background:transparent;color:#fff;text-align:left;cursor:pointer}.fund78-status button:last-child{border-right:0}.fund78-status strong{font-size:30px;line-height:1}.fund78-status span{font-size:10px;line-height:1.35;color:rgba(255,255,255,.72);font-weight:700}.fund78-now{padding:94px 0;background:#f5f7fa}.fund78-heading{display:grid;grid-template-columns:minmax(0,1fr) 420px;gap:72px;align-items:end;margin-bottom:42px}.fund78-heading h2{max-width:760px;margin:10px 0 0;font-size:clamp(40px,4.2vw,60px);line-height:1.04;letter-spacing:-.05em}.fund78-heading p{margin:0;color:#65758a;line-height:1.7}.fund78-feature-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));border-top:1px solid #dce4ec;border-left:1px solid #dce4ec}.fund78-board{padding:102px 0 108px;background:#fff}.fund78-board-top{display:grid;grid-template-columns:minmax(0,1fr) 420px;gap:72px;align-items:end}.fund78-board-top h2{max-width:760px;margin:10px 0 14px;font-size:clamp(40px,4.2vw,58px);line-height:1.05;letter-spacing:-.048em}.fund78-board-top p{max-width:690px;margin:0;color:#718094;line-height:1.7}.fund78-routes{padding:90px 0;background:#082e5f;color:#fff}.fund78-routes-grid{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:82px;align-items:center}.fund78-routes-copy h2{margin:12px 0 18px;font-size:clamp(38px,4vw,56px);line-height:1.04;letter-spacing:-.048em}.fund78-routes-copy p{max-width:560px;margin:0;color:rgba(255,255,255,.72);line-height:1.7}.fund78-route-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));border-top:1px solid rgba(255,255,255,.18);border-left:1px solid rgba(255,255,255,.18)}.fund78-route-cards a{display:flex;min-height:230px;flex-direction:column;padding:30px;border-right:1px solid rgba(255,255,255,.18);border-bottom:1px solid rgba(255,255,255,.18);color:#fff;text-decoration:none;transition:background .22s ease,transform .22s ease}.fund78-route-cards a:hover{background:rgba(255,255,255,.07);transform:translateY(-2px)}.fund78-route-cards small{font-size:9px;font-weight:800;letter-spacing:.12em;color:rgba(255,255,255,.56)}.fund78-route-cards strong{margin-top:26px;font-size:26px;line-height:1.1}.fund78-route-cards span{display:flex;justify-content:space-between;gap:14px;margin-top:auto;padding-top:24px;border-top:1px solid rgba(255,255,255,.15);font-size:11px;font-weight:800}.fund78-route-cards b{color:#f58220}.fund78-newsletter{padding:82px 0;background:#f5f1ea}.fund78-newsletter-inner{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:90px;align-items:center}.fund78-newsletter-copy h2{margin:12px 0 12px;color:#0b315e;font-size:clamp(38px,4vw,56px);line-height:1.02;letter-spacing:-.05em}.fund78-newsletter-copy p{max-width:540px;margin:0;color:#6c7b8d;line-height:1.7}.fund78-newsletter-form .home45-newsletter-form{color:#0b315e}.fund78-newsletter-form .home45-newsletter-field{border-bottom-color:#0b315e}.fund78-newsletter-form .home45-newsletter-field input{color:#0b315e}.fund78-newsletter-form .home45-newsletter-field input::placeholder{color:#8a96a5}.fund78-newsletter-form .home45-newsletter-field button{color:#0b315e}.fund78-newsletter-form .home45-newsletter-consent,.fund78-newsletter-form small{color:#7d8a98}.fund78-newsletter-form .home45-newsletter-consent input{accent-color:#f58220}
@media(max-width:1100px){.fund78-hero-inner,.fund78-heading,.fund78-board-top,.fund78-routes-grid,.fund78-newsletter-inner{grid-template-columns:1fr;gap:38px}.fund78-status{width:max-content}.fund78-feature-grid{grid-template-columns:1fr}.fund78-routes-grid{gap:46px}}
@media(max-width:760px){.fund78-hero{min-height:720px}.fund78-media img{object-position:66% center}.fund78-shade{background:linear-gradient(180deg,rgba(5,30,59,.36) 0%,rgba(5,30,59,.62) 34%,rgba(5,30,59,.96) 78%,rgba(5,30,59,.99) 100%)}.fund78-hero-inner{display:flex;min-height:720px;flex-direction:column;justify-content:flex-end;gap:28px;padding-top:120px;padding-bottom:38px}.fund78-copy h1{font-size:clamp(42px,12vw,58px)}.fund78-copy p{font-size:15px}.fund78-status{width:100%;grid-template-columns:repeat(3,1fr)}.fund78-status button{padding:16px 12px}.fund78-status strong{font-size:25px}.fund78-now,.fund78-board{padding:66px 0}.fund78-heading{gap:20px}.fund78-heading p{font-size:14px}.fund78-board-top{gap:28px}.fund78-routes{padding:68px 0}.fund78-route-cards{grid-template-columns:1fr}.fund78-route-cards a{min-height:190px}.fund78-newsletter{padding:64px 0}.fund78-newsletter-inner{gap:34px}}

/* =========================================================
   V79 — BENEFITS FINAL
   ========================================================= */
.benefits79-hero{position:relative;isolation:isolate;overflow:hidden;padding:clamp(96px,9vw,140px) 0 clamp(82px,7vw,110px);background:#0a2f5d;color:#fff}
.benefits79-hero::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(5,35,70,.98) 0%,rgba(6,42,82,.94) 48%,rgba(8,52,96,.58) 76%,rgba(8,52,96,.34) 100%),url('../img/hero/benefits.webp') 78% center/cover no-repeat;z-index:-1}
.benefits79-hero-grid{display:grid;grid-template-columns:minmax(0,1fr) 420px;gap:clamp(55px,8vw,130px);align-items:end}
.benefits79-hero h1{max-width:820px;margin:14px 0 20px;font-size:clamp(48px,5.7vw,82px);line-height:.98;letter-spacing:-.055em;font-weight:650}
.benefits79-hero p{max-width:620px;margin:0;color:rgba(255,255,255,.72);font-size:17px;line-height:1.7}
.benefits79-hero-link{display:inline-flex;align-items:center;gap:12px;margin-top:30px;color:#fff;font-size:12px;font-weight:750;text-decoration:none}.benefits79-hero-link span{color:#f58220}
.benefits79-hero-stats{display:grid;border:1px solid rgba(255,255,255,.18);background:rgba(4,27,53,.46);backdrop-filter:blur(14px)}
.benefits79-hero-stats>div{display:grid;grid-template-columns:80px 1fr;align-items:center;min-height:82px;padding:16px 22px;border-bottom:1px solid rgba(255,255,255,.13)}.benefits79-hero-stats>div:last-child{border-bottom:0}.benefits79-hero-stats strong{font-size:30px;letter-spacing:-.04em}.benefits79-hero-stats span{color:rgba(255,255,255,.62);font-size:11px;font-weight:650}
.benefits79-live{padding:clamp(82px,8vw,122px) 0;background:#f3efe7;color:#17324f}.benefits79-head{display:grid;grid-template-columns:minmax(0,1fr) minmax(300px,.55fr);gap:64px;align-items:end;margin-bottom:46px}.benefits79-head h2{max-width:780px;margin:11px 0 0;color:#102d52;font-size:clamp(35px,3.6vw,52px);line-height:1.04;letter-spacing:-.04em}.benefits79-head>p{margin:0 0 5px;color:#748397;font-size:14px;line-height:1.72}.benefits79-head-light h2{color:#102d52}.benefits79-head-light>p{color:#748397}
.benefits79-live-list{border-top:1px solid #d8dee6}.benefits79-live-row{display:grid;grid-template-columns:200px minmax(0,1fr) 170px;gap:30px;align-items:center;padding:27px 0;border-bottom:1px solid #d8dee6;color:#17324f;text-decoration:none;transition:.22s ease}.benefits79-live-row:hover{padding-left:12px;padding-right:12px;background:rgba(255,255,255,.58)}.benefits79-live-meta{display:flex;flex-direction:column;gap:9px}.benefits79-live-meta span{color:#6f8093;font-size:10px;font-weight:700;letter-spacing:.08em;text-transform:uppercase}.benefits79-live-meta em{width:max-content;padding:5px 8px;border:1px solid #c8d2dc;border-radius:999px;color:#29425f;font-size:9px;font-style:normal;font-weight:700}.benefits79-live-main h3{margin:0 0 7px;color:#17324f;font-size:21px;letter-spacing:-.025em}.benefits79-live-main p{max-width:700px;margin:0;color:#718196;font-size:12px;line-height:1.6}.benefits79-live-side{display:flex;justify-content:flex-end;align-items:center;gap:22px}.benefits79-live-side small{color:#7f8fa1;font-size:10px}.benefits79-live-side i{color:#f58220;font-style:normal}
.benefits79-categories{padding:clamp(82px,8vw,122px) 0;background:#082d59;color:#fff}.benefits79-categories .benefits79-head h2{color:#fff}.benefits79-categories .benefits79-head>p{color:#a9b8c9}.benefits79-category-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));border-top:1px solid rgba(255,255,255,.14);border-left:1px solid rgba(255,255,255,.14)}.benefits79-category-card{appearance:none;display:grid;grid-template-columns:1fr 20px;gap:18px;align-items:center;min-height:130px;padding:24px;border:0;border-right:1px solid rgba(255,255,255,.14);border-bottom:1px solid rgba(255,255,255,.14);background:transparent;text-align:left;cursor:pointer;transition:.22s ease}.benefits79-category-card:hover{background:rgba(255,255,255,.05)}.benefits79-category-card span{display:flex;flex-direction:column;gap:8px}.benefits79-category-card strong{color:#fff;font-size:19px;letter-spacing:-.02em}.benefits79-category-card small{color:#a9b8c9;font-size:11px;line-height:1.55}.benefits79-category-card i{color:#f58220;font-style:normal}
.benefits79-directory{padding:clamp(88px,9vw,132px) 0;background:#f7f9fb;overflow:hidden}.benefits79-directory-head{display:grid;grid-template-columns:minmax(0,1fr) minmax(340px,.7fr);gap:70px;align-items:end;margin-bottom:34px}.benefits79-directory-head h2{margin:10px 0 10px;color:#102d52;font-size:clamp(38px,4vw,58px);line-height:1;letter-spacing:-.045em}.benefits79-directory-head p{max-width:680px;margin:0;color:#7a899a;font-size:13px;line-height:1.65}.benefits79-search-wrap>label{display:block;margin-bottom:9px;color:#29425f;font-size:9px;font-weight:800;letter-spacing:.11em;text-transform:uppercase}.benefits79-searchbox{display:grid;grid-template-columns:1fr 34px;align-items:center;border-bottom:1px solid #9caaba}.benefits79-searchbox input{height:52px;padding:0;border:0!important;background:transparent!important;box-shadow:none!important;outline:none;color:#0b2c54;font-size:16px}.benefits79-searchbox input::placeholder{color:#98a4b1}.benefits79-searchbox span{justify-self:end;color:#f58220;font-size:23px}.benefits79-filter-rail{display:flex;flex-wrap:wrap;gap:7px;margin-bottom:36px}.benefits79-filter-rail button{padding:9px 13px;border:1px solid #d6dfe7;border-radius:8px;background:#fff;color:#68798b;font-size:9px;font-weight:750;cursor:pointer}.benefits79-filter-rail button:hover,.benefits79-filter-rail button.is-active{border-color:#0b2c54;background:#0b2c54;color:#fff}.benefits79-directory-list{border-top:1px solid #dbe2e9}.benefits79-directory-row{display:grid;grid-template-columns:minmax(0,1fr) 185px 20px;gap:30px;align-items:center;padding:25px 2px;border-bottom:1px solid #dbe2e9;color:inherit;text-decoration:none;transition:.22s ease}.benefits79-directory-row:hover{padding-left:12px;padding-right:12px;background:#fff}.benefits79-directory-main>small{display:block;margin-bottom:7px;color:#8492a1;font-size:9px;font-weight:750;letter-spacing:.08em;text-transform:uppercase}.benefits79-directory-main h3{margin:0 0 7px;color:#15304d;font-size:20px;letter-spacing:-.02em}.benefits79-directory-main p{max-width:760px;margin:0;color:#7b8999;font-size:12px;line-height:1.55}.benefits79-directory-status{display:flex;flex-direction:column;align-items:flex-start;gap:7px}.benefits79-directory-status span{padding:5px 8px;border:1px solid #ced9e3;border-radius:999px;color:#173656;font-size:9px;font-weight:750}.benefits79-directory-status small{color:#8b97a5;font-size:9px}.benefits79-directory-row>i{justify-self:end;color:#f58220;font-style:normal}.benefits79-empty{padding:35px 0;border-bottom:1px solid rgba(255,255,255,.14)}.benefits79-empty strong{display:block;margin-bottom:7px}.benefits79-empty p{margin:0;color:#a8b7c9;font-size:12px}.benefits79-empty-light{border-bottom:1px solid #dbe2e9;color:#17324f}
.benefits79-question{padding:68px 0;background:#0b2c54}.benefits79-question-inner{display:flex;justify-content:space-between;align-items:center;gap:46px}.benefits79-question h2{margin:10px 0 8px;color:#fff;font-size:clamp(30px,3.2vw,45px);letter-spacing:-.035em}.benefits79-question p{margin:0;color:#afbdcc;font-size:13px}.benefits79-question-btn{flex:0 0 auto;background:#fff!important;border-color:#fff!important;color:#0b2c54!important;border-radius:12px!important}.benefits79-newsletter{background:#f3efe7!important}
@media(max-width:900px){.benefits79-hero-grid,.benefits79-head,.benefits79-directory-head{grid-template-columns:1fr;gap:34px}.benefits79-hero-stats{max-width:560px}.benefits79-category-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.benefits79-live-row{grid-template-columns:150px minmax(0,1fr) 110px}.benefits79-directory-head{align-items:start}.benefits79-search-wrap{max-width:620px}}
@media(max-width:700px){.benefits79-hero{padding:72px 0 60px}.benefits79-hero::before{background:linear-gradient(180deg,rgba(5,35,70,.94) 0%,rgba(6,42,82,.91) 100%),url('../img/hero/benefits.webp') 66% center/cover no-repeat}.benefits79-hero h1{font-size:clamp(40px,12vw,56px)}.benefits79-hero p{font-size:14px}.benefits79-hero-stats>div{grid-template-columns:68px 1fr;min-height:70px}.benefits79-hero-stats strong{font-size:26px}.benefits79-live,.benefits79-categories,.benefits79-directory{padding:68px 0}.benefits79-head{margin-bottom:30px}.benefits79-head h2{font-size:32px}.benefits79-live-row{grid-template-columns:1fr 22px;gap:15px;padding:22px 0}.benefits79-live-meta{grid-column:1/3;flex-direction:row;align-items:center}.benefits79-live-main{grid-column:1}.benefits79-live-side{grid-column:2;grid-row:2;align-self:center}.benefits79-live-side small{display:none}.benefits79-category-grid{grid-template-columns:1fr}.benefits79-category-card{min-height:100px;padding:20px}.benefits79-directory-head h2{font-size:34px}.benefits79-filter-rail{flex-wrap:nowrap;overflow-x:auto;padding-bottom:6px;scrollbar-width:none}.benefits79-filter-rail::-webkit-scrollbar{display:none}.benefits79-filter-rail button{flex:0 0 auto}.benefits79-directory-row{grid-template-columns:1fr 20px;gap:13px;padding:22px 0}.benefits79-directory-status{grid-column:1;grid-row:2;flex-direction:row;align-items:center}.benefits79-directory-row>i{grid-column:2;grid-row:1/3}.benefits79-question-inner{flex-direction:column;align-items:flex-start}.benefits79-question-btn{width:100%;justify-content:center}}

/* V80 — Benefits directory reliability + empty state */
.benefits79-directory-row[hidden],
.benefits79-no-results[hidden]{display:none!important}
.benefits79-no-results{margin-top:18px;padding:30px 32px;border:1px solid #d8e1e9;background:#fff;color:#66788b;display:grid;grid-template-columns:minmax(0,1fr) auto;column-gap:30px;row-gap:6px;align-items:center}
.benefits79-no-results strong{color:#15324f;font-size:19px;letter-spacing:-.02em}
.benefits79-no-results p{margin:0;font-size:12px;line-height:1.6}
.benefits79-no-results button{grid-column:2;grid-row:1/3;align-self:center;padding:11px 15px;border:1px solid #0b2c54;border-radius:8px;background:#0b2c54;color:#fff;font:750 10px 'IBM Plex Sans',sans-serif;cursor:pointer}
.benefits79-category-card.is-active{background:rgba(255,255,255,.08);box-shadow:inset 0 -2px 0 #f58220}
@media(max-width:700px){.benefits79-no-results{grid-template-columns:1fr;padding:24px 20px}.benefits79-no-results button{grid-column:1;grid-row:auto;width:100%;margin-top:8px}}

/* =========================================================
   V82 — FINAL PAID QUESTION EXPERIENCE
   ========================================================= */
.ask82-hero{position:relative;isolation:isolate;overflow:hidden;padding:clamp(92px,9vw,142px) 0 clamp(82px,8vw,122px);background:#082f5d;color:#fff}
.ask82-hero:before{content:"";position:absolute;inset:0;z-index:-2;background:linear-gradient(90deg,rgba(4,30,59,.98) 0%,rgba(4,30,59,.94) 43%,rgba(4,30,59,.55) 69%,rgba(4,30,59,.35) 100%),url('../img/accounting/office-chios.webp') center/cover no-repeat}
.ask82-hero:after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,rgba(3,20,40,.08),rgba(3,20,40,.28))}
.ask82-hero-grid{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(250px,.45fr);gap:clamp(56px,8vw,130px);align-items:end}
.ask82-hero-copy h1{max-width:850px;margin:15px 0 22px;font-size:clamp(50px,5.7vw,82px);line-height:.96;letter-spacing:-.058em;font-weight:620;color:#fff}
.ask82-hero-copy p{max-width:690px;margin:0;color:rgba(255,255,255,.76);font-size:clamp(16px,1.3vw,20px);line-height:1.72}
.ask82-hero-cta{display:inline-flex;align-items:center;gap:18px;margin-top:34px;padding:15px 20px;border:1px solid rgba(255,255,255,.5);border-radius:10px;background:rgba(255,255,255,.08);color:#fff;text-decoration:none;font-size:12px;font-weight:800;backdrop-filter:blur(8px);transition:.2s ease}
.ask82-hero-cta:hover{background:#fff;color:#092f5b;transform:translateY(-2px)}
.ask82-price{justify-self:end;min-width:230px;padding:26px 0 5px 32px;border-left:1px solid rgba(255,255,255,.25)}
.ask82-price small,.ask82-price>span{display:block;color:rgba(255,255,255,.58);font-size:9px;font-weight:800;letter-spacing:.13em;text-transform:uppercase}
.ask82-price>div{display:flex;align-items:flex-start;margin:7px 0 7px}.ask82-price strong{font-size:clamp(78px,7vw,108px);line-height:.82;letter-spacing:-.08em;font-weight:600}.ask82-price sup{margin:5px 0 0 7px;font-size:35px;font-weight:600}
.ask82-flow{background:#fff;border-bottom:1px solid #e1e7ed}.ask82-flow-grid{display:grid;grid-template-columns:repeat(3,1fr)}.ask82-flow-grid>div{min-height:126px;padding:27px 28px;border-right:1px solid #e1e7ed}.ask82-flow-grid>div:first-child{border-left:1px solid #e1e7ed}.ask82-flow-grid small{display:block;margin-bottom:13px;color:#f58220;font-size:9px;font-weight:800;letter-spacing:.12em}.ask82-flow-grid strong{display:block;margin-bottom:5px;color:#0d315d;font-size:17px}.ask82-flow-grid span{display:block;color:#748295;font-size:12px;line-height:1.55}
.ask82-service{padding:clamp(80px,8vw,120px) 0;background:#f7f8fa}.ask82-layout{display:grid;grid-template-columns:minmax(0,1.36fr) minmax(320px,.64fr);gap:clamp(56px,7vw,105px);align-items:start}.ask82-form-head{max-width:760px;margin-bottom:42px}.ask82-form-head h2{margin:12px 0 14px;color:#0a2d58;font-size:clamp(36px,3.5vw,52px);line-height:1.04;letter-spacing:-.045em;font-weight:620}.ask82-form-head p{max-width:650px;margin:0;color:#697789;font-size:15px;line-height:1.75}
.ask82-form{display:flex;flex-direction:column;gap:28px;padding:clamp(24px,3vw,38px);border:1px solid #dfe5eb;background:#fff}.ask82-fieldset{margin:0;padding:0 0 30px;border:0;border-bottom:1px solid #e2e7ec}.ask82-fieldset legend{width:100%;margin:0 0 20px;padding:0;color:#173451;font-size:13px;font-weight:800}.ask82-field-grid{display:grid;gap:17px}.ask82-field-grid.two{grid-template-columns:1fr 1fr;margin-bottom:17px}.ask82-field-grid.city{grid-template-columns:1.35fr .65fr;margin-top:17px}.ask82-form label{display:block}.ask82-form label>span{display:block;margin-bottom:8px;color:#56677b;font-size:11px;font-weight:700}.ask82-form input[type=text],.ask82-form input[type=email],.ask82-form input[type=tel],.ask82-form select,.ask82-form textarea{width:100%;border:1px solid #ccd6df;border-radius:7px;background:#fbfcfd;color:#14283e;font:400 14px 'IBM Plex Sans',sans-serif;outline:none;transition:.2s ease}.ask82-form input[type=text],.ask82-form input[type=email],.ask82-form input[type=tel],.ask82-form select{height:54px;padding:0 14px}.ask82-form textarea{min-height:210px;padding:15px;resize:vertical;line-height:1.65}.ask82-form input:focus,.ask82-form select:focus,.ask82-form textarea:focus{border-color:#7997b6;box-shadow:0 0 0 3px rgba(46,91,141,.08);background:#fff}.ask82-question-fieldset label[for=epi-question-page]{margin-top:17px}.ask82-meta{margin-top:9px;color:#7f8c9a}.ask82-consent{display:grid!important;grid-template-columns:18px 1fr;gap:11px;align-items:start}.ask82-consent input{margin-top:3px;accent-color:#0a2d58}.ask82-consent span{margin:0!important;color:#697789!important;font-size:11px!important;line-height:1.65;font-weight:500!important}.ask82-mobile-submit{display:none}
.ask82-summary-card{position:sticky;top:112px;padding:30px;background:#082f5d;color:#fff;border-radius:10px;box-shadow:0 25px 65px rgba(7,37,72,.14)}.admin-bar .ask82-summary-card{top:144px}.ask82-summary-card h3{margin:13px 0 26px;color:#fff;font-size:23px;line-height:1.25;letter-spacing:-.025em}.ask82-summary-line{display:flex;justify-content:space-between;gap:18px;padding:13px 0;border-top:1px solid rgba(255,255,255,.12);color:#b9c6d4;font-size:11px}.ask82-summary-line strong{color:#fff;font-weight:700;text-align:right}.ask82-summary-line.total{margin-top:6px;padding-top:21px;align-items:baseline}.ask82-summary-line.total span{color:#fff;font-size:12px;font-weight:800}.ask82-summary-line.total strong{font-size:36px;letter-spacing:-.045em}.ask82-summary-submit{width:100%;margin-top:20px;padding:16px 17px;border:1px solid #fff;border-radius:8px;background:#fff;color:#082f5d;font:800 12px 'IBM Plex Sans',sans-serif;cursor:pointer;transition:.2s ease}.ask82-summary-submit:hover{transform:translateY(-2px)}.ask82-summary-submit span{float:right}.ask82-payments{display:flex;flex-wrap:wrap;gap:7px;margin-top:22px;padding-top:19px;border-top:1px solid rgba(255,255,255,.12)}.ask82-payments img{height:27px;max-width:64px;padding:5px 7px;border-radius:5px;background:#fff;object-fit:contain}.ask82-payment-note{display:block;margin-top:11px;color:rgba(255,255,255,.55);font-size:9px;line-height:1.55}
.ask82-aftercare{padding:clamp(72px,7vw,104px) 0;background:#f4f0e8}.ask82-aftercare-grid{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:clamp(60px,8vw,130px);align-items:start}.ask82-aftercare h2{max-width:660px;margin:12px 0 0;color:#0b2e58;font-size:clamp(34px,3.6vw,52px);line-height:1.06;letter-spacing:-.044em}.ask82-aftercare-list{border-top:1px solid #d8d1c6}.ask82-aftercare-list p{display:grid;grid-template-columns:190px 1fr;gap:28px;margin:0;padding:21px 0;border-bottom:1px solid #d8d1c6}.ask82-aftercare-list strong{color:#15385f;font-size:12px}.ask82-aftercare-list span{color:#6e7883;font-size:12px;line-height:1.65}
@media(max-width:980px){.ask82-hero-grid,.ask82-layout,.ask82-aftercare-grid{grid-template-columns:1fr}.ask82-price{justify-self:start;min-width:0;padding:22px 0 0;border-left:0;border-top:1px solid rgba(255,255,255,.23)}.ask82-flow-grid{grid-template-columns:1fr}.ask82-flow-grid>div,.ask82-flow-grid>div:first-child{min-height:0;padding:21px 0;border-left:0;border-right:0;border-bottom:1px solid #e1e7ed}.ask82-layout{gap:38px}.ask82-summary-card{position:static}.ask82-summary-submit{display:none}.ask82-mobile-submit{display:block;width:100%;padding:17px 18px;border:0;border-radius:8px;background:#082f5d;color:#fff;font:800 12px 'IBM Plex Sans',sans-serif}.ask82-mobile-submit span{float:right}.ask82-aftercare-list p{grid-template-columns:1fr;gap:7px}}
@media(max-width:640px){.ask82-hero{padding:70px 0 58px}.ask82-hero:before{background:linear-gradient(180deg,rgba(4,30,59,.94) 0%,rgba(4,30,59,.88) 58%,rgba(4,30,59,.68) 100%),url('../img/hero/real-mobile/office.webp') center/cover no-repeat}.ask82-hero-copy h1{font-size:clamp(42px,12vw,55px)}.ask82-hero-copy p{font-size:14px}.ask82-hero-cta{width:100%;justify-content:space-between}.ask82-price>div strong{font-size:80px}.ask82-service{padding:60px 0}.ask82-form-head{margin-bottom:30px}.ask82-form-head h2{font-size:32px}.ask82-form{padding:20px 18px}.ask82-field-grid.two,.ask82-field-grid.city{grid-template-columns:1fr}.ask82-fieldset{padding-bottom:26px}.ask82-meta{flex-direction:column;align-items:flex-start;gap:5px}.ask82-summary-card{padding:23px 20px}.ask82-aftercare{padding:58px 0}.ask82-aftercare h2{font-size:31px}}

/* =========================================================
   V85 — FINAL PREMIUM FOOTER
   ========================================================= */
.site-footer.epi-footer{background:#072d5b!important}
.epi-footer-main{grid-template-columns:minmax(300px,1.45fr) .72fr .9fr .72fr!important;gap:clamp(38px,4.6vw,78px)!important;padding:clamp(66px,6vw,92px) 0 clamp(48px,4.5vw,66px)!important}
.epi-footer-col h4,.epi-footer-kicker{text-transform:none!important;letter-spacing:.145em!important}

.epi-footer-social-icons{gap:10px!important;margin-top:24px!important}
.epi-footer-social-icons a{width:34px;height:34px;display:inline-flex!important;align-items:center;justify-content:center;border:1px solid rgba(255,255,255,.14);border-radius:9px;background:rgba(255,255,255,.025);color:#d6e3f1!important;transform:none!important;transition:background .18s ease,border-color .18s ease,transform .18s ease,color .18s ease!important}
.epi-footer-social-icons a:hover{background:rgba(255,255,255,.075);border-color:rgba(255,255,255,.28);color:#fff!important;transform:translateY(-2px)!important}
.epi-footer-social-icons svg{width:15px;height:15px;display:block;fill:currentColor;stroke:none}
.epi-footer-social-icons svg rect,.epi-footer-social-icons svg circle{fill:none;stroke:currentColor;stroke-width:1.7}
.epi-footer-social-icons svg .epi-social-cut{fill:#072d5b!important;stroke:none!important}

.epi-footer-contact{gap:13px!important}
.epi-contact-line{display:flex!important;align-items:center;gap:11px!important;min-height:32px;color:#c4d3e4!important;transform:none!important}
.epi-contact-line:hover{color:#fff!important;transform:none!important}
.epi-contact-icon{width:27px;height:27px;flex:0 0 27px;display:inline-flex!important;align-items:center;justify-content:center;border-radius:50%;background:rgba(66,126,214,.13);border:1px solid rgba(105,157,231,.15)}
.epi-contact-icon svg{width:13px;height:13px;fill:none;stroke:#d7e6f6;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.epi-contact-line>span:last-child{font-size:12px!important;line-height:1.4!important;color:inherit!important}

.epi-footer-payments{grid-template-columns:auto minmax(0,1fr) auto!important;gap:24px 34px!important;padding:28px 0 27px!important}
.epi-footer-kicker{font-size:9px!important;color:#9eb3cd!important;white-space:nowrap}
.epi-footer-badges{gap:0!important;flex-wrap:nowrap!important;min-width:0}
.epi-payment-brand{position:relative;min-width:0!important;height:auto!important;padding:2px 20px!important;background:transparent!important;border:0!important;border-radius:0!important;box-shadow:none!important}
.epi-payment-brand:first-child{padding-left:0!important}
.epi-payment-brand:not(:last-child)::after{content:"";position:absolute;right:0;top:50%;width:1px;height:24px;background:rgba(255,255,255,.12);transform:translateY(-50%)}
.epi-payment-brand img{height:23px!important;max-width:94px!important;filter:none!important}
.epi-payment-brand:first-child img{height:21px!important}
.epi-footer-payments small{font-size:9px!important;color:#92a8c3!important;max-width:330px!important}

.epi-footer-bottom-wrap{background:#052548!important}
.epi-footer-bottom{min-height:70px!important;padding:21px 0 22px!important}
.epi-footer-bottom-left span,.epi-footer-bottom-left a{font-size:10.5px!important;color:#91a7c2!important}
.epi-faros-credit{gap:9px!important}
.epi-faros-credit strong{font-size:10.5px!important}

@media(max-width:1050px){
  .epi-footer-main{grid-template-columns:1.15fr .85fr 1fr!important;gap:42px 44px!important}
  .epi-footer-main .epi-footer-col:last-child{grid-column:2/4!important}
  .epi-footer-payments{grid-template-columns:1fr!important;gap:16px!important}
  .epi-footer-payments small{justify-self:start!important;text-align:left!important}
  .epi-footer-badges{flex-wrap:wrap!important}
}
@media(max-width:760px){
  .epi-footer-main{grid-template-columns:1fr 1fr!important;padding:56px 0 42px!important;gap:38px 28px!important}
  .epi-footer-brand{grid-column:1/-1!important}
  .epi-footer-main .epi-footer-col:last-child{grid-column:auto!important}
  .epi-footer-badges{gap:8px 0!important}
  .epi-payment-brand{padding:2px 14px!important}
  .epi-payment-brand:first-child{padding-left:0!important}
  .epi-payment-brand img{height:21px!important;max-width:86px!important}
}
@media(max-width:520px){
  .epi-footer-main{grid-template-columns:1fr!important;padding:50px 0 38px!important;gap:31px!important}
  .epi-footer-brand,.epi-footer-main .epi-footer-col:last-child{grid-column:auto!important}
  .epi-footer-social-icons{gap:8px!important}
  .epi-footer-social-icons a{width:32px;height:32px;border-radius:8px}
  .epi-footer-badges{display:flex!important;flex-wrap:wrap!important;gap:12px 0!important}
  .epi-payment-brand{padding:2px 12px!important}
  .epi-payment-brand:nth-child(4)::after{display:none}
  .epi-payment-brand img{height:20px!important;max-width:78px!important}
  .epi-footer-bottom{padding:22px 0 26px!important}
}


/* V86 — final payment rail polish */
.epi-footer-payments{
  grid-template-columns:auto minmax(0,1fr)!important;
  gap:28px!important;
  align-items:center!important;
}
.epi-footer-payments>small{display:none!important}
.epi-footer-badges{
  display:flex!important;
  align-items:center!important;
  justify-content:flex-start!important;
  gap:10px!important;
  flex-wrap:wrap!important;
}
.epi-payment-brand{
  display:inline-flex!important;
  align-items:center!important;
  justify-content:center!important;
  height:38px!important;
  min-width:78px!important;
  padding:0 13px!important;
  background:rgba(255,255,255,.97)!important;
  border:1px solid rgba(255,255,255,.22)!important;
  border-radius:9px!important;
  box-shadow:0 5px 18px rgba(3,21,48,.14)!important;
}
.epi-payment-brand:first-child{padding-left:13px!important}
.epi-payment-brand::after{display:none!important}
.epi-payment-brand img{
  display:block!important;
  height:24px!important;
  width:auto!important;
  max-width:102px!important;
  object-fit:contain!important;
  filter:none!important;
  opacity:1!important;
}
.epi-payment-brand:first-child img{height:22px!important}
@media(max-width:860px){
  .epi-footer-payments{grid-template-columns:1fr!important;gap:14px!important}
  .epi-footer-badges{gap:8px!important}
  .epi-payment-brand{height:36px!important;min-width:72px!important;padding:0 11px!important}
  .epi-payment-brand:first-child{padding-left:11px!important}
  .epi-payment-brand img{height:22px!important;max-width:92px!important}
}
@media(max-width:520px){
  .epi-footer-badges{display:grid!important;grid-template-columns:repeat(3,minmax(0,1fr))!important;width:100%!important;gap:8px!important}
  .epi-payment-brand{width:100%!important;min-width:0!important;height:36px!important;padding:0 8px!important}
  .epi-payment-brand:first-child{padding-left:8px!important}
  .epi-payment-brand img{height:21px!important;max-width:80px!important}
}

/* V88 — Paid business questionnaires */
.business-paid-note{display:flex;align-items:flex-start;justify-content:space-between;gap:18px;margin-top:4px;padding:16px 18px;border:1px solid #d8e1ea;background:#f7f4ed;color:#17345c}
.business-paid-note strong{font-size:13px;line-height:1.35;font-weight:700;white-space:nowrap}
.business-paid-note span{max-width:360px;font-size:11px;line-height:1.55;color:#69778a;text-align:right}
@media(max-width:640px){.business-paid-note{display:grid;gap:7px}.business-paid-note strong{white-space:normal}.business-paid-note span{text-align:left}}

/* =========================================================
   V89 — DELIVERY FINAL / RESPONSIVE HARDENING
   ========================================================= */
html{overflow-x:hidden}
body{overflow-x:clip}
img,svg,video,iframe{max-width:100%}
.container{width:min(1180px,calc(100% - 48px));margin-inline:auto}

/* Final contact page — no extra form */
.contact89-hero{padding:clamp(86px,10vw,150px) 0 clamp(66px,8vw,110px);background:linear-gradient(135deg,#071f3e 0%,#0b315e 58%,#0d3a6d 100%);color:#fff}
.contact89-hero-grid{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(280px,.62fr);gap:clamp(44px,8vw,120px);align-items:end}
.contact89-hero h1{max-width:820px;margin:16px 0 0;font-size:clamp(52px,6.4vw,92px);line-height:.93;letter-spacing:-.06em;color:#fff}
.contact89-hero p{max-width:470px;margin:0;color:rgba(255,255,255,.72);font-size:clamp(15px,1.35vw,18px);line-height:1.72}
.contact89-main{padding:clamp(70px,8vw,120px) 0;background:#f7f8fa}
.contact89-grid{display:grid;grid-template-columns:minmax(0,.82fr) minmax(420px,1.18fr);gap:clamp(48px,8vw,110px);align-items:start}
.contact89-details h2{max-width:570px;margin:16px 0 34px;color:#0b315e;font-size:clamp(34px,4.2vw,58px);line-height:1;letter-spacing:-.05em}
.contact89-lines{border-top:1px solid #d9e1e9}
.contact89-lines a{display:grid;grid-template-columns:120px minmax(0,1fr) 24px;gap:18px;align-items:center;padding:20px 0;border-bottom:1px solid #d9e1e9;text-decoration:none;color:#0c2f58;transition:transform .2s ease,color .2s ease}
.contact89-lines a:hover{transform:translateX(4px);color:#0b5b9b}
.contact89-lines small{font-size:10px;letter-spacing:.13em;color:#7b8998}
.contact89-lines strong{font-size:clamp(16px,1.5vw,20px);font-weight:650;overflow-wrap:anywhere}
.contact89-lines i{font-style:normal;text-align:right}
.contact89-note{max-width:560px;margin:26px 0 0;color:#627286;line-height:1.7}
.contact89-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:30px}
.contact89-actions a{display:inline-flex;min-height:48px;align-items:center;justify-content:center;gap:18px;padding:0 20px;border-radius:999px;text-decoration:none;font-size:12px;font-weight:800;letter-spacing:.02em}
.contact89-primary{background:#0a315f;color:#fff}.contact89-secondary{border:1px solid #cbd5df;color:#0a315f;background:#fff}
.contact89-socials{display:flex;gap:10px;flex-wrap:wrap;margin-top:24px}
.contact89-socials a{padding:8px 11px;border:1px solid #d8e0e8;border-radius:999px;color:#596a7c;text-decoration:none;font-size:10px;font-weight:750;letter-spacing:.05em;text-transform:uppercase;background:#fff}
.contact89-map{min-height:610px;background:#e7ebef;border:1px solid #d6dee7;overflow:hidden}
.contact89-map iframe{display:block;width:100%;height:610px;border:0;filter:saturate(.78) contrast(.98)}

/* Footer resilience across tablet/mobile */
.epi-footer-main{align-items:start}
.epi-footer-col a,.epi-contact-line span,.epi-footer-copy{overflow-wrap:anywhere}
.epi-footer-badges{display:flex;align-items:center;flex-wrap:wrap}
.epi-payment-brand{flex:0 0 auto}

/* Tablet polish */
@media(max-width:1100px){
  .container{width:min(100% - 40px,980px)}
  .contact89-hero-grid,.contact89-grid{grid-template-columns:1fr;gap:38px}
  .contact89-hero p{max-width:620px}
  .contact89-map,.contact89-map iframe{min-height:460px;height:460px}
  .epi-footer-main{grid-template-columns:1.15fr .8fr .95fr .8fr;gap:32px}
}
@media(max-width:900px){
  .epi-footer-main{grid-template-columns:1.2fr 1fr;row-gap:44px}
  .epi-footer-meta{padding-top:28px}
  .account77-location-grid,.account77-about-grid,.account77-bridge-grid{grid-template-columns:1fr!important}
  .account77-map iframe{min-height:380px}
}

/* Phones */
@media(max-width:700px){
  .container{width:calc(100% - 32px)}
  .contact89-hero{padding:72px 0 58px}
  .contact89-hero-grid{gap:25px}
  .contact89-hero h1{font-size:clamp(42px,12vw,58px)}
  .contact89-main{padding:58px 0 70px}
  .contact89-grid{gap:36px}
  .contact89-details h2{font-size:clamp(32px,9vw,43px);margin-bottom:28px}
  .contact89-lines a{grid-template-columns:1fr 22px;gap:7px 12px;padding:18px 0}
  .contact89-lines small{grid-column:1;grid-row:1}
  .contact89-lines strong{grid-column:1;grid-row:2;font-size:16px}
  .contact89-lines i{grid-column:2;grid-row:1/3;align-self:center}
  .contact89-actions{display:grid;grid-template-columns:1fr}
  .contact89-actions a{width:100%}
  .contact89-socials{gap:7px}
  .contact89-socials a{flex:1 1 calc(50% - 7px);text-align:center}
  .contact89-map,.contact89-map iframe{min-height:350px;height:350px}
  .epi-footer-main{grid-template-columns:1fr;gap:34px}
  .epi-footer-badges{gap:8px}
  .epi-footer-bottom,.epi-footer-bottom-left{align-items:flex-start!important}
  .epi-footer-bottom{gap:24px}
  .epi-faros-credit{max-width:100%}
}
@media(max-width:420px){
  .container{width:calc(100% - 26px)}
  .contact89-hero h1{font-size:40px}
  .contact89-map,.contact89-map iframe{min-height:310px;height:310px}
  .epi-payment-brand{max-width:78px}
}

/* Safer tap targets and long content */
@media(pointer:coarse){a,button,input,select,textarea{touch-action:manipulation}.epi-footer-social-icons a,.epi32-menu-open{min-width:42px;min-height:42px}}


/* V91 — privacy-first system typography (no remote font request) */
html,body,button,input,select,textarea{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif!important}
h1,h2,h3,h4,h5,h6,.serif{font-family:Georgia,"Times New Roman",serif}
.epi-guard-field{position:absolute!important;left:-10000px!important;top:auto!important;width:1px!important;height:1px!important;overflow:hidden!important;opacity:0!important;pointer-events:none!important}
.business-consent{display:grid!important;grid-template-columns:18px 1fr;gap:11px;align-items:start;margin-top:2px;padding:16px 0 2px;border-top:1px solid rgba(11,45,89,.09)}
.business-consent input{margin-top:3px;accent-color:#0b2d59}
.business-consent span{margin:0!important;color:#66768a!important;font-size:12px!important;line-height:1.62!important;font-weight:500!important}
.business-consent a{color:#0b2d59;text-underline-offset:3px}
@media(max-width:700px){.business-consent span{font-size:11px!important}}

.epi-map-privacy{width:100%;height:100%;min-height:380px;display:grid;place-items:center;padding:28px;background:linear-gradient(135deg,#edf2f6,#f8fafc);border:1px solid rgba(11,45,89,.1);text-align:center}
.epi-map-privacy-inner{max-width:420px}.epi-map-privacy span{display:block;margin-bottom:12px;color:#7b8998;font-size:10px;font-weight:800;letter-spacing:.14em}.epi-map-privacy strong{display:block;color:#0b2d59;font-size:20px}.epi-map-privacy p{margin:10px auto 20px;color:#66768a;font-size:12px;line-height:1.6}.epi-map-load{display:inline-flex;align-items:center;gap:12px;min-height:46px;padding:0 18px;border:1px solid #0b2d59;border-radius:8px;background:#0b2d59;color:#fff;font-weight:800;cursor:pointer}.epi-map-load b{color:#f58220}
@media(max-width:700px){.epi-map-privacy{min-height:350px;padding:22px}.epi-map-privacy strong{font-size:18px}}

/* V99 — editorial legal page */
.epi-legal-page{background:#fbfaf7;color:#19324b}
.epi-legal-hero{padding:96px 0 54px;background:#fbfaf7;border-bottom:1px solid rgba(16,46,76,.12)}
.epi-legal-hero-grid{display:grid;grid-template-columns:minmax(0,900px) minmax(240px,320px);gap:72px;align-items:end}
.epi-legal-eyebrow,.epi-legal-toc-label,.epi-legal-highlight>span,.epi-legal-contact-card span{display:block;font-size:10px;line-height:1.3;font-weight:800;letter-spacing:.16em;text-transform:uppercase;color:#7c8997}
.epi-legal-hero h1{margin:18px 0 20px;font-family:Georgia,'Times New Roman',serif;font-size:clamp(54px,7vw,92px);font-weight:400;line-height:.94;letter-spacing:-.045em;color:#102f50}
.epi-legal-hero-copy>p{max-width:760px;margin:0;font-size:17px;line-height:1.75;color:#667586}
.epi-legal-meta{display:flex;gap:12px;align-items:center;margin-top:32px;padding-top:18px;border-top:1px solid rgba(16,46,76,.12);font-size:12px;color:#7a8795}
.epi-legal-meta strong{font-weight:700;color:#173b61}
.epi-legal-highlight{padding:0 0 6px 24px;border:0;border-left:1px solid rgba(16,46,76,.22);border-radius:0;background:transparent;box-shadow:none}
.epi-legal-highlight strong{display:block;margin:10px 0 8px;font-family:Georgia,'Times New Roman',serif;font-size:24px;font-weight:400;line-height:1.22;color:#16385b}
.epi-legal-highlight p{margin:0;font-size:12.5px;line-height:1.65;color:#788594}
.epi-legal-shell{padding:64px 0 112px}
.epi-legal-layout{display:grid;grid-template-columns:190px minmax(0,760px);gap:76px;align-items:start;justify-content:center}
.epi-legal-toc-inner{position:sticky;top:108px}
.epi-legal-toc nav{display:grid;margin-top:17px;border-top:1px solid rgba(16,46,76,.12)}
.epi-legal-toc a{display:grid;grid-template-columns:24px 1fr;gap:8px;padding:8px 0;border-bottom:1px solid rgba(16,46,76,.08);font-size:11px;line-height:1.35;color:#697887;text-decoration:none;transition:color .18s ease}
.epi-legal-toc a span{font-size:9px;font-weight:800;color:#a3adb7}
.epi-legal-toc a:hover{color:#123b69}
.epi-legal-intro{margin:0 0 18px;padding:0 0 34px;border:0;border-radius:0;border-bottom:1px solid rgba(16,46,76,.14);background:transparent;color:inherit}
.epi-legal-intro p{max-width:720px;margin:0 0 14px;font-family:Georgia,'Times New Roman',serif;font-size:17px;line-height:1.75;color:#344c63}
.epi-legal-intro p:last-child{margin-bottom:0}
.epi-legal-section{display:grid;grid-template-columns:42px minmax(0,1fr);gap:18px;padding:36px 0;border-bottom:1px solid rgba(16,46,76,.11);scroll-margin-top:120px}
.epi-legal-section-no{padding-top:7px;font-size:9px;font-weight:800;letter-spacing:.15em;color:#a0abb6}
.epi-legal-section h2{margin:0 0 15px;font-family:Georgia,'Times New Roman',serif;font-size:27px;font-weight:400;line-height:1.2;letter-spacing:-.018em;color:#173857}
.epi-legal-section p,.epi-legal-section li{font-size:14px;line-height:1.82;color:#5c6f80}
.epi-legal-section p{margin:0 0 13px}
.epi-legal-section ul{margin:8px 0 16px;padding-left:18px}
.epi-legal-section a{font-weight:700;color:#174a7b;text-decoration-thickness:1px;text-underline-offset:3px}
.epi-legal-response-card{margin:6px 0 22px;padding:2px 0 2px 22px;border:0;border-left:2px solid #173f69;border-radius:0;background:transparent}
.epi-legal-response-card strong{display:block;margin-bottom:8px;font-family:Georgia,'Times New Roman',serif;font-size:22px;font-weight:400;line-height:1.3;color:#173857}
.epi-legal-response-card p{margin:0!important;font-size:13px!important;color:#6e7c89!important}
.epi-legal-contact-card{display:grid;grid-template-columns:1fr auto;gap:40px;align-items:end;padding:4px 0 0;border:0;border-radius:0;background:transparent;color:inherit}
.epi-legal-contact-card strong{display:block;margin:8px 0 6px;font-family:Georgia,'Times New Roman',serif;font-size:23px;font-weight:400;color:#173857}
.epi-legal-contact-card p{margin:0;color:#6d7b88}
.epi-legal-contact-actions{display:grid;gap:7px;text-align:right}
.epi-legal-contact-actions a{color:#174a7b;text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px;font-size:13px}
.epi98-checkout-legal{margin:0 0 16px;padding:14px 0;border:0;border-top:1px solid #dde3e8;border-bottom:1px solid #dde3e8;border-radius:0;background:transparent}
.epi98-checkout-legal-kicker{display:block;margin-bottom:5px;font-size:9px;font-weight:800;letter-spacing:.13em;color:#7d8995}
.epi98-checkout-legal p{margin:0!important;font-size:12.5px;line-height:1.6;color:#596b7b}
.epi98-checkout-legal a,.woocommerce-terms-and-conditions-checkbox-text a{font-weight:800;color:#123b69;text-decoration:underline;text-underline-offset:3px}
@media(max-width:980px){.epi-legal-hero{padding:68px 0 46px}.epi-legal-hero-grid{grid-template-columns:1fr;gap:28px}.epi-legal-highlight{max-width:560px}.epi-legal-layout{grid-template-columns:1fr;gap:34px;max-width:820px}.epi-legal-toc-inner{position:relative;top:auto}.epi-legal-toc nav{grid-template-columns:repeat(2,minmax(0,1fr));column-gap:28px}.epi-legal-shell{padding-top:48px}}
@media(max-width:680px){.epi-legal-hero{padding:48px 0 36px}.epi-legal-hero h1{font-size:48px}.epi-legal-hero-copy>p{font-size:15px}.epi-legal-highlight{padding-left:18px}.epi-legal-highlight strong{font-size:21px}.epi-legal-toc nav{grid-template-columns:1fr}.epi-legal-section{grid-template-columns:1fr;gap:5px;padding:29px 0}.epi-legal-section-no{padding:0}.epi-legal-section h2{font-size:24px}.epi-legal-section p,.epi-legal-section li{font-size:13.5px;line-height:1.78}.epi-legal-intro p{font-size:15.5px}.epi-legal-contact-card{grid-template-columns:1fr;gap:18px}.epi-legal-contact-actions{text-align:left}.epi-legal-shell{padding-bottom:72px}}